Highest Rated · Kissimmee
Top-Rated Insurance Agents in Kissimmee, FL
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of May 2026, RatingsNearMe ranks 16 insurance agents in Kissimmee, FL by verified customer ratings and review volume. The highest-rated is Univista Insurance with a 4.9-star rating from 2,318 verified reviews. Also in the top tier: Estefania Solis - State Farm Insurance Agent and Oswaldo Velazquez - State Farm Insurance Agent. The average rating across all listed insurance agents in Kissimmee is 4.9 stars from 481 reviews per business on average.
Insurance in Kissimmee: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
16
Businesses listed
4.9★
Avg rating
481
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Univista Insurance
2638 N Orange Blossom Trail, Kissimmee, FL 34741, USA
Estefania Solis - State Farm Insurance Agent
1155 Miranda Ln, Kissimmee, FL 34741, USA
Oswaldo Velazquez - State Farm Insurance Agent
2200 Forest Lake Dr Unit 102, Davenport, FL 33837, USA
Insurance Agents Rankings in Kissimmee, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Univista Insurance2638 N Orange Blossom Trail, Kissimmee, FL 34741, USA | 4.9★ | 2,318 |
| #2 | Estefania Solis - State Farm Insurance Agent1155 Miranda Ln, Kissimmee, FL 34741, USA | 5.0★ | 667 |
| #3 | Oswaldo Velazquez - State Farm Insurance Agent2200 Forest Lake Dr Unit 102, Davenport, FL 33837, USA | 5.0★ | 986 |
| #4 | Insurance Pro1112 John Young Pkwy, Kissimmee, FL 34741, USA | 5.0★ | 101 |
| #5 | Acceptance Insurance2439 Pleasant Hill Rd, Kissimmee, FL 34746, USA | 5.0★ | 181 |
| #6 | GreatFlorida Insurance: Kelvin & Charlene Taveras1317 E Vine St, Kissimmee, FL 34744, USA | 4.9★ | 123 |
| #7 | Familia Insurance Agency3055 Michigan Ave, Kissimmee, FL 34744, USA | 4.9★ | 649 |
| #8 | The Insurance Store USA1906 W Vine St, Kissimmee, FL 34741, USA | 5.0★ | 92 |
| #9 | Discovery Insurance Agency1420 Celebration Blvd STE 105, Kissimmee, FL 34747, USA | 4.9★ | 329 |
| #10 | Power Insurance Financial111 E Monument Ave Suite 513, Kissimmee, FL 34741, USA | 5.0★ | 217 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Kissimmee
Acceptance Insurance
2439 Pleasant Hill Rd, Kissimmee, FL 34746, USA
GreatFlorida Insurance: Kelvin & Charlene Taveras
1317 E Vine St, Kissimmee, FL 34744, USA
Familia Insurance Agency
3055 Michigan Ave, Kissimmee, FL 34744, USA
Discovery Insurance Agency
1420 Celebration Blvd STE 105, Kissimmee, FL 34747, USA
Power Insurance Financial
111 E Monument Ave Suite 513, Kissimmee, FL 34741, USA
Jack Fields Agency - Full Service Insurance Agency
10 E Monument Ave, Kissimmee, FL 34741, USA
All Floridian Insurance
1703 N Main St Suite A, Kissimmee, FL 34744, USA
Laura Moody - State Farm Insurance Agent
1942 John Young Pkwy, Kissimmee, FL 34741, USA
Ruth Pokipala - State Farm Insurance Agent
2559 E Irlo Bronson Memorial Hwy, Kissimmee, FL 34744, USA
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Frequently Asked Questions — Insurance Agents in Kissimmee
What is the difference between a captive and independent insurance agent in Kissimmee?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in FL?
Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.
How much does working with a local insurance agent in Kissimmee cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Kissimmee?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Kissimmee adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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