Verified · Lake Oswego
Trusted Insurance Agents in Lake Oswego, OR
Trust matters when you're inviting a pro into your home or business. These insurance agents in Lake Oswego have earned it through hundreds of verified reviews.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Lake Oswego, OR by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is David Shin - State Farm Insurance Agent with a 5.0-star rating from 434 Google reviews and an RNM Score of 88/100. Also in the top tier: First American Title Insurance Company and Diana Higgins - State Farm Insurance Agent. The average rating across all listed insurance agents in Lake Oswego is 4.8 stars from 98 reviews per business on average.
Insurance in Lake Oswego: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
98
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
5.0 stars from over 430 reviews make this Lake Oswego insurance agent highly trusted.
2 Centerpointe Dr Ste 375, Lake Oswego, OR 97035, USATrusted by hundreds of clients with a perfect 5.0-star rating in Lake Oswego.
4350 Galewood St Suite 125, Lake Oswego, OR 97035, USALake Oswego's top-rated insurance agent with a perfect 5.0 stars from 159 reviews.
5 Centerpointe Dr Ste 110, Lake Oswego, OR 97035, USAInsurance Agents Rankings in Lake Oswego, OR
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | David Shin - State Farm Insurance Agent2 Centerpointe Dr Ste 375, Lake Oswego, OR 97035, USA | 5.0★ | 434 |
| #2 | First American Title Insurance Company4350 Galewood St Suite 125, Lake Oswego, OR 97035, USA | 5.0★ | 293 |
| #3 | Diana Higgins - State Farm Insurance Agent5 Centerpointe Dr Ste 110, Lake Oswego, OR 97035, USA | 5.0★ | 159 |
| #4 | Laurie Lum at Comparion Insurance Agency4949 Meadows Rd Suite 660, Lake Oswego, OR 97035, USA | 4.9★ | 71 |
| #5 | Northwest Insurance Inc.15455 Hallmark Dr #100, Lake Oswego, OR 97035, USA | 4.3★ | 19 |
| #6 | Don Clarke - State Farm Insurance Agent355 N State St, Lake Oswego, OR 97034, USA | 4.7★ | 51 |
| #7 | Michael Jenkins Agency Inc American Family Insurance15630 Boones Ferry Rd #5, Lake Oswego, OR 97035, USA | 4.9★ | 37 |
| #8 | Agency of the Cascades Insurance LLC: Allstate Insurance11830 Kerr Pkwy #335, Lake Oswego, OR 97035, USA | 5.0★ | 11 |
| #9 | Lauri Alexander - State Farm Insurance Agent5285 Meadows Rd #164, Lake Oswego, OR 97035, USA | 5.0★ | 142 |
| #10 | Teresa Barnard - State Farm Insurance Agent United States5200 SW Meadow Ave Suite 150, Lake Oswego, OR 97035, USA | 4.8★ | 103 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Lake Oswego
4.9-star rating from 71 Google reviews for a Lake Oswego insurance agent.
4949 Meadows Rd Suite 660, Lake Oswego, OR 97035, USA
4.3 stars from 19 reviews, reflecting solid local trust.
15455 Hallmark Dr #100, Lake Oswego, OR 97035, USA
4.7 stars from 51 reviews, a strong reputation for local insurance.
355 N State St, Lake Oswego, OR 97034, USA
Exceptional 4.9-star rating from 37 Google reviews for a Lake Oswego insurance agent.
15630 Boones Ferry Rd #5, Lake Oswego, OR 97035, USA
5.0★ rating from 11 Google reviews for trusted insurance guidance in Lake Oswego.
11830 Kerr Pkwy #335, Lake Oswego, OR 97035, USA
5.0 stars from 142 reviews, reflecting exceptional client trust and service.
5285 Meadows Rd #164, Lake Oswego, OR 97035, USA
4.8-star rating from over 100 Google reviews for a Lake Oswego insurance agent.
5200 SW Meadow Ave Suite 150, Lake Oswego, OR 97035, USA
4.5 stars from nearly 100 Google reviews for this Lake Oswego insurance agent.
644 N State St Ste 3, Lake Oswego, OR 97034, USA
4.7 stars from 91 reviews, reflecting strong local trust and service.
16146 Boones Ferry Rd, Lake Oswego, OR 97035, USA
4.9 stars from 75 reviews, reflecting exceptional client satisfaction in Lake Oswego.
385 N State St, Lake Oswego, OR 97034, USA
Over 60 Google reviews rate this Lake Oswego insurance agent at a solid 4.0 stars.
4949 Meadows Rd Suite 660, Lake Oswego, OR 97035, USA
4.9-star rating from 63 Google reviews for insurance in Lake Oswego.
11830 Kerr Pkwy #335, Portland, OR 97219, USA
5.0-star rating from 57 Google reviews for this Lake Oswego insurance agent.
415 N State St STE 138, Lake Oswego, OR 97034, USA
Trusted locally with a solid 4.4-star rating from 9 reviews.
5335 Meadows Rd # 101, Lake Oswego, OR 97035, USA
Rated 4.9 stars from 8 Google reviews for trusted local insurance guidance.
2 Centerpointe Dr #650, Lake Oswego, OR 97035, USA
Exceptional 5.0-star rating from a small number of Google reviews.
5 Centerpointe Dr #400, Lake Oswego, OR 97035, USA
Lake Oswego insurance agent with a 4.9-star rating from 166 Google reviews.
5005 Meadows Rd #402, Lake Oswego, OR 97035, USA
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Insurance Agents in Lake Oswego, OR — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | David Shin - State Farm Insurance Agent | 88/100 | 5.0 ★ | 434 |
| 2 | First American Title Insurance Company | 88/100 | 5.0 ★ | 293 |
| 3 | Diana Higgins - State Farm Insurance Agent | 86/100 | 5.0 ★ | 159 |
| 4 | Laurie Lum at Comparion Insurance Agency | 80/100 | 4.9 ★ | 71 |
| 5 | Northwest Insurance Inc. | 63/100 | 4.3 ★ | 19 |
| 6 | Don Clarke - State Farm Insurance Agent | 75/100 | 4.7 ★ | 51 |
| 7 | Michael Jenkins Agency Inc American Family Insurance | 76/100 | 4.9 ★ | 37 |
| 8 | Agency of the Cascades Insurance LLC: Allstate Insurance | 72/100 | 5.0 ★ | 11 |
| 9 | Lauri Alexander - State Farm Insurance Agent | 85/100 | 5.0 ★ | 142 |
| 10 | Teresa Barnard - State Farm Insurance Agent United States | 80/100 | 4.8 ★ | 103 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Lake Oswego
What is the difference between a captive and independent insurance agent in Lake Oswego?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in OR?
Search the OR Department of Insurance's online license lookup — Google "OR Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in OR must be licensed with the state.
How much does working with a local insurance agent in Lake Oswego cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Lake Oswego?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Lake Oswego adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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