Top Picks · Lakeville
Best Insurance Agents in Lakeville, MN
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of May 2026, RatingsNearMe ranks 19 insurance agents in Lakeville, MN by verified customer ratings and review volume. The highest-rated is Jill Henning - State Farm Insurance Agent with a 5.0-star rating from 471 verified reviews. Also in the top tier: Pete Peterson - State Farm Insurance Agent and Butler & Associates Insurance Agency. The average rating across all listed insurance agents in Lakeville is 4.8 stars from 87 reviews per business on average.
Insurance in Lakeville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
87
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Jill Henning - State Farm Insurance Agent
9057 203rd St W Suite 100, Lakeville, MN 55044, USA
Pete Peterson - State Farm Insurance Agent
7702 160th St W, Lakeville, MN 55044, USA
Butler & Associates Insurance Agency
14800 Galaxie Ave Suite 208, Apple Valley, MN 55124, USA
Insurance Agents Rankings in Lakeville, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Jill Henning - State Farm Insurance Agent9057 203rd St W Suite 100, Lakeville, MN 55044, USA | 5.0★ | 471 |
| #2 | Pete Peterson - State Farm Insurance Agent7702 160th St W, Lakeville, MN 55044, USA | 5.0★ | 302 |
| #3 | Butler & Associates Insurance Agency14800 Galaxie Ave Suite 208, Apple Valley, MN 55124, USA | 4.9★ | 244 |
| #4 | Lakeville Insurance Agency9202 202nd St W #200, Lakeville, MN 55044, USA | 5.0★ | 27 |
| #5 | Kohlnhofer Agency20730 Holyoke Ave, Lakeville, MN 55044, USA | 5.0★ | 26 |
| #6 | Mutual Insurance Agency MN9020 230th St E, Lakeville, MN 55044, USA | 4.9★ | 7 |
| #7 | Willow Insurance Agencies, LLC8353 210th St W #202, Lakeville, MN 55044, USA | 4.7★ | 32 |
| #8 | Lakes Insurance6885 Boudin St NE, Prior Lake, MN 55372, USA | 4.9★ | 71 |
| #9 | Miller-Hartwig Insurance20960 Holyoke Ave, Lakeville, MN 55044, USA | 4.8★ | 71 |
| #10 | Korba Insurance Group Inc20686 Holyoke Ave, Lakeville, MN 55044, USA | 5.0★ | 20 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Lakeville
Lakeville Insurance Agency
9202 202nd St W #200, Lakeville, MN 55044, USA
Kohlnhofer Agency
20730 Holyoke Ave, Lakeville, MN 55044, USA
Mutual Insurance Agency MN
9020 230th St E, Lakeville, MN 55044, USA
Willow Insurance Agencies, LLC
8353 210th St W #202, Lakeville, MN 55044, USA
Lakes Insurance
6885 Boudin St NE, Prior Lake, MN 55372, USA
Miller-Hartwig Insurance
20960 Holyoke Ave, Lakeville, MN 55044, USA
Korba Insurance Group Inc
20686 Holyoke Ave, Lakeville, MN 55044, USA
Farmers Insurance - Robert Curtis
19950 Dodd Blvd STE 104, Lakeville, MN 55044, USA
Randy Fulsaas Insurance
20960 Holyoke Ave, Lakeville, MN 55044, USA
Farmers Insurance
20860 Kenbridge Ct, Lakeville, MN 55044, USA
Farmers Insurance - John Yoder
20520 Keokuk Ave Ste Ll50, Lakeville, MN 55044, USA
Robert Joswiak - State Farm Insurance Agent
20838 Holyoke Ave, Lakeville, MN 55044, USA
Radle Insurance Services
10609 165th St W, Lakeville, MN 55044, USA
Value Plus Insurance Brokers
19950 Dodd Blvd Ste V2, Lakeville, MN 55044, USA
Larry Engstrom American Family Insurance
20765 Holyoke Ave, Lakeville, MN 55044, USA
Cooper SR22 Insurance
20748 Independence Ct, Lakeville, MN 55044, USA
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Frequently Asked Questions — Insurance Agents in Lakeville
What is the difference between a captive and independent insurance agent in Lakeville?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MN?
Search the MN Department of Insurance's online license lookup — Google "MN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MN must be licensed with the state.
How much does working with a local insurance agent in Lakeville cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Lakeville?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Lakeville adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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