Licensed · Kissimmee
Licensed & Insured Insurance Agents in Kissimmee, FL
Every insurance agents listed here carries proper licensing and insurance in FL. Protect yourself — always verify credentials before work begins.
As of July 2026, RatingsNearMe ranks 16 insurance agents in Kissimmee, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Univista Insurance with a 4.9-star rating from 2,318 Google reviews and an RNM Score of 98/100. Also in the top tier: Estefania Solis - State Farm Insurance Agent and Oswaldo Velazquez - State Farm Insurance Agent. The average rating across all listed insurance agents in Kissimmee is 4.9 stars from 481 reviews per business on average.
Insurance in Kissimmee: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
All Floridian Insurance
All Floridian Insurance stands out as the top-ranked agent due to its exceptional customer service and comprehensive coverage options.
Most Reviewed
Estrella Insurance
A high review count indicates broad customer experience and trust, helping you gauge reliability.
When choosing an insurance agent in Kissimmee, compare quotes from at least three of these top agents and ask about discounts for bundling policies to ensure you get the best value.
Local Market Snapshot
16
Businesses listed
4.9★
Avg rating
481
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted by thousands, this Kissimmee agent holds a flawless 4.9-star rating.
2638 N Orange Blossom Trail, Kissimmee, FL 34741, USAKissimmee insurance agent with a perfect 5.0-star rating from over 660 reviews.
1155 Miranda Ln, Kissimmee, FL 34741, USARated 5.0 stars from nearly 1,000 Google reviews, this Kissimmee agent is highly trusted.
2200 Forest Lake Dr Unit 102, Davenport, FL 33837, USAInsurance Agents Rankings in Kissimmee, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Univista Insurance2638 N Orange Blossom Trail, Kissimmee, FL 34741, USA | 4.9★ | 2,318 |
| #2 | Estefania Solis - State Farm Insurance Agent1155 Miranda Ln, Kissimmee, FL 34741, USA | 5.0★ | 667 |
| #3 | Oswaldo Velazquez - State Farm Insurance Agent2200 Forest Lake Dr Unit 102, Davenport, FL 33837, USA | 5.0★ | 986 |
| #4 | Laura Moody - State Farm Insurance Agent1942 John Young Pkwy, Kissimmee, FL 34741, USA | 4.9★ | 403 |
| #5 | Ruth Pokipala - State Farm Insurance Agent2559 E Irlo Bronson Memorial Hwy, Kissimmee, FL 34744, USA | 5.0★ | 719 |
| #6 | Estrella Insurance612 W Vine St, Kissimmee, FL 34741, USA | 4.8★ | 500 |
| #7 | All Floridian Insurance1703 N Main St Suite A, Kissimmee, FL 34744, USA | 4.8★ | 130 |
| #8 | Direct Auto Insurance4453 W Vine St, Kissimmee, FL 34746, USA | 4.5★ | 218 |
| #9 | Acceptance Insurance2439 Pleasant Hill Rd, Kissimmee, FL 34746, USA | 5.0★ | 181 |
| #10 | The Insurance Store USA1906 W Vine St, Kissimmee, FL 34741, USA | 5.0★ | 92 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Kissimmee
4.9 stars from 403 reviews makes this Kissimmee insurance agent highly trusted.
1942 John Young Pkwy, Kissimmee, FL 34741, USA
Trusted by hundreds, this Kissimmee agent holds a perfect 5.0★ rating from 719 reviews.
2559 E Irlo Bronson Memorial Hwy, Kissimmee, FL 34744, USA
Kissimmee insurance agent with a 4.8-star rating from over 500 Google reviews.
612 W Vine St, Kissimmee, FL 34741, USA
Trusted by hundreds of local clients, this Kissimmee agent holds a stellar 4.8-star rating.
1703 N Main St Suite A, Kissimmee, FL 34744, USA
Trusted by hundreds of local clients, this Kissimmee agent holds a strong 4.5-star rating.
4453 W Vine St, Kissimmee, FL 34746, USA
5.0-star rating from 181 reviews for a Kissimmee insurance agent.
2439 Pleasant Hill Rd, Kissimmee, FL 34746, USA
Exceptional 5.0-star rating from 92 Google reviews for this Kissimmee insurance agent.
1906 W Vine St, Kissimmee, FL 34741, USA
Exceptional 5.0-star rating from over 100 Google reviews in Kissimmee.
1112 John Young Pkwy, Kissimmee, FL 34741, USA
Trusted Kissimmee insurance agent with 4.7 stars from 58 Google reviews.
10 E Monument Ave, Kissimmee, FL 34741, USA
Trusted by hundreds of local clients, this Kissimmee agent holds a 4.9-star rating.
1317 E Vine St, Kissimmee, FL 34744, USA
5.0-star rated insurance agent in Kissimmee from over 200 Google reviews.
111 E Monument Ave Suite 513, Kissimmee, FL 34741, USA
Trusted by hundreds of local clients, this agent maintains a flawless 4.9-star rating.
3055 Michigan Ave, Kissimmee, FL 34744, USA
Trusted by hundreds of local clients, this Kissimmee agent holds a 4.9-star rating.
1420 Celebration Blvd STE 105, Kissimmee, FL 34747, USA
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Insurance Agents in Kissimmee, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Univista Insurance | 98/100 | 4.9 ★ | 2,318 |
| 2 | Estefania Solis - State Farm Insurance Agent | 100/100 | 5.0 ★ | 667 |
| 3 | Oswaldo Velazquez - State Farm Insurance Agent | 92/100 | 5.0 ★ | 986 |
| 4 | Laura Moody - State Farm Insurance Agent | 90/100 | 4.9 ★ | 403 |
| 5 | Ruth Pokipala - State Farm Insurance Agent | 92/100 | 5.0 ★ | 719 |
| 6 | Estrella Insurance | 97/100 | 4.8 ★ | 500 |
| 7 | All Floridian Insurance | 93/100 | 4.8 ★ | 130 |
| 8 | Direct Auto Insurance | 91/100 | 4.5 ★ | 218 |
| 9 | Acceptance Insurance | 98/100 | 5.0 ★ | 181 |
| 10 | The Insurance Store USA | 95/100 | 5.0 ★ | 92 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Kissimmee
What is the difference between a captive and independent insurance agent in Kissimmee?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in FL?
Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.
How much does working with a local insurance agent in Kissimmee cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Kissimmee?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Kissimmee adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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