Local Pros · Indianapolis
Local Mortgage Brokers in Indianapolis, IN
Locally owned and operated mortgage brokers serving Indianapolis and the surrounding area. Supporting local businesses means faster response and accountability.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Indianapolis, IN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is MJW Mortgage with a 4.9-star rating from 1,248 Google reviews and an RNM Score of 87/100. Also in the top tier: First Option Mortgage Indianapolis and Grandview Lending, Inc. The average rating across all listed mortgage brokers in Indianapolis is 4.9 stars from 257 reviews per business on average.
Mortgage brokers in Indianapolis: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Golden Oak Lending
Golden Oak Lending consistently ranks as a top mortgage broker in Indianapolis due to its strong reputation for customer service and efficient loan processing.
Most Reviewed
Golden Oak Lending
A high number of reviews indicates a broad base of customer experiences, helping you gauge reliability and service quality from a larger sample.
When choosing a mortgage broker in Indianapolis, compare loan options and closing costs from multiple brokers, and read recent reviews to ensure the broker aligns with your specific financial needs.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
257
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by over 1,200 clients with a near-perfect 4.9-star rating.
8465 Keystone Crossing #145, Indianapolis, IN 46240, USATrusted by hundreds with a perfect 5.0-star rating on Google.
10475 Crosspoint Blvd Ste 335, Indianapolis, IN 46256, USAConsistently earns a perfect 5.0 rating from over 450 Google reviews.
8445 Keystone Crossing Blvd #101, Indianapolis, IN 46240, USAMortgage Brokers Rankings in Indianapolis, IN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | MJW Mortgage8465 Keystone Crossing #145, Indianapolis, IN 46240, USA | 4.9★ | 1,248 |
| #2 | First Option Mortgage Indianapolis10475 Crosspoint Blvd Ste 335, Indianapolis, IN 46256, USA | 5.0★ | 543 |
| #3 | Grandview Lending, Inc8445 Keystone Crossing Blvd #101, Indianapolis, IN 46240, USA | 5.0★ | 455 |
| #4 | Ryan Frantz, Ruoff Mortgage9100 Keystone Crossing Suite 750, Indianapolis, IN 46240, USA | 5.0★ | 63 |
| #5 | Total Quality Lending630 W Carmel Dr #160, Carmel, IN 46032, USA | 4.9★ | 480 |
| #6 | The DeWitt Team: Kim & Mike DeWitt | Highlands Residential Mortgage, Ltd.250 E 96th St #280, Indianapolis, IN 46240, USA | 5.0★ | 80 |
| #7 | Approved Mortgage107 N State Rd 135 ste 301, Greenwood, IN 46142, USA | 4.9★ | 312 |
| #8 | Langdon Mortgage Company, Inc250 E 96th St #280, Indianapolis, IN 46240, USA | 5.0★ | 61 |
| #9 | Hallmark Home Mortgage9000 Keystone Crossing #850, Indianapolis, IN 46240, USA | 5.0★ | 258 |
| #10 | Approved Mortgage Corporation333 Alabama St Ste#350, Indianapolis, IN 46204, USA | 5.0★ | 161 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Indianapolis
Trusted by locals with a perfect 5.0-star rating from over 60 reviews.
9100 Keystone Crossing Suite 750, Indianapolis, IN 46240, USA
Earned a 4.9-star rating from nearly 500 reviews in Indianapolis.
630 W Carmel Dr #160, Carmel, IN 46032, USA
Earned a perfect 5.0-star rating from 80 Google reviews in Indianapolis.
250 E 96th St #280, Indianapolis, IN 46240, USA
Earns a 4.9-star rating from over 300 Google reviews in Indianapolis.
107 N State Rd 135 ste 301, Greenwood, IN 46142, USA
Top-rated Indianapolis mortgage broker with a perfect 5.0-star rating from 61 reviews.
250 E 96th St #280, Indianapolis, IN 46240, USA
Trusted by hundreds of clients with a perfect 5.0-star rating on Google.
9000 Keystone Crossing #850, Indianapolis, IN 46240, USA
Trusted by hundreds of clients, this broker holds a flawless 5.0-star rating.
333 Alabama St Ste#350, Indianapolis, IN 46204, USA
Trusted Indianapolis mortgage broker with a 4.9-star rating from 70 reviews.
1222 N Pennsylvania St, Indianapolis, IN 46202, USA
5.0-star rating from 70 Google reviews, reflecting trusted mortgage guidance in Indianapolis.
8001 S Meridian St, Indianapolis, IN 46217, USA
4.9 stars from 48 Google reviews, reflecting exceptional client satisfaction.
4770 S Emerson Ave, Indianapolis, IN 46203, USA
5.0 stars from 31 reviews, reflecting exceptional client satisfaction in Indianapolis.
6675 Rockville Rd, Indianapolis, IN 46214, USA
Trusted by hundreds of local clients, this broker maintains a perfect 5.0-star rating.
6925 E 96th St #235, Indianapolis, IN 46250, USA
Trusted by hundreds of local clients, reflected in a strong 4.1-star rating.
10194 Crosspoint Blvd Suite 110, Indianapolis, IN 46256, USA
Known for exceptional 5.0★ service across hundreds of Google reviews in Indianapolis.
3901 W 86th St, Indianapolis, IN 46268, USA
Highly rated Indianapolis mortgage broker with 4.7 stars from 76 reviews.
8606 Allisonville Rd #385, Indianapolis, IN 46250, USA
Top-rated Indianapolis mortgage broker with 4.9 stars from 55 reviews.
2201 E 46th St, Indianapolis, IN 46205, USA
Trusted by hundreds of clients with a near-perfect 4.9-star rating.
9100 Keystone Crossing Suite 750, Indianapolis, IN 46240, USA
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Mortgage Brokers in Indianapolis, IN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | MJW Mortgage | 87/100 | 4.9 ★ | 1,248 |
| 2 | First Option Mortgage Indianapolis | 88/100 | 5.0 ★ | 543 |
| 3 | Grandview Lending, Inc | 88/100 | 5.0 ★ | 455 |
| 4 | Ryan Frantz, Ruoff Mortgage | 81/100 | 5.0 ★ | 63 |
| 5 | Total Quality Lending | 87/100 | 4.9 ★ | 480 |
| 6 | The DeWitt Team: Kim & Mike DeWitt | Highlands Residential Mortgage, Ltd. | 82/100 | 5.0 ★ | 80 |
| 7 | Approved Mortgage | 87/100 | 4.9 ★ | 312 |
| 8 | Langdon Mortgage Company, Inc | 81/100 | 5.0 ★ | 61 |
| 9 | Hallmark Home Mortgage | 88/100 | 5.0 ★ | 258 |
| 10 | Approved Mortgage Corporation | 86/100 | 5.0 ★ | 161 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Indianapolis
What does a mortgage broker do differently than going directly to a bank in Indianapolis?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Indianapolis?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in IN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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