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Best Mortgage Brokers in Keller, TX

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As of June 2026, RatingsNearMe ranks 12 mortgage brokers in Keller, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Waterstone Mortgage - Keller, TX with a 5.0-star rating from 221 Google reviews and an RNM Score of 99/100. Also in the top tier: David Chavez | Fairway Independent Mortgage Corporation Branch Sales Manager and Neighborhood Loans. The average rating across all listed mortgage brokers in Keller is 4.9 stars from 101 reviews per business on average.

Mortgage brokers in Keller: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

KRich Mortgage

KRich Mortgage stands out as a top-ranked broker in Keller due to its strong reputation for personalized service and competitive loan options.

Most Reviewed

Tom Hammon the Texas Loan Arranger - Trademark Mortgage

A high number of reviews often indicates a trusted, experienced broker with a consistent track record of client satisfaction.

When choosing a mortgage broker in Keller, compare rates and ask about loan programs that fit your specific needs, and always check recent reviews to gauge service quality.

Filter:

Local Market Snapshot

12

Businesses listed

4.9★

Avg rating

101

Avg reviews

Jun 10, 2026

Last updated

Top Rated Mortgage Brokers

4.9(296 reviews)

A Keller mortgage broker with a 4.9-star rating from nearly 300 Google reviews.

950 E State Hwy 114 Suite 130, Southlake, TX 76092, USA

Mortgage Brokers Rankings in Keller, TX

#BusinessRatingReviews
#1Waterstone Mortgage - Keller, TX550 Reserve St Suite 250, Offices 220 & 221, Southlake, TX 76092, USA5.0221
#2David Chavez | Fairway Independent Mortgage Corporation Branch Sales Manager10340 Alta Vista Rd #200, Fort Worth, TX 76244, USA5.0167
#3Neighborhood Loans950 E State Hwy 114 Suite 130, Southlake, TX 76092, USA4.9296
#4Guild Mortgage Company1560 E Southlake Blvd Ste 100, Southlake, TX 76092, USA4.858
#5Select Mortgage Group17176 FM156 Suite A102, Justin, TX 76247, USA5.017
#6Meagan Barron | Fairway Independent Mortgage Corporation Mortgage Specialist - Licensed10340 Alta Vista Rd #200, Fort Worth, TX 76244, USA5.063
#7KRich Mortgage212 Park N Ln, Keller, TX 76248, USA5.06
#8Kellen Vaughan Team | Trademark Mortgage NMLS#2439360628 Stoneglen Dr, Keller, TX 76248, USA4.9103
#9HT Lending Group1730 Rufe Snow Dr # B, Keller, TX 76248, USA4.760
#10American Smart Lending1560 E Southlake Blvd Ste 100, Southlake, TX 76092, USA5.0172

Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026

All Mortgage Brokers in Keller

4
4.8· 58 reviews

Consistently earns 4.8 stars from nearly 60 local Google reviews.

1560 E Southlake Blvd Ste 100, Southlake, TX 76092, USA

5
5.0· 17 reviews

Keller's top-rated mortgage broker, with a perfect 5.0 stars from 17 reviews.

17176 FM156 Suite A102, Justin, TX 76247, USA

6
5.0· 63 reviews

Keller's top-rated mortgage broker with an exceptional 5.0 rating from 63 client reviews.

10340 Alta Vista Rd #200, Fort Worth, TX 76244, USA

7
5.0· 6 reviews

Trusted local mortgage broker with a flawless 5.0-star rating from 6 Google reviews.

212 Park N Ln, Keller, TX 76248, USA

8
4.9· 103 reviews

4.9-star rating from over 100 Google reviews.

628 Stoneglen Dr, Keller, TX 76248, USA

9
4.7· 60 reviews

4.7 stars from 60 Google reviews, reflecting consistently positive client experiences.

1730 Rufe Snow Dr # B, Keller, TX 76248, USA

10
5.0· 172 reviews

Rated 5.0 stars from 172 reviews, this Keller mortgage broker is highly trusted.

1560 E Southlake Blvd Ste 100, Southlake, TX 76092, USA

11
5.0· 38 reviews

Keller's top-rated mortgage broker with a perfect 5.0★ rating from 38 reviews.

9500 Ray White Rd STE 248, Fort Worth, TX 76244, USA

12
5.0· 10 reviews

Boasts a perfect 5.0-star rating from 10 Google reviews in Keller, TX.

628 Stoneglen Dr A, Keller, TX 76248, USA

Data from Google Business listings
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Mortgage Brokers in Keller, TX — Compared

#BusinessRNM ScoreRatingReviews
1Waterstone Mortgage - Keller, TX99/1005.0 ★221
2David Chavez | Fairway Independent Mortgage Corporation Branch Sales Manager98/1005.0 ★167
3Neighborhood Loans90/1004.9 ★296
4Guild Mortgage Company77/1004.8 ★58
5Select Mortgage Group86/1005.0 ★17
6Meagan Barron | Fairway Independent Mortgage Corporation Mortgage Specialist - Licensed93/1005.0 ★63
7KRich Mortgage81/1005.0 ★6
8Kellen Vaughan Team | Trademark Mortgage NMLS#243936094/1004.9 ★103
9HT Lending Group87/1004.7 ★60
10American Smart Lending86/1005.0 ★172

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026

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Frequently Asked Questions — Mortgage Brokers in Keller

What does a mortgage broker do differently than going directly to a bank in Keller?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Keller?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in TX?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

Mortgage Brokers in Nearby Cities

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.

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About This Mortgage Brokers Directory — Keller, TX

This page lists and ranks 12 mortgage brokers serving Keller, TX as of June 2026. The average verified rating across all listings is 4.9 stars, with an average of 101 customer reviews per business. The top-ranked mortgage brokers in Keller by our algorithm is Waterstone Mortgage - Keller, TX (5.0 stars, 221 reviews). Mortgage brokers in Keller: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Keller: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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