Local Pros · Joliet
Local Insurance Agents in Joliet, IL
Locally owned and operated insurance agents serving Joliet and the surrounding area. Supporting local businesses means faster response and accountability.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Joliet, IL by verified customer ratings and review volume. The highest-rated is Illinois Vehicle Auto Insurance with a 4.8-star rating from 875 verified reviews. Also in the top tier: Jack A Anderson Jr - State Farm Insurance Agent and Craig Lincoln - State Farm Insurance Agent. The average rating across all listed insurance agents in Joliet is 4.7 stars from 150 reviews per business on average.
Insurance in Joliet: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
150
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Illinois Vehicle Auto Insurance
1105 W Jefferson St, Joliet, IL 60435, USA
Jack A Anderson Jr - State Farm Insurance Agent
1012 Plainfield Rd, Joliet, IL 60435, USA
Craig Lincoln - State Farm Insurance Agent
2405 Essington Rd Unit C, Joliet, IL 60435, USA
Insurance Agents Rankings in Joliet, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Illinois Vehicle Auto Insurance1105 W Jefferson St, Joliet, IL 60435, USA | 4.8★ | 875 |
| #2 | Jack A Anderson Jr - State Farm Insurance Agent1012 Plainfield Rd, Joliet, IL 60435, USA | 4.9★ | 329 |
| #3 | Craig Lincoln - State Farm Insurance Agent2405 Essington Rd Unit C, Joliet, IL 60435, USA | 4.9★ | 241 |
| #4 | Magnum Insurance Agency562 Collins St, Joliet, IL 60432, USA | 4.6★ | 284 |
| #5 | Insurance Navy Brokers18 S Larkin Ave Suite 11, Joliet, IL 60436, USA | 4.8★ | 234 |
| #6 | Fazio Insurance550 Ruby St, Joliet, IL 60435, USA | 4.9★ | 28 |
| #7 | Olin Insurance815 Sherwood Pl, Joliet, IL 60435, USA | 4.5★ | 32 |
| #8 | Accurate Auto Insurance1800 W Jefferson St, Joliet, IL 60435, USA | 4.7★ | 220 |
| #9 | Mudron Kane Insurance113 Republic Ave, Joliet, IL 60435, USA | 4.9★ | 7 |
| #10 | Nowacki Insurance Agency288 Barney Dr, Joliet, IL 60435, USA | 3.7★ | 11 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Joliet
Magnum Insurance Agency
562 Collins St, Joliet, IL 60432, USA
Insurance Navy Brokers
18 S Larkin Ave Suite 11, Joliet, IL 60436, USA
Fazio Insurance
550 Ruby St, Joliet, IL 60435, USA
Olin Insurance
815 Sherwood Pl, Joliet, IL 60435, USA
Accurate Auto Insurance
1800 W Jefferson St, Joliet, IL 60435, USA
Mudron Kane Insurance
113 Republic Ave, Joliet, IL 60435, USA
Nowacki Insurance Agency
288 Barney Dr, Joliet, IL 60435, USA
Seguros America
678 Collins St, Joliet, IL 60432, USA
Talro Auto Insurance
819 W Jefferson St, Joliet, IL 60435, USA
Illinois Securities Insurance Agency
327 Republic Ave, Joliet, IL 60435, USA
Farmers Insurance - Rodolfo Magdaleno
333 N Hammes Ave Suite 102, Joliet, IL 60435, USA
Carrie Gierich American Family Insurance
1100 Essington Rd STE 3, Joliet, IL 60435, USA
Merrill Insurance Agency, Inc. - Commercial Trucking | Business Insurance | General Liability Insurance | Home | Auto | Life
1000 Essington Rd, Joliet, IL 60435, USA
Rigo Valle - State Farm Insurance Agent
2551 Division St Suite 106, Joliet, IL 60435, USA
Chizmark Larson Insurance Agency
615 Kungs Way, Joliet, IL 60435, USA
John Wright - State Farm Insurance Agent
1050 Essington Rd ste a, Joliet, IL 60435, USA
AAA Joliet
1500 Essington Rd Ste 4, Joliet, IL 60435, USA
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Frequently Asked Questions — Insurance Agents in Joliet
What is the difference between a captive and independent insurance agent in Joliet?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in IL?
Search the IL Department of Insurance's online license lookup — Google "IL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in IL must be licensed with the state.
How much does working with a local insurance agent in Joliet cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Joliet?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Joliet adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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