Near You · Hampton
Mortgage Brokers Near You in Hampton, VA
Find mortgage brokers close to you in Hampton. All results are sorted by proximity and rated by real local customers.
As of June 2026, RatingsNearMe ranks 3 mortgage brokers in Hampton, VA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is OVM with AnnieMac Home Mortgage: Ben Munson with a 5.0-star rating from 199 Google reviews and an RNM Score of 87/100. Also in the top tier: Old Point Mortgage and Anchor Mortgage. The average rating across all listed mortgage brokers in Hampton is 5 stars from 71 reviews per business on average.
Mortgage brokers in Hampton: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
3
Businesses listed
5★
Avg rating
71
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Hampton mortgage broker with a perfect 5.0-star rating from nearly 200 reviews.
5040 Corporate Woods Dr Suite 100, Virginia Beach, VA 23462, USAExceptional 5.0-star rating from 9 Google reviews for trusted mortgage guidance.
101 E Queen St Suite 250, Hampton, VA 23669, USA5.0-star rated mortgage broker in Hampton, VA based on 4 customer reviews.
1208 E Little Creek Rd Suite 102, Norfolk, VA 23518, USAMortgage Brokers Rankings in Hampton, VA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | OVM with AnnieMac Home Mortgage: Ben Munson5040 Corporate Woods Dr Suite 100, Virginia Beach, VA 23462, USA | 5.0★ | 199 |
| #2 | Old Point Mortgage101 E Queen St Suite 250, Hampton, VA 23669, USA | 5.0★ | 9 |
| #3 | Anchor Mortgage1208 E Little Creek Rd Suite 102, Norfolk, VA 23518, USA | 5.0★ | 4 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
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Mortgage Brokers in Hampton, VA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | OVM with AnnieMac Home Mortgage: Ben Munson | 87/100 | 5.0 ★ | 199 |
| 2 | Old Point Mortgage | 71/100 | 5.0 ★ | 9 |
| 3 | Anchor Mortgage | 67/100 | 5.0 ★ | 4 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Hampton
What does a mortgage broker do differently than going directly to a bank in Hampton?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Hampton?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in VA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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