Real Reviews · Kansas City
Top-Reviewed Insurance Agents in Kansas City, MO
What are customers actually saying? Read verified reviews for insurance agents in Kansas City — every rating is from a real customer.
As of May 2026, RatingsNearMe ranks 18 insurance agents in Kansas City, MO by verified customer ratings and review volume. The highest-rated is Traders Insurance Company with a 4.3-star rating from 2,663 verified reviews. Also in the top tier: Briarcliff Insurance Group and Jeff David Insurance Agency. The average rating across all listed insurance agents in Kansas City is 4.7 stars from 289 reviews per business on average.
Insurance in Kansas City: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
4.7★
Avg rating
289
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Traders Insurance Company
9300 Troost Ave, Kansas City, MO 64131, USA
Briarcliff Insurance Group
2601 NE Kendallwood Pkwy Suite 212, Gladstone, MO 64119, USA
Jeff David Insurance Agency
6520 N Oak Trafficway, Gladstone, MO 64118, USA
Insurance Agents Rankings in Kansas City, MO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Traders Insurance Company9300 Troost Ave, Kansas City, MO 64131, USA | 4.3★ | 2,663 |
| #2 | Briarcliff Insurance Group2601 NE Kendallwood Pkwy Suite 212, Gladstone, MO 64119, USA | 4.9★ | 327 |
| #3 | Jeff David Insurance Agency6520 N Oak Trafficway, Gladstone, MO 64118, USA | 4.9★ | 291 |
| #4 | Abbott Insurance Inc.8117 N Oak Trafficway, Kansas City, MO 64118, USA | 4.9★ | 134 |
| #5 | A 1 Insurance7823 Wornall Rd, Kansas City, MO 64114, USA | 4.7★ | 59 |
| #6 | Prime Insurance Agency9601 NE Barry Rd Ste 120, Kansas City, MO 64158, USA | 4.9★ | 238 |
| #7 | Tom Rich Insurance1057 Minnesota Ave, Kansas City, KS 66101, USA | 4.5★ | 199 |
| #8 | Bargain Insurance Connection2635 NE Vivion Rd, Kansas City, MO 64119, USA | 4.7★ | 176 |
| #9 | Freeway Insurance3900 Broadway Blvd A, Kansas City, MO 64111, USA | 4.8★ | 275 |
| #10 | Auto Insurance Discounters4038 State Ave, Kansas City, KS 66102, USA | 4.4★ | 137 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Kansas City
Abbott Insurance Inc.
8117 N Oak Trafficway, Kansas City, MO 64118, USA
A 1 Insurance
7823 Wornall Rd, Kansas City, MO 64114, USA
Prime Insurance Agency
9601 NE Barry Rd Ste 120, Kansas City, MO 64158, USA
Tom Rich Insurance
1057 Minnesota Ave, Kansas City, KS 66101, USA
Bargain Insurance Connection
2635 NE Vivion Rd, Kansas City, MO 64119, USA
Freeway Insurance
3900 Broadway Blvd A, Kansas City, MO 64111, USA
Auto Insurance Discounters
4038 State Ave, Kansas City, KS 66102, USA
Nominal Insurance
5545 N Oak Trafficway Suite 12A, Kansas City, MO 64118, USA
Progressive Kansas City
E 12th St, Kansas City, MO 64116, USA
Heartland Insurance Agency
7611 State Line Rd Suite 160, Kansas City, MO 64114, USA
Hernandez Insurance Agency Inc
1001 Kansas Ave, Kansas City, KS 66105, USA
RODINA INSURANCE
1405 N 86th St, Kansas City, KS 66112, USA
Rich Insurance Agency LLC
5752 N Broadway, Kansas City, MO 64118, USA
Safeway Insurance Agency
3406 Broadway Blvd Suite A, Kansas City, MO 64111, USA
Midwest Professional Insurance
4037 Central St, Kansas City, MO 64111, USA
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Frequently Asked Questions — Insurance Agents in Kansas City
What is the difference between a captive and independent insurance agent in Kansas City?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MO?
Search the MO Department of Insurance's online license lookup — Google "MO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MO must be licensed with the state.
How much does working with a local insurance agent in Kansas City cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Kansas City?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Kansas City adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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