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Licensed · Krum

Licensed & Insured Insurance Agents in Krum, TX

Every insurance agents listed here carries proper licensing and insurance in TX. Protect yourself — always verify credentials before work begins.

As of June 2026, RatingsNearMe ranks 20 insurance agents in Krum, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Neal & Neal Insurance Agency with a 4.9-star rating from 90 Google reviews and an RNM Score of 81/100. Also in the top tier: Ricardo Sempertegui - State Farm Insurance Agent and Glenn Davis Insurance. The average rating across all listed insurance agents in Krum is 4.6 stars from 174 reviews per business on average.

Insurance in Krum: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

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Local Market Snapshot

20

Businesses listed

4.6★

Avg rating

174

Avg reviews

Jun 10, 2026

Last updated

Top Rated Insurance Agents

4.9(90 reviews)

Trusted by locals with a 4.9-star rating from 90 reviews.

4202 N Interstate 35, Denton, TX 76207, USA
4.9(580 reviews)

Trusted by hundreds of Denton locals, this agent holds a near-perfect 4.9★ rating.

2317 W University Dr Suite 113, Denton, TX 76201, USA
4.6(14 reviews)

4.6 stars from 14 reviews, reflecting strong local customer satisfaction.

2214 Emery St #130, Denton, TX 76201, USA

Insurance Agents Rankings in Krum, TX

#BusinessRatingReviews
#1Neal & Neal Insurance Agency4202 N Interstate 35, Denton, TX 76207, USA4.990
#2Ricardo Sempertegui - State Farm Insurance Agent2317 W University Dr Suite 113, Denton, TX 76201, USA4.9580
#3Glenn Davis Insurance2214 Emery St #130, Denton, TX 76201, USA4.614
#4La Familia Auto Insurance1731 W University Dr, Denton, TX 76201, USA4.8803
#5A-MAX Auto Insurance1627 W University Dr, Denton, TX 76201, USA4.4405
#6Freeway Insurance602 W University Dr, Denton, TX 76201, USA4.7421
#7Wade Hunt Insurance303 N Carroll Blvd Suite 220, Denton, TX 76201, USA4.779
#8Hutcherson Insurance Group, LLC1212 N Locust St, Denton, TX 76201, USA3.02
#9Agents Alliance Services1112 N Locust St, Denton, TX 76201, USA4.654
#10Ryan Everet Insurance - Independent Agency121 Hann St, Denton, TX 76201, USA5.0249

Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026

All Insurance Agents in Krum

4
4.8· 803 reviews

Trusted by hundreds of local clients, this Denton agent holds a stellar 4.8-star rating.

1731 W University Dr, Denton, TX 76201, USA

5
4.4· 405 reviews

Trusted by hundreds of local clients, this Denton agent holds a solid 4.4-star rating.

1627 W University Dr, Denton, TX 76201, USA

6
4.7· 421 reviews

Highly rated by hundreds of local clients with a 4.7-star average.

602 W University Dr, Denton, TX 76201, USA

7
4.7· 79 reviews

Rated 4.7 stars from 79 reviews, this Denton insurance agent is highly trusted by clients.

303 N Carroll Blvd Suite 220, Denton, TX 76201, USA

8
3.0· 2 reviews

Carries a 3.0-star rating based on 2 Google reviews.

1212 N Locust St, Denton, TX 76201, USA

9
4.6· 54 reviews

Highly rated local insurance agent with 4.6 stars from 54 reviews.

1112 N Locust St, Denton, TX 76201, USA

10
5.0· 249 reviews

Top-rated Denton insurance agent with a perfect 5.0-star rating from nearly 250 reviews.

121 Hann St, Denton, TX 76201, USA

11
4.8· 6 reviews

Trusted Denton insurance agent with a 4.8-star rating from 6 Google reviews.

207 W Hickory St # 205, Denton, TX 76201, USA

12
4.6· 51 reviews

4.6 stars from 51 reviews, reflecting strong local customer satisfaction.

1111 Teasley Ln, Denton, TX 76205, USA

13
5.0· 60 reviews

Denton insurance agent with a 5.0-star rating from 60 Google reviews.

2409 Fort Worth Dr Ste 100, Denton, TX 76205, USA

14
4.9· 292 reviews

Trusted by hundreds of local clients, this agency holds a stellar 4.9-star rating.

800 S I-35E, Denton, TX 76205, USA

15
4.8· 60 reviews

Rated 4.8 stars from 60 Google reviews, this Denton insurance agent is highly trusted.

830 S Interstate 35, Denton, TX 76205, USA

16
3.7· 24 reviews

24 Google reviews give this Denton insurance agent a mixed 3.7-star rating.

3201 E University Dr, Denton, TX 76208, USA

17
3.5· 27 reviews

A Denton insurance agent with 3.5 stars from 27 Google reviews.

2219 S Loop 288 Suite 100, Denton, TX 76205, USA

18
4.4· 21 reviews

Consistently rated 4.4 stars from over 20 Google reviews in Denton.

3201 Teasley Ln #305, Denton, TX 76210, USA

19
5.0· 199 reviews

Trusted by hundreds of local clients with a perfect 5.0-star rating.

2735 Wind River Ln # 151, Denton, TX 76210, USA

20
4.9· 51 reviews

4.9 stars from over 50 reviews makes this Denton insurance agent a trusted choice.

1430 Robinson Rd #130, Corinth, TX 76210, USA

Data from Google Business listings
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Insurance Agents in Krum, TX — Compared

#BusinessRNM ScoreRatingReviews
1Neal & Neal Insurance Agency81/1004.9 ★90
2Ricardo Sempertegui - State Farm Insurance Agent87/1004.9 ★580
3Glenn Davis Insurance66/1004.6 ★14
4La Familia Auto Insurance85/1004.8 ★803
5A-MAX Auto Insurance78/1004.4 ★405
6Freeway Insurance83/1004.7 ★421
7Wade Hunt Insurance77/1004.7 ★79
8Hutcherson Insurance Group, LLC30/1003.0 ★2
9Agents Alliance Services73/1004.6 ★54
10Ryan Everet Insurance - Independent Agency88/1005.0 ★249

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026

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Frequently Asked Questions — Insurance Agents in Krum

What is the difference between a captive and independent insurance agent in Krum?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in TX?

Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.

How much does working with a local insurance agent in Krum cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Krum?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Krum adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.

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About This Insurance Agents Directory — Krum, TX

This page lists and ranks 20 insurance agents serving Krum, TX as of June 2026. The average verified rating across all listings is 4.6 stars, with an average of 174 customer reviews per business. The top-ranked insurance agents in Krum by our algorithm is Neal & Neal Insurance Agency (4.9 stars, 90 reviews). Insurance in Krum: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Krum: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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