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Licensed · Krum
Licensed & Insured Mortgage Brokers in Krum, TX
Every mortgage brokers listed here carries proper licensing and insurance in TX. Protect yourself — always verify credentials before work begins.
As of June 2026, RatingsNearMe ranks 20 mortgage brokers in Krum, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Alexandra O'Malley - Mortgage Advisor with a 5.0-star rating from 1 Google reviews and an RNM Score of 62/100. Also in the top tier: Academy Mortgage and The Mortgage Brewer at Summit Lending. The average rating across all listed mortgage brokers in Krum is 4.9 stars from 66 reviews per business on average.
Mortgage brokers in Krum: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
66
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
5.0 stars from a handful of Google reviews shows exceptional local client satisfaction.
400 W Oak St, Denton, TX 76201, USARated 4.9 stars from 37 Google reviews, this Denton mortgage broker is highly trusted.
207 W Hickory St #312, Denton, TX 76201, USARated 5.0 stars from 128 Google reviews, this Denton mortgage broker is top-rated.
100 W Oak St, Denton, TX 76201, USAMortgage Brokers Rankings in Krum, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Alexandra O'Malley - Mortgage Advisor400 W Oak St, Denton, TX 76201, USA | 5.0★ | 1 |
| #2 | Academy Mortgage207 W Hickory St #312, Denton, TX 76201, USA | 4.9★ | 37 |
| #3 | The Mortgage Brewer at Summit Lending100 W Oak St, Denton, TX 76201, USA | 5.0★ | 128 |
| #4 | Loans with Wes Gregg100 W Oak St Suite G-109, Denton, TX 76201, USA | 5.0★ | 141 |
| #5 | NFM Lending - Denton101 S Locust St Suite 703, Denton, TX 76201, USA | 4.9★ | 133 |
| #6 | Affiliated Mortgage Lending211 Fort Worth Dr #A, Denton, TX 76201, USA | 4.3★ | 11 |
| #7 | Highlands Residential Mortgage Denton2300 San Jacinto Blvd, Denton, TX 76205, USA | 5.0★ | 148 |
| #8 | Robert Tokarczyk | Fairway Independent Mortgage Corporation Loan Officer2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA | 5.0★ | 12 |
| #9 | Fairway Independent Mortgage Corporation2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA | 4.9★ | 141 |
| #10 | Planet Home Lending, LLC - Denton2701 Wind River Ln Suite B, Denton, TX 76210, USA | 5.0★ | 10 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Krum
Top-rated Denton mortgage broker with a perfect 5.0 rating from over 140 reviews.
100 W Oak St Suite G-109, Denton, TX 76201, USA
Denton mortgage broker with a 4.9-star rating from over 130 Google reviews.
101 S Locust St Suite 703, Denton, TX 76201, USA
Trusted by local clients, this Denton mortgage broker holds a solid 4.3-star rating from 11 reviews.
211 Fort Worth Dr #A, Denton, TX 76201, USA
Top-rated Denton mortgage broker with a perfect 5.0★ rating from over 140 reviews.
2300 San Jacinto Blvd, Denton, TX 76205, USA
Rated 5.0 stars from 12 Google reviews, this Denton broker is highly trusted.
2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA
Rated 4.9 stars from 141 Google reviews, a top-rated Denton mortgage broker.
2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA
5.0 stars from 10 Google reviews, reflecting exceptional local client satisfaction.
2701 Wind River Ln Suite B, Denton, TX 76210, USA
Rated 5.0 stars from 23 Google reviews, this Denton mortgage broker is highly trusted.
1908 Hollister Ln, Denton, TX 76210, USA
5.0 stars from 24 reviews, reflecting exceptional client satisfaction.
1424 8th St, Argyle, TX 76226, USA
Top-rated Denton mortgage broker with a flawless 5.0-star rating from over 120 reviews.
1430 Robinson Rd #430, Corinth, TX 76210, USA
Rated 5.0 stars from 26 Google reviews, this Denton mortgage broker is highly trusted.
1430 Robinson Rd #530, Corinth, TX 76210, USA
Consistently rated 4.8 stars from 165 Google reviews for trusted mortgage guidance.
3000 Village Pkwy #400, Highland Village, TX 75077, USA
Keller's top-rated mortgage broker, with a perfect 5.0 stars from 17 reviews.
17176 FM156 Suite A102, Justin, TX 76247, USA
Rated 5.0 stars from 50 Google reviews, trusted by Flower Mound clients.
2630 Justin Rd Bldg 4, Ste 4206, Highland Village, TX 75077, USA
Rated 5.0 stars from 58 Google reviews, this Flower Mound broker is highly trusted.
3020 Corporate Ct # 500, Flower Mound, TX 75028, USA
5.0 stars from 33 Google reviews, reflecting exceptional client service.
3020 Corporate Ct, Flower Mound, TX 75028, USA
Rated 5.0 stars from 38 Google reviews, this Denton mortgage broker is top-rated.
306 N US Hwy 377 N Ste J-2, Argyle, TX 76226, USA
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Mortgage Brokers in Krum, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Alexandra O'Malley - Mortgage Advisor | 62/100 | 5.0 ★ | 1 |
| 2 | Academy Mortgage | 76/100 | 4.9 ★ | 37 |
| 3 | The Mortgage Brewer at Summit Lending | 85/100 | 5.0 ★ | 128 |
| 4 | Loans with Wes Gregg | 85/100 | 5.0 ★ | 141 |
| 5 | NFM Lending - Denton | 83/100 | 4.9 ★ | 133 |
| 6 | Affiliated Mortgage Lending | 60/100 | 4.3 ★ | 11 |
| 7 | Highlands Residential Mortgage Denton | 86/100 | 5.0 ★ | 148 |
| 8 | Robert Tokarczyk | Fairway Independent Mortgage Corporation Loan Officer | 72/100 | 5.0 ★ | 12 |
| 9 | Fairway Independent Mortgage Corporation | 84/100 | 4.9 ★ | 141 |
| 10 | Planet Home Lending, LLC - Denton | 71/100 | 5.0 ★ | 10 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Krum
What does a mortgage broker do differently than going directly to a bank in Krum?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Krum?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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