Best Value · Indianapolis
Affordable Mortgage Brokers in Indianapolis, IN
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As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Indianapolis, IN by verified customer ratings and review volume. The highest-rated is MJW Mortgage with a 4.9-star rating from 1,248 verified reviews. Also in the top tier: First Option Mortgage Indianapolis and Grandview Lending, Inc. The average rating across all listed mortgage brokers in Indianapolis is 4.9 stars from 257 reviews per business on average.
Mortgage brokers in Indianapolis: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
257
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
MJW Mortgage
8465 Keystone Crossing #145, Indianapolis, IN 46240, USA
First Option Mortgage Indianapolis
10475 Crosspoint Blvd Ste 335, Indianapolis, IN 46256, USA
Grandview Lending, Inc
8445 Keystone Crossing Blvd #101, Indianapolis, IN 46240, USA
Mortgage Brokers Rankings in Indianapolis, IN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | MJW Mortgage8465 Keystone Crossing #145, Indianapolis, IN 46240, USA | 4.9★ | 1,248 |
| #2 | First Option Mortgage Indianapolis10475 Crosspoint Blvd Ste 335, Indianapolis, IN 46256, USA | 5.0★ | 543 |
| #3 | Grandview Lending, Inc8445 Keystone Crossing Blvd #101, Indianapolis, IN 46240, USA | 5.0★ | 455 |
| #4 | Total Quality Lending630 W Carmel Dr #160, Carmel, IN 46032, USA | 4.9★ | 480 |
| #5 | Approved Mortgage Corporation333 Alabama St Ste#350, Indianapolis, IN 46204, USA | 5.0★ | 161 |
| #6 | Hallmark Home Mortgage9000 Keystone Crossing #850, Indianapolis, IN 46240, USA | 5.0★ | 258 |
| #7 | Sullivan Home Loans1222 N Pennsylvania St, Indianapolis, IN 46202, USA | 4.9★ | 70 |
| #8 | Langdon Mortgage Company, Inc250 E 96th St #280, Indianapolis, IN 46240, USA | 5.0★ | 61 |
| #9 | Approved Mortgage107 N State Rd 135 ste 301, Greenwood, IN 46142, USA | 4.9★ | 312 |
| #10 | Chapman Mortgage8001 S Meridian St, Indianapolis, IN 46217, USA | 5.0★ | 70 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Indianapolis
Total Quality Lending
630 W Carmel Dr #160, Carmel, IN 46032, USA
Approved Mortgage Corporation
333 Alabama St Ste#350, Indianapolis, IN 46204, USA
Hallmark Home Mortgage
9000 Keystone Crossing #850, Indianapolis, IN 46240, USA
Sullivan Home Loans
1222 N Pennsylvania St, Indianapolis, IN 46202, USA
Langdon Mortgage Company, Inc
250 E 96th St #280, Indianapolis, IN 46240, USA
Approved Mortgage
107 N State Rd 135 ste 301, Greenwood, IN 46142, USA
Chapman Mortgage
8001 S Meridian St, Indianapolis, IN 46217, USA
Ruoff Mortgage - Keystone Crossing
9100 Keystone Crossing Suite 750, Indianapolis, IN 46240, USA
Ryan Frantz, Ruoff Mortgage
9100 Keystone Crossing Suite 750, Indianapolis, IN 46240, USA
A N Mortgage, Inc
6675 Rockville Rd, Indianapolis, IN 46214, USA
GVC Mortgage, NMLS# 2334
3901 W 86th St, Indianapolis, IN 46268, USA
Mamba Mortgage
2201 E 46th St, Indianapolis, IN 46205, USA
Golden Oak Lending
8606 Allisonville Rd #385, Indianapolis, IN 46250, USA
Silverton Mortgage - Indianapolis
6925 E 96th St #235, Indianapolis, IN 46250, USA
Indy Mortgage Team
4770 S Emerson Ave, Indianapolis, IN 46203, USA
Royal United Mortgage LLC
10194 Crosspoint Blvd Suite 110, Indianapolis, IN 46256, USA
The DeWitt Team: Kim & Mike DeWitt | Highlands Residential Mortgage, Ltd.
250 E 96th St #280, Indianapolis, IN 46240, USA
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Frequently Asked Questions — Mortgage Brokers in Indianapolis
What does a mortgage broker do differently than going directly to a bank in Indianapolis?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Indianapolis?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in IN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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