Near You · Kirkland
Insurance Agents Near You in Kirkland, WA
Find insurance agents close to you in Kirkland. All results are sorted by proximity and rated by real local customers.
As of May 2026, RatingsNearMe ranks 19 insurance agents in Kirkland, WA by verified customer ratings and review volume. The highest-rated is Vern Fonk Insurance with a 4.9-star rating from 310 verified reviews. Also in the top tier: Constance Ann - State Farm Insurance Agent and CEG Life Insurance Services. The average rating across all listed insurance agents in Kirkland is 4.9 stars from 148 reviews per business on average.
Insurance in Kirkland: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 16, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
148
Avg reviews
May 16, 2026
Last updated
Top Rated Insurance Agents
Vern Fonk Insurance
12535 Totem Lake Blvd NE, Kirkland, WA 98034, USA
Constance Ann - State Farm Insurance Agent
12405 NE 124th St, Kirkland, WA 98034, USA
CEG Life Insurance Services
611 4th Ave. suite a, Kirkland, WA 98033, USA
Insurance Agents Rankings in Kirkland, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Vern Fonk Insurance12535 Totem Lake Blvd NE, Kirkland, WA 98034, USA | 4.9★ | 310 |
| #2 | Constance Ann - State Farm Insurance Agent12405 NE 124th St, Kirkland, WA 98034, USA | 4.8★ | 298 |
| #3 | CEG Life Insurance Services611 4th Ave. suite a, Kirkland, WA 98033, USA | 5.0★ | 121 |
| #4 | Best insurance Kirkland3951 Lake Washington Blvd NE, Kirkland, WA 98033, USA | 5.0★ | 10 |
| #5 | Lee Insurance Services11410 98th Ave NE, Kirkland, WA 98033, USA | 5.0★ | 7 |
| #6 | CHOICE Insurance1715 Market St # 100, Kirkland, WA 98033, USA | 4.7★ | 30 |
| #7 | Totem Agencies Inc10526 NE 68th St, Kirkland, WA 98033, USA | 4.9★ | 7 |
| #8 | Grace Roberts - State Farm Insurance Agent339 Kirkland Ave F, Kirkland, WA 98033, USA | 5.0★ | 439 |
| #9 | Hayk Tadevosyan - State Farm Insurance Agent52 Lakeshore Plaza Unit A, Kirkland, WA 98033, USA | 5.0★ | 592 |
| #10 | Ken Williams CHFC CLTC CLU CHRS INC11335 NE 122nd Way #105, Office 117, Kirkland, WA 98034, USA | 5.0★ | 91 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Kirkland
Best insurance Kirkland
3951 Lake Washington Blvd NE, Kirkland, WA 98033, USA
Grace Roberts - State Farm Insurance Agent
339 Kirkland Ave F, Kirkland, WA 98033, USA
Hayk Tadevosyan - State Farm Insurance Agent
52 Lakeshore Plaza Unit A, Kirkland, WA 98033, USA
Ken Williams CHFC CLTC CLU CHRS INC
11335 NE 122nd Way #105, Office 117, Kirkland, WA 98034, USA
Katie Kelly - State Farm Insurance Agent
951 6th St South, Kirkland, WA 98033, USA
Farmers Insurance - Jordan Carter
11411 NE 124th St Ste 265, Kirkland, WA 98034, USA
Patrick Fitzgerald - State Farm Insurance Agent
805 Kirkland Ave STE 100, Kirkland, WA 98033, USA
Maki Insurance NW
11410 NE 124th St #250, Kirkland, WA 98034, USA
Pacific Insurance Group
40 Lake Bellevue Dr # 260, Bellevue, WA 98005, USA
Best Insurance Services
12509 130th Ln NE B132-C, Kirkland, WA 98034, USA
SegurosNW (Mario Reyes)
12006 98th Ave NE Ste 102, Kirkland, WA 98034, USA
ALLSTAR Financial Insurance
9805 NE 116th St suite 206, Kirkland, WA 98034, USA
Absolute Insurance Solutions
733 7th Ave #204, Kirkland, WA 98033, USA
Get Free Quotes
We'll connect you with the top insurance agents in Kirkland, WA.
Frequently Asked Questions — Insurance Agents in Kirkland
What is the difference between a captive and independent insurance agent in Kirkland?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in WA?
Search the WA Department of Insurance's online license lookup — Google "WA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in WA must be licensed with the state.
How much does working with a local insurance agent in Kirkland cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Kirkland?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Kirkland adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 16, 2026.
More Home Services in Kirkland
Related Searches
More ways to find insurance agents in Kirkland
Insurance Agents in nearby cities