Top Picks · Lake Oswego
Best Insurance Agents in Lake Oswego, OR
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Lake Oswego, OR by verified customer ratings and review volume. The highest-rated is David Shin - State Farm Insurance Agent with a 5.0-star rating from 434 verified reviews. Also in the top tier: First American Title Insurance Company and Diana Higgins - State Farm Insurance Agent. The average rating across all listed insurance agents in Lake Oswego is 4.8 stars from 98 reviews per business on average.
Insurance in Lake Oswego: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
98
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
David Shin - State Farm Insurance Agent
2 Centerpointe Dr Ste 375, Lake Oswego, OR 97035, USA
First American Title Insurance Company
4350 Galewood St Suite 125, Lake Oswego, OR 97035, USA
Diana Higgins - State Farm Insurance Agent
5 Centerpointe Dr Ste 110, Lake Oswego, OR 97035, USA
Insurance Agents Rankings in Lake Oswego, OR
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | David Shin - State Farm Insurance Agent2 Centerpointe Dr Ste 375, Lake Oswego, OR 97035, USA | 5.0★ | 434 |
| #2 | First American Title Insurance Company4350 Galewood St Suite 125, Lake Oswego, OR 97035, USA | 5.0★ | 293 |
| #3 | Diana Higgins - State Farm Insurance Agent5 Centerpointe Dr Ste 110, Lake Oswego, OR 97035, USA | 5.0★ | 159 |
| #4 | Northwest Insurance Inc.15455 Hallmark Dr #100, Lake Oswego, OR 97035, USA | 4.3★ | 19 |
| #5 | Kristine Wiseman Patzke Agency, LLC American Family Insurance415 N State St STE 138, Lake Oswego, OR 97034, USA | 5.0★ | 57 |
| #6 | Ed Lief, Private Client Insurance – AssuredPartners Oregon5005 Meadows Rd #402, Lake Oswego, OR 97035, USA | 4.9★ | 166 |
| #7 | Teresa Barnard - State Farm Insurance Agent United States5200 SW Meadow Ave Suite 150, Lake Oswego, OR 97035, USA | 4.8★ | 103 |
| #8 | Laurie Lum at Comparion Insurance Agency4949 Meadows Rd Suite 660, Lake Oswego, OR 97035, USA | 4.9★ | 71 |
| #9 | Lauri Alexander - State Farm Insurance Agent5285 Meadows Rd #164, Lake Oswego, OR 97035, USA | 5.0★ | 142 |
| #10 | Agency of the Cascades Insurance LLC: Allstate Insurance11830 Kerr Pkwy #335, Lake Oswego, OR 97035, USA | 5.0★ | 11 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Lake Oswego
Northwest Insurance Inc.
15455 Hallmark Dr #100, Lake Oswego, OR 97035, USA
Kristine Wiseman Patzke Agency, LLC American Family Insurance
415 N State St STE 138, Lake Oswego, OR 97034, USA
Ed Lief, Private Client Insurance – AssuredPartners Oregon
5005 Meadows Rd #402, Lake Oswego, OR 97035, USA
Teresa Barnard - State Farm Insurance Agent United States
5200 SW Meadow Ave Suite 150, Lake Oswego, OR 97035, USA
Laurie Lum at Comparion Insurance Agency
4949 Meadows Rd Suite 660, Lake Oswego, OR 97035, USA
Lauri Alexander - State Farm Insurance Agent
5285 Meadows Rd #164, Lake Oswego, OR 97035, USA
Agency of the Cascades Insurance LLC: Allstate Insurance
11830 Kerr Pkwy #335, Lake Oswego, OR 97035, USA
Keely Schmidt: Allstate Insurance
644 N State St Ste 3, Lake Oswego, OR 97034, USA
Michael Jenkins Agency Inc American Family Insurance
15630 Boones Ferry Rd #5, Lake Oswego, OR 97035, USA
Comparion Insurance Agency
4949 Meadows Rd Suite 660, Lake Oswego, OR 97035, USA
Allstate Insurance Agent: Doug DiCola | Auto, Home, Business, Life Insurance in Lake Oswego, Oregon
11830 Kerr Pkwy #335, Portland, OR 97219, USA
Dave Milloy - State Farm Insurance Agent
16146 Boones Ferry Rd, Lake Oswego, OR 97035, USA
Oak Tree Insurance Inc
5335 Meadows Rd # 101, Lake Oswego, OR 97035, USA
Farmers Insurance - Brian Miller
385 N State St, Lake Oswego, OR 97034, USA
Don Clarke - State Farm Insurance Agent
355 N State St, Lake Oswego, OR 97034, USA
Action Insurance Company
5 Centerpointe Dr #400, Lake Oswego, OR 97035, USA
HUB International
2 Centerpointe Dr #650, Lake Oswego, OR 97035, USA
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Frequently Asked Questions — Insurance Agents in Lake Oswego
What is the difference between a captive and independent insurance agent in Lake Oswego?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in OR?
Search the OR Department of Insurance's online license lookup — Google "OR Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in OR must be licensed with the state.
How much does working with a local insurance agent in Lake Oswego cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Lake Oswego?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Lake Oswego adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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