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Insurance Agents in Krum, TX — Free Estimates
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As of May 2026, RatingsNearMe ranks 20 insurance agents in Krum, TX by verified customer ratings and review volume. The highest-rated is Neal & Neal Insurance Agency with a 4.9-star rating from 90 verified reviews. Also in the top tier: Ricardo Sempertegui - State Farm Insurance Agent and Glenn Davis Insurance. The average rating across all listed insurance agents in Krum is 4.6 stars from 174 reviews per business on average.
Insurance in Krum: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.6★
Avg rating
174
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Neal & Neal Insurance Agency
4202 N Interstate 35, Denton, TX 76207, USA
Ricardo Sempertegui - State Farm Insurance Agent
2317 W University Dr Suite 113, Denton, TX 76201, USA
Glenn Davis Insurance
2214 Emery St #130, Denton, TX 76201, USA
Insurance Agents Rankings in Krum, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Neal & Neal Insurance Agency4202 N Interstate 35, Denton, TX 76207, USA | 4.9★ | 90 |
| #2 | Ricardo Sempertegui - State Farm Insurance Agent2317 W University Dr Suite 113, Denton, TX 76201, USA | 4.9★ | 580 |
| #3 | Glenn Davis Insurance2214 Emery St #130, Denton, TX 76201, USA | 4.6★ | 14 |
| #4 | La Familia Auto Insurance1731 W University Dr, Denton, TX 76201, USA | 4.8★ | 803 |
| #5 | A-MAX Auto Insurance1627 W University Dr, Denton, TX 76201, USA | 4.4★ | 405 |
| #6 | Freeway Insurance602 W University Dr, Denton, TX 76201, USA | 4.7★ | 421 |
| #7 | Wade Hunt Insurance303 N Carroll Blvd Suite 220, Denton, TX 76201, USA | 4.7★ | 79 |
| #8 | Hutcherson Insurance Group, LLC1212 N Locust St, Denton, TX 76201, USA | 3.0★ | 2 |
| #9 | Agents Alliance Services1112 N Locust St, Denton, TX 76201, USA | 4.6★ | 54 |
| #10 | Ryan Everet Insurance - Independent Agency121 Hann St, Denton, TX 76201, USA | 5.0★ | 249 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Krum
La Familia Auto Insurance
1731 W University Dr, Denton, TX 76201, USA
A-MAX Auto Insurance
1627 W University Dr, Denton, TX 76201, USA
Freeway Insurance
602 W University Dr, Denton, TX 76201, USA
Wade Hunt Insurance
303 N Carroll Blvd Suite 220, Denton, TX 76201, USA
Hutcherson Insurance Group, LLC
1212 N Locust St, Denton, TX 76201, USA
Agents Alliance Services
1112 N Locust St, Denton, TX 76201, USA
Ryan Everet Insurance - Independent Agency
121 Hann St, Denton, TX 76201, USA
Sierra Insurance Agency Corp
207 W Hickory St # 205, Denton, TX 76201, USA
D3 Insurance Group - Denton
1111 Teasley Ln, Denton, TX 76205, USA
Neill Christian - State Farm Insurance Agent
2409 Fort Worth Dr Ste 100, Denton, TX 76205, USA
Matt Portz - State Farm Insurance Agent
800 S I-35E, Denton, TX 76205, USA
Ramey & King Insurance
830 S Interstate 35, Denton, TX 76205, USA
Texas Farm Bureau Insurance Company
3201 E University Dr, Denton, TX 76208, USA
GEICO Insurance Agent
2219 S Loop 288 Suite 100, Denton, TX 76205, USA
Brightway Insurance, The Grunor Agency
3201 Teasley Ln #305, Denton, TX 76210, USA
Century Insurance Agency, Inc
2735 Wind River Ln # 151, Denton, TX 76210, USA
Insurance Connection USA
1430 Robinson Rd #130, Corinth, TX 76210, USA
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Frequently Asked Questions — Insurance Agents in Krum
What is the difference between a captive and independent insurance agent in Krum?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Krum cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Krum?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Krum adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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