Verified · Kirkland
Trusted Insurance Agents in Kirkland, WA
Trust matters when you're inviting a pro into your home or business. These insurance agents in Kirkland have earned it through hundreds of verified reviews.
As of July 2026, RatingsNearMe ranks 19 insurance agents in Kirkland, WA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Hayk Tadevosyan - State Farm Insurance Agent with a 5.0-star rating from 592 Google reviews and an RNM Score of 92/100. Also in the top tier: Vern Fonk Insurance and Grace Roberts - State Farm Insurance Agent. The average rating across all listed insurance agents in Kirkland is 4.9 stars from 148 reviews per business on average.
Insurance in Kirkland: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Constance Ann - State Farm Insurance Agent
Constance Ann is top-ranked for her strong local reputation and personalized service as a State Farm agent in Kirkland.
Most Reviewed
Constance Ann - State Farm Insurance Agent
A high review count indicates broad customer experience and trust, helping you gauge service reliability.
When choosing an insurance agent in Kirkland, consider both the number of reviews and the specific coverage options each agency offers. It's wise to compare quotes and ask about local claims support to ensure the best fit for your needs.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
148
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Earns a perfect 5.0-star rating from nearly 600 local client reviews.
52 Lakeshore Plaza Unit A, Kirkland, WA 98033, USATrusted by hundreds of locals with a flawless 4.9-star rating in Kirkland.
12535 Totem Lake Blvd NE, Kirkland, WA 98034, USATrusted by hundreds of local clients with a flawless 5.0-star rating.
339 Kirkland Ave F, Kirkland, WA 98033, USAInsurance Agents Rankings in Kirkland, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Hayk Tadevosyan - State Farm Insurance Agent52 Lakeshore Plaza Unit A, Kirkland, WA 98033, USA | 5.0★ | 592 |
| #2 | Vern Fonk Insurance12535 Totem Lake Blvd NE, Kirkland, WA 98034, USA | 4.9★ | 310 |
| #3 | Grace Roberts - State Farm Insurance Agent339 Kirkland Ave F, Kirkland, WA 98033, USA | 5.0★ | 439 |
| #4 | Best insurance Kirkland3951 Lake Washington Blvd NE, Kirkland, WA 98033, USA | 5.0★ | 10 |
| #5 | Totem Agencies Inc10526 NE 68th St, Kirkland, WA 98033, USA | 4.9★ | 7 |
| #6 | Lee Insurance Services11410 98th Ave NE, Kirkland, WA 98033, USA | 5.0★ | 7 |
| #7 | Katie Kelly - State Farm Insurance Agent951 6th St South, Kirkland, WA 98033, USA | 4.9★ | 382 |
| #8 | Farmers Insurance - Jordan Carter11411 NE 124th St Ste 265, Kirkland, WA 98034, USA | 4.9★ | 138 |
| #9 | CEG Life Insurance Services611 4th Ave. suite a, Kirkland, WA 98033, USA | 5.0★ | 121 |
| #10 | Ken Williams CHFC CLTC CLU CHRS INC11335 NE 122nd Way #105, Office 117, Kirkland, WA 98034, USA | 5.0★ | 91 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Kirkland
Kirkland insurance agent with a perfect 5.0-star rating from 10 Google reviews.
3951 Lake Washington Blvd NE, Kirkland, WA 98033, USA
4.9-star rating based on 7 local reviews in Kirkland.
10526 NE 68th St, Kirkland, WA 98033, USA
Rated 5.0 stars from 7 Google reviews, offering trusted insurance guidance in Kirkland.
11410 98th Ave NE, Kirkland, WA 98033, USA
Trusted by hundreds of local clients, this Kirkland agent holds a stellar 4.9-star rating.
951 6th St South, Kirkland, WA 98033, USA
A local insurance agent with a near-perfect 4.9★ rating from over 130 reviews.
11411 NE 124th St Ste 265, Kirkland, WA 98034, USA
Trusted by hundreds of local clients with a flawless 5.0-star rating.
611 4th Ave. suite a, Kirkland, WA 98033, USA
Praised by clients with a flawless 5.0-star rating from nearly 100 reviews.
11335 NE 122nd Way #105, Office 117, Kirkland, WA 98034, USA
Top-rated Kirkland insurance agent with a perfect 5.0-star rating from over 100 reviews.
40 Lake Bellevue Dr # 260, Bellevue, WA 98005, USA
Highly rated Kirkland insurance agent with 4.9 stars from 76 Google reviews.
11410 NE 124th St #250, Kirkland, WA 98034, USA
Boasts a remarkable 4.9-star average from dozens of Google reviews.
9805 NE 116th St suite 206, Kirkland, WA 98034, USA
Highly rated Kirkland insurance agent with 4.6 stars from 15 Google reviews.
12006 98th Ave NE Ste 102, Kirkland, WA 98034, USA
5.0-star rating from 4 Google reviews for a Kirkland insurance agent.
12509 130th Ln NE B132-C, Kirkland, WA 98034, USA
Trusted by hundreds, this Kirkland insurance agent maintains a flawless 4.9-star rating.
733 7th Ave #204, Kirkland, WA 98033, USA
Kirkland's trusted 4.8★ insurance agent with 52 glowing Google reviews.
805 Kirkland Ave STE 100, Kirkland, WA 98033, USA
4.7 stars from 30 reviews, reflecting strong local customer satisfaction.
1715 Market St # 100, Kirkland, WA 98033, USA
Trusted by hundreds of local clients, this Kirkland agent holds a 4.8★ rating.
12405 NE 124th St, Kirkland, WA 98034, USA
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Insurance Agents in Kirkland, WA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Hayk Tadevosyan - State Farm Insurance Agent | 92/100 | 5.0 ★ | 592 |
| 2 | Vern Fonk Insurance | 98/100 | 4.9 ★ | 310 |
| 3 | Grace Roberts - State Farm Insurance Agent | 92/100 | 5.0 ★ | 439 |
| 4 | Best insurance Kirkland | 71/100 | 5.0 ★ | 10 |
| 5 | Totem Agencies Inc | 80/100 | 4.9 ★ | 7 |
| 6 | Lee Insurance Services | 81/100 | 5.0 ★ | 7 |
| 7 | Katie Kelly - State Farm Insurance Agent | 90/100 | 4.9 ★ | 382 |
| 8 | Farmers Insurance - Jordan Carter | 95/100 | 4.9 ★ | 138 |
| 9 | CEG Life Insurance Services | 96/100 | 5.0 ★ | 121 |
| 10 | Ken Williams CHFC CLTC CLU CHRS INC | 95/100 | 5.0 ★ | 91 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Kirkland
What is the difference between a captive and independent insurance agent in Kirkland?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in WA?
Search the WA Department of Insurance's online license lookup — Google "WA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in WA must be licensed with the state.
How much does working with a local insurance agent in Kirkland cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Kirkland?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Kirkland adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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