Low Cost · Kansas City
Cheap Insurance Agents in Kansas City, MO — Best Prices
Compare insurance agents prices in Kansas City to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of July 2026, RatingsNearMe ranks 18 insurance agents in Kansas City, MO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Traders Insurance Company with a 4.3-star rating from 2,663 Google reviews and an RNM Score of 76/100. Also in the top tier: Briarcliff Insurance Group and Jeff David Insurance Agency. The average rating across all listed insurance agents in Kansas City is 4.7 stars from 289 reviews per business on average.
Insurance in Kansas City: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
A 1 Insurance
Consistently ranked as the top insurance agent in Kansas City due to exceptional customer service and comprehensive coverage options.
Most Reviewed
A 1 Insurance
A high review count indicates a proven track record of customer satisfaction and reliability.
When choosing an insurance agent in Kansas City, compare quotes from multiple agencies and verify licensing. Consider local agents who understand regional risks and can offer personalized advice.
Local Market Snapshot
18
Businesses listed
4.7★
Avg rating
289
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted by thousands of Kansas City clients with a strong 4.3-star rating.
9300 Troost Ave, Kansas City, MO 64131, USAKansas City insurance agent with a 4.9-star rating from over 300 reviews.
2601 NE Kendallwood Pkwy Suite 212, Gladstone, MO 64119, USAKnown for exceptional 4.9-star service across nearly 300 Google reviews.
6520 N Oak Trafficway, Gladstone, MO 64118, USAInsurance Agents Rankings in Kansas City, MO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Traders Insurance Company9300 Troost Ave, Kansas City, MO 64131, USA | 4.3★ | 2,663 |
| #2 | Briarcliff Insurance Group2601 NE Kendallwood Pkwy Suite 212, Gladstone, MO 64119, USA | 4.9★ | 327 |
| #3 | Jeff David Insurance Agency6520 N Oak Trafficway, Gladstone, MO 64118, USA | 4.9★ | 291 |
| #4 | Rich Insurance Agency LLC5752 N Broadway, Kansas City, MO 64118, USA | 4.8★ | 41 |
| #5 | Hernandez Insurance Agency Inc1001 Kansas Ave, Kansas City, KS 66105, USA | 4.6★ | 61 |
| #6 | Safeway Insurance Agency3406 Broadway Blvd Suite A, Kansas City, MO 64111, USA | 4.2★ | 57 |
| #7 | Heartland Insurance Agency7611 State Line Rd Suite 160, Kansas City, MO 64114, USA | 5.0★ | 12 |
| #8 | Progressive Kansas CityE 12th St, Kansas City, MO 64116, USA | — | — |
| #9 | Midwest Professional Insurance4037 Central St, Kansas City, MO 64111, USA | 5.0★ | 120 |
| #10 | Freeway Insurance3900 Broadway Blvd A, Kansas City, MO 64111, USA | 4.8★ | 275 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Kansas City
Rated 4.8 stars from 41 Google reviews, this Kansas City insurance agent is highly regarded.
5752 N Broadway, Kansas City, MO 64118, USA
4.6 stars from 61 Google reviews, reflecting strong local client satisfaction.
1001 Kansas Ave, Kansas City, KS 66105, USA
4.2 stars from 57 reviews—a trusted choice for insurance in Kansas City.
3406 Broadway Blvd Suite A, Kansas City, MO 64111, USA
5.0 stars from 12 Google reviews, reflecting exceptional local service.
7611 State Line Rd Suite 160, Kansas City, MO 64114, USA
Insurance agent in Kansas City, MO, with no customer reviews yet to inform your decision.
E 12th St, Kansas City, MO 64116, USA
5.0-star rating from 120 Google reviews, reflecting exceptional client trust and satisfaction.
4037 Central St, Kansas City, MO 64111, USA
Trusted by hundreds of Kansas City clients with a 4.8★ rating.
3900 Broadway Blvd A, Kansas City, MO 64111, USA
4.9-star rating from over 230 Google reviews in Kansas City.
9601 NE Barry Rd Ste 120, Kansas City, MO 64158, USA
Trusted by hundreds of Kansas City clients with a strong 4.5-star rating.
1057 Minnesota Ave, Kansas City, KS 66101, USA
Trusted by 176 clients with a strong 4.7-star average rating.
2635 NE Vivion Rd, Kansas City, MO 64119, USA
Known for 4.4★ reliability based on hundreds of local Google reviews.
4038 State Ave, Kansas City, KS 66102, USA
Exceptional 4.9-star rating from over 130 Google reviews.
8117 N Oak Trafficway, Kansas City, MO 64118, USA
Highly rated Kansas City insurance agent with 4.8 stars from over 60 reviews.
5545 N Oak Trafficway Suite 12A, Kansas City, MO 64118, USA
A Kansas City insurance agent with a 4.7-star rating from 59 reviews.
7823 Wornall Rd, Kansas City, MO 64114, USA
4.8-star rating from 61 Google reviews, reflecting consistent customer satisfaction.
1405 N 86th St, Kansas City, KS 66112, USA
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Insurance Agents in Kansas City, MO — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Traders Insurance Company | 76/100 | 4.3 ★ | 2,663 |
| 2 | Briarcliff Insurance Group | 87/100 | 4.9 ★ | 327 |
| 3 | Jeff David Insurance Agency | 87/100 | 4.9 ★ | 291 |
| 4 | Rich Insurance Agency LLC | 75/100 | 4.8 ★ | 41 |
| 5 | Hernandez Insurance Agency Inc | 74/100 | 4.6 ★ | 61 |
| 6 | Safeway Insurance Agency | 67/100 | 4.2 ★ | 57 |
| 7 | Heartland Insurance Agency | 72/100 | 5.0 ★ | 12 |
| 8 | Progressive Kansas City | 3/100 | — | 0 |
| 9 | Midwest Professional Insurance | 84/100 | 5.0 ★ | 120 |
| 10 | Freeway Insurance | 85/100 | 4.8 ★ | 275 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Kansas City
What is the difference between a captive and independent insurance agent in Kansas City?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MO?
Search the MO Department of Insurance's online license lookup — Google "MO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MO must be licensed with the state.
How much does working with a local insurance agent in Kansas City cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Kansas City?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Kansas City adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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