Best Value · Hampton
Affordable Mortgage Brokers in Hampton, VA
Find quality mortgage brokers that fit your budget. Compare prices, read reviews, and request free quotes — no obligation.
As of June 2026, RatingsNearMe ranks 3 mortgage brokers in Hampton, VA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is OVM with AnnieMac Home Mortgage: Ben Munson with a 5.0-star rating from 199 Google reviews and an RNM Score of 87/100. Also in the top tier: Old Point Mortgage and Anchor Mortgage. The average rating across all listed mortgage brokers in Hampton is 5 stars from 71 reviews per business on average.
Mortgage brokers in Hampton: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
3
Businesses listed
5★
Avg rating
71
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Hampton mortgage broker with a perfect 5.0-star rating from nearly 200 reviews.
5040 Corporate Woods Dr Suite 100, Virginia Beach, VA 23462, USAExceptional 5.0-star rating from 9 Google reviews for trusted mortgage guidance.
101 E Queen St Suite 250, Hampton, VA 23669, USA5.0-star rated mortgage broker in Hampton, VA based on 4 customer reviews.
1208 E Little Creek Rd Suite 102, Norfolk, VA 23518, USAMortgage Brokers Rankings in Hampton, VA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | OVM with AnnieMac Home Mortgage: Ben Munson5040 Corporate Woods Dr Suite 100, Virginia Beach, VA 23462, USA | 5.0★ | 199 |
| #2 | Old Point Mortgage101 E Queen St Suite 250, Hampton, VA 23669, USA | 5.0★ | 9 |
| #3 | Anchor Mortgage1208 E Little Creek Rd Suite 102, Norfolk, VA 23518, USA | 5.0★ | 4 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
Get Free Quotes
We'll connect you with the top mortgage brokers in Hampton, VA.
Mortgage Brokers in Hampton, VA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | OVM with AnnieMac Home Mortgage: Ben Munson | 87/100 | 5.0 ★ | 199 |
| 2 | Old Point Mortgage | 71/100 | 5.0 ★ | 9 |
| 3 | Anchor Mortgage | 67/100 | 5.0 ★ | 4 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
Get your business on AI — ChatGPT, Perplexity & Google AI
AI assistants increasingly recommend local mortgage brokers straight from RatingsNearMe. Claim your spot in Hampton to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.
Frequently Asked Questions — Mortgage Brokers in Hampton
What does a mortgage broker do differently than going directly to a bank in Hampton?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Hampton?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in VA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
More Home Services in Hampton
Related Searches
More ways to find mortgage brokers in Hampton