Top Picks · New York
Best Insurance Agents in New York, NY
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 20 insurance agents in New York, NY by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Kate Rhee - State Farm Insurance Agent with a 4.9-star rating from 781 Google reviews and an RNM Score of 87/100. Also in the top tier: State Farm: James B Lavelle and Virginia Chan - State Farm Insurance Agent. The average rating across all listed insurance agents in New York is 4.7 stars from 158 reviews per business on average.
Insurance in New York: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
LIFE143
LIFE143 stands out as the top-ranked insurance agent in New York due to its consistently high ratings and exceptional customer service.
Most Reviewed
LIFE143
A high review count indicates a broad base of customer experiences, helping consumers gauge reliability and service quality.
When choosing an insurance agent in New York, compare multiple top-ranked agents to find one that specializes in your specific coverage needs, and always check recent reviews for the most current service feedback.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
158
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
4.9 stars from over 780 Google reviews, reflecting trusted local service.
315 5th Ave #901, New York, NY 10016, USARated 4.9 stars from 688 Google reviews, this New York insurance agent is highly trusted.
420 Lexington Ave # 2432, New York, NY 10170, USATrusted by hundreds of clients with a near-perfect 4.9-star rating.
1015 Madison Ave Suite 503, New York, NY 10075, USAInsurance Agents Rankings in New York, NY
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Kate Rhee - State Farm Insurance Agent315 5th Ave #901, New York, NY 10016, USA | 4.9★ | 781 |
| #2 | State Farm: James B Lavelle420 Lexington Ave # 2432, New York, NY 10170, USA | 4.9★ | 688 |
| #3 | Virginia Chan - State Farm Insurance Agent1015 Madison Ave Suite 503, New York, NY 10075, USA | 4.9★ | 477 |
| #4 | TY Health Insurance Brokerage42 Broadway 12th Flr, New York, NY 10004, USA | 4.7★ | 29 |
| #5 | MKR Specialty Insurance Brokerage, Inc.46-02 21st St Box 1793, Long Island City, NY 11101, USA | 5.0★ | 9 |
| #6 | Prana Risk Insurance Brokers & Agents75 Wall St, New York, NY 10005, USA | 5.0★ | 50 |
| #7 | J. A. Reaney Agency Insurance Brokers112 W 34th St., New York, NY 10120, USA | 5.0★ | 6 |
| #8 | Liberty Mutual Insurance Agent Magdalena Sokolowska28 Liberty St 4th Floor, New York, NY 10005, USA | 3.4★ | 48 |
| #9 | Roadsafe Affordable Auto Insurance554 8th Ave Floor 1, New York, NY 10018, USA | 5.0★ | 11 |
| #10 | Insure NYC Brokerage Inc33 West 60th Street 2nd fl, Queens, NY 10023, USA | 4.9★ | 243 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in New York
Trusted New York insurance agent with a strong 4.7-star rating from dozens of client reviews.
42 Broadway 12th Flr, New York, NY 10004, USA
Top-rated New York insurance agent with a perfect 5.0-star rating from 9 reviews.
46-02 21st St Box 1793, Long Island City, NY 11101, USA
Top-rated New York insurance agent with a perfect 5.0-star rating from 50 reviews.
75 Wall St, New York, NY 10005, USA
Trusted by clients with a perfect 5.0-star rating from 6 reviews.
112 W 34th St., New York, NY 10120, USA
48 Google reviews give this New York insurance agent a mixed 3.4-star rating.
28 Liberty St 4th Floor, New York, NY 10005, USA
5.0 stars from 11 Google reviews for this New York insurance agent.
554 8th Ave Floor 1, New York, NY 10018, USA
Rated 4.9 stars from 243 Google reviews, consistently exceeding client expectations.
33 West 60th Street 2nd fl, Queens, NY 10023, USA
4.9 stars from 166 reviews reflects exceptional customer satisfaction.
53 W 8th St Suite FE, New York, NY 10011, USA
Trusted by hundreds, this New York agent holds a stellar 4.8-star rating.
4, 150 Greenwich St 29th Floor Suite 2906, New York, NY 10007, USA
Trusted New York insurance agent with a stellar 4.9-star rating from 82 reviews.
147 W 35th St Ste 603, New York, NY 10001, USA
4.8 stars from 81 reviews, reflecting strong client trust in New York.
61 Broadway Suite 2770, New York, NY 10006, USA
4.1 stars from 11 Google reviews, indicating solid local customer satisfaction.
91-14 59th Ave, Elmhurst, NY 11373, USA
A New York insurance agent with a 3.5-star rating from 10 Google reviews.
1560 Broadway 10th Floor, Suite 1008, New York, NY 10036, USA
Known for exceptional 5.0-star service based on 7 Google reviews.
244 5th Ave c99, New York, NY 10001, USA
Trusted by customers with a solid 4.1-star rating from dozens of reviews.
1 World Trade Center 39th Floor, New York, NY 10007, USA
Trusted New York insurance agent with a perfect 5.0-star rating from 6 Google reviews.
27 Warren St, New York, NY 10007, USA
Top-rated New York insurance agent with 4.9 stars from 272 reviews.
139 Centre St STE 813, New York, NY 10013, USA
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Insurance Agents in New York, NY — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Kate Rhee - State Farm Insurance Agent | 87/100 | 4.9 ★ | 781 |
| 2 | State Farm: James B Lavelle | 87/100 | 4.9 ★ | 688 |
| 3 | Virginia Chan - State Farm Insurance Agent | 87/100 | 4.9 ★ | 477 |
| 4 | TY Health Insurance Brokerage | 72/100 | 4.7 ★ | 29 |
| 5 | MKR Specialty Insurance Brokerage, Inc. | 71/100 | 5.0 ★ | 9 |
| 6 | Prana Risk Insurance Brokers & Agents | 80/100 | 5.0 ★ | 50 |
| 7 | J. A. Reaney Agency Insurance Brokers | 69/100 | 5.0 ★ | 6 |
| 8 | Liberty Mutual Insurance Agent Magdalena Sokolowska | 52/100 | 3.4 ★ | 48 |
| 9 | Roadsafe Affordable Auto Insurance | 72/100 | 5.0 ★ | 11 |
| 10 | Insure NYC Brokerage Inc | 86/100 | 4.9 ★ | 243 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in New York
What is the difference between a captive and independent insurance agent in New York?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in NY?
Search the NY Department of Insurance's online license lookup — Google "NY Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in NY must be licensed with the state.
How much does working with a local insurance agent in New York cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in New York?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in New York adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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