4.5+ Stars · Jersey City
Highly Rated Insurance Agents in Jersey City, NJ
Only the best make this list. These insurance agents in Jersey City have earned 4.5+ star ratings from real customers — consistently.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Jersey City, NJ by verified customer ratings and review volume. The highest-rated is Freeway Insurance with a 4.9-star rating from 461 verified reviews. Also in the top tier: Kacey Padlo - State Farm Insurance Agent and SageSure. The average rating across all listed insurance agents in Jersey City is 4.6 stars from 160 reviews per business on average.
Insurance in Jersey City: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.6★
Avg rating
160
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Freeway Insurance
2184 John F. Kennedy Blvd, Jersey City, NJ 07305, USA
Kacey Padlo - State Farm Insurance Agent
419 Monmouth St, Jersey City, NJ 07302, USA
Insurance Agents Rankings in Jersey City, NJ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Freeway Insurance2184 John F. Kennedy Blvd, Jersey City, NJ 07305, USA | 4.9★ | 461 |
| #2 | Kacey Padlo - State Farm Insurance Agent419 Monmouth St, Jersey City, NJ 07302, USA | 5.0★ | 432 |
| #3 | SageSure101 Hudson St #2700, Jersey City, NJ 07302, USA | 4.1★ | 1,837 |
| #4 | Tyche Insurance Agency, LLC: HOA Flood and Commercial Insurance613 Washington Blvd #1384, Jersey City, NJ 07310, USA | 5.0★ | 4 |
| #5 | Coe Insurance Agency2330 John F. Kennedy Blvd, Jersey City, NJ 07304, USA | 4.3★ | 6 |
| #6 | JC Insurance Agency2184 John F. Kennedy Blvd, Jersey City, NJ 07305, USA | 4.0★ | 29 |
| #7 | AMC Insurance Inc958 Summit Ave, Jersey City, NJ 07307, USA | 5.0★ | 10 |
| #8 | Whitfield & Turner109 Cottage St, Jersey City, NJ 07306, USA | 4.9★ | 8 |
| #9 | Insurance Agency Jersey City236 Neptune Ave, Jersey City, NJ 07305, USA | 5.0★ | 8 |
| #10 | Best Insurance New Jersey114 Liberty View Dr., Jersey City, NJ 07302, USA | 5.0★ | 7 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Jersey City
Tyche Insurance Agency, LLC: HOA Flood and Commercial Insurance
613 Washington Blvd #1384, Jersey City, NJ 07310, USA
Coe Insurance Agency
2330 John F. Kennedy Blvd, Jersey City, NJ 07304, USA
JC Insurance Agency
2184 John F. Kennedy Blvd, Jersey City, NJ 07305, USA
AMC Insurance Inc
958 Summit Ave, Jersey City, NJ 07307, USA
Whitfield & Turner
109 Cottage St, Jersey City, NJ 07306, USA
Insurance Agency Jersey City
236 Neptune Ave, Jersey City, NJ 07305, USA
Best Insurance New Jersey
114 Liberty View Dr., Jersey City, NJ 07302, USA
J&J Assurance Group
550 West Side Ave, Jersey City, NJ 07304, USA
Best Insurance Jersey City
663 Newark Ave, Jersey City, NJ 07306, USA
Petrocci Agency
1674 John F. Kennedy Blvd # A, Jersey City, NJ 07305, USA
Insurance Service Jersey City
575 Manila Ave, Jersey City, NJ 07310, USA
Men Ins Agency
263 Central Ave, Jersey City, NJ 07307, USA
Goosehead Insurance - Paula Keung
101 Hudson St Suite 2122, Jersey City, NJ 07302, USA
Tawanda Jackson - State Farm Insurance Agent
422 West Side Ave, Jersey City, NJ 07305, USA
Soliman Agency LLC: Allstate Insurance
844 Bergen Ave, Jersey City, NJ 07306, USA
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Frequently Asked Questions — Insurance Agents in Jersey City
What is the difference between a captive and independent insurance agent in Jersey City?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in NJ?
Search the NJ Department of Insurance's online license lookup — Google "NJ Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in NJ must be licensed with the state.
How much does working with a local insurance agent in Jersey City cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Jersey City?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Jersey City adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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