Highest Rated · Joliet
Top-Rated Insurance Agents in Joliet, IL
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Joliet, IL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Illinois Vehicle Auto Insurance with a 4.8-star rating from 875 Google reviews and an RNM Score of 85/100. Also in the top tier: Jack A Anderson Jr - State Farm Insurance Agent and Craig Lincoln - State Farm Insurance Agent. The average rating across all listed insurance agents in Joliet is 4.7 stars from 150 reviews per business on average.
Insurance in Joliet: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Accurate Auto Insurance
Accurate Auto Insurance is the top-ranked agent in Joliet due to its consistent reputation for fast, reliable service and competitive pricing.
Most Reviewed
Mudron Kane Insurance
A high number of reviews reflects a broad base of customer experiences, providing more reliable insight into the agency's trustworthiness and service quality.
Before choosing an insurance agent in Joliet, compare quotes from at least two of these top-ranked agencies and read recent reviews to ensure the coverage and service meet your specific needs.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
150
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted by hundreds of local clients, this agent holds a stellar 4.8★ rating.
1105 W Jefferson St, Joliet, IL 60435, USATrusted by hundreds of local clients with an exceptional 4.9-star Google rating.
1012 Plainfield Rd, Joliet, IL 60435, USATrusted by 241 locals with a flawless 4.9-star average rating.
2405 Essington Rd Unit C, Joliet, IL 60435, USAInsurance Agents Rankings in Joliet, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Illinois Vehicle Auto Insurance1105 W Jefferson St, Joliet, IL 60435, USA | 4.8★ | 875 |
| #2 | Jack A Anderson Jr - State Farm Insurance Agent1012 Plainfield Rd, Joliet, IL 60435, USA | 4.9★ | 329 |
| #3 | Craig Lincoln - State Farm Insurance Agent2405 Essington Rd Unit C, Joliet, IL 60435, USA | 4.9★ | 241 |
| #4 | Fazio Insurance550 Ruby St, Joliet, IL 60435, USA | 4.9★ | 28 |
| #5 | Seguros America678 Collins St, Joliet, IL 60432, USA | 4.7★ | 71 |
| #6 | Insurance Navy Brokers18 S Larkin Ave Suite 11, Joliet, IL 60436, USA | 4.8★ | 234 |
| #7 | Carrie Gierich American Family Insurance1100 Essington Rd STE 3, Joliet, IL 60435, USA | 4.8★ | 53 |
| #8 | Olin Insurance815 Sherwood Pl, Joliet, IL 60435, USA | 4.5★ | 32 |
| #9 | Magnum Insurance Agency562 Collins St, Joliet, IL 60432, USA | 4.6★ | 284 |
| #10 | Rigo Valle - State Farm Insurance Agent2551 Division St Suite 106, Joliet, IL 60435, USA | 4.9★ | 238 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Joliet
4.9-star rating from 28 Google reviews reflects exceptional local client satisfaction.
550 Ruby St, Joliet, IL 60435, USA
Trusted by clients with a strong 4.7-star rating across 71 reviews.
678 Collins St, Joliet, IL 60432, USA
Earns a stellar 4.8-star rating from over 230 Google reviews.
18 S Larkin Ave Suite 11, Joliet, IL 60436, USA
Highly rated local insurance agent with a 4.8-star average from 53 reviews.
1100 Essington Rd STE 3, Joliet, IL 60435, USA
Rated 4.5 stars from 32 Google reviews, this Joliet insurance agent earns strong local trust.
815 Sherwood Pl, Joliet, IL 60435, USA
With 284 reviews averaging 4.6 stars, this Joliet insurance agent is highly trusted.
562 Collins St, Joliet, IL 60432, USA
Trusted by locals with a 4.9-star rating from over 230 reviews.
2551 Division St Suite 106, Joliet, IL 60435, USA
Trusted by hundreds of locals with a strong 4.7-star Google rating.
1800 W Jefferson St, Joliet, IL 60435, USA
Trusted by hundreds of locals with a near-perfect 4.9-star rating.
1050 Essington Rd ste a, Joliet, IL 60435, USA
Trusted by 91 locals with a solid 4.1-star rating for insurance in Joliet.
819 W Jefferson St, Joliet, IL 60435, USA
Trusted by locals with a solid 4.1-star rating from 85 reviews.
1500 Essington Rd Ste 4, Joliet, IL 60435, USA
5.0 stars from 14 reviews for this Joliet insurance agent.
333 N Hammes Ave Suite 102, Joliet, IL 60435, USA
A Joliet insurance agent with a 3.7-star rating from 11 Google reviews.
288 Barney Dr, Joliet, IL 60435, USA
Exceptional 4.9-star rating based on 7 Google reviews from local clients.
113 Republic Ave, Joliet, IL 60435, USA
5.0-star rating from 4 Google reviews for a trusted Joliet insurance agent.
327 Republic Ave, Joliet, IL 60435, USA
Exceptional 5.0-star rating based on a few Google reviews.
615 Kungs Way, Joliet, IL 60435, USA
5.0 stars from 24 reviews, reflecting exceptional local client satisfaction.
1000 Essington Rd, Joliet, IL 60435, USA
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Insurance Agents in Joliet, IL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Illinois Vehicle Auto Insurance | 85/100 | 4.8 ★ | 875 |
| 2 | Jack A Anderson Jr - State Farm Insurance Agent | 87/100 | 4.9 ★ | 329 |
| 3 | Craig Lincoln - State Farm Insurance Agent | 86/100 | 4.9 ★ | 241 |
| 4 | Fazio Insurance | 75/100 | 4.9 ★ | 28 |
| 5 | Seguros America | 76/100 | 4.7 ★ | 71 |
| 6 | Insurance Navy Brokers | 85/100 | 4.8 ★ | 234 |
| 7 | Carrie Gierich American Family Insurance | 77/100 | 4.8 ★ | 53 |
| 8 | Olin Insurance | 69/100 | 4.5 ★ | 32 |
| 9 | Magnum Insurance Agency | 82/100 | 4.6 ★ | 284 |
| 10 | Rigo Valle - State Farm Insurance Agent | 86/100 | 4.9 ★ | 238 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Joliet
What is the difference between a captive and independent insurance agent in Joliet?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in IL?
Search the IL Department of Insurance's online license lookup — Google "IL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in IL must be licensed with the state.
How much does working with a local insurance agent in Joliet cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Joliet?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Joliet adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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