Local Pros · Lakeville
Local Insurance Agents in Lakeville, MN
Locally owned and operated insurance agents serving Lakeville and the surrounding area. Supporting local businesses means faster response and accountability.
As of July 2026, RatingsNearMe ranks 19 insurance agents in Lakeville, MN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Jill Henning - State Farm Insurance Agent with a 5.0-star rating from 471 Google reviews and an RNM Score of 88/100. Also in the top tier: Pete Peterson - State Farm Insurance Agent and Butler & Associates Insurance Agency. The average rating across all listed insurance agents in Lakeville is 4.8 stars from 87 reviews per business on average.
Insurance in Lakeville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Cooper SR22 Insurance
Specializing exclusively in SR22 filings, this agency offers targeted expertise that stands out among Lakeville's top-ranked agents for high-risk drivers.
Most Reviewed
Pete Peterson - State Farm Insurance Agent
A high review count indicates broad customer trust and experience, making it easier to gauge service reliability and satisfaction.
When choosing an insurance agent in Lakeville, consider whether you need specialized coverage (like SR22) or a full-service provider; always verify licensing and compare quotes from at least two of these top-ranked agents.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
87
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
5.0 stars from 471 Google reviews, reflecting exceptional local service.
9057 203rd St W Suite 100, Lakeville, MN 55044, USA5.0 stars from over 300 reviews, reflecting exceptional local service.
7702 160th St W, Lakeville, MN 55044, USATrusted by hundreds of Lakeville clients with an exceptional 4.9-star rating.
14800 Galaxie Ave Suite 208, Apple Valley, MN 55124, USAInsurance Agents Rankings in Lakeville, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Jill Henning - State Farm Insurance Agent9057 203rd St W Suite 100, Lakeville, MN 55044, USA | 5.0★ | 471 |
| #2 | Pete Peterson - State Farm Insurance Agent7702 160th St W, Lakeville, MN 55044, USA | 5.0★ | 302 |
| #3 | Butler & Associates Insurance Agency14800 Galaxie Ave Suite 208, Apple Valley, MN 55124, USA | 4.9★ | 244 |
| #4 | Mutual Insurance Agency MN9020 230th St E, Lakeville, MN 55044, USA | 4.9★ | 7 |
| #5 | Miller-Hartwig Insurance20960 Holyoke Ave, Lakeville, MN 55044, USA | 4.8★ | 71 |
| #6 | Farmers Insurance - John Yoder20520 Keokuk Ave Ste Ll50, Lakeville, MN 55044, USA | 5.0★ | 52 |
| #7 | Robert Joswiak - State Farm Insurance Agent20838 Holyoke Ave, Lakeville, MN 55044, USA | 4.9★ | 157 |
| #8 | Lakes Insurance6885 Boudin St NE, Prior Lake, MN 55372, USA | 4.9★ | 71 |
| #9 | Randy Fulsaas Insurance20960 Holyoke Ave, Lakeville, MN 55044, USA | 5.0★ | 54 |
| #10 | Lakeville Insurance Agency9202 202nd St W #200, Lakeville, MN 55044, USA | 5.0★ | 27 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Lakeville
4.9-star rating from 7 Google reviews, reflecting strong local customer satisfaction.
9020 230th St E, Lakeville, MN 55044, USA
4.8-star rating from 71 Google reviews for reliable local insurance guidance.
20960 Holyoke Ave, Lakeville, MN 55044, USA
5.0 stars from 52 reviews, reflecting exceptional customer satisfaction in Lakeville.
20520 Keokuk Ave Ste Ll50, Lakeville, MN 55044, USA
Trusted by locals with a 4.9-star rating from over 150 reviews.
20838 Holyoke Ave, Lakeville, MN 55044, USA
Top-rated Lakeville insurance agent with a flawless 4.9★ average from 71 reviews.
6885 Boudin St NE, Prior Lake, MN 55372, USA
Exceptional 5.0-star rating backed by over 50 Google reviews in Lakeville.
20960 Holyoke Ave, Lakeville, MN 55044, USA
Proudly serving Lakeville with a perfect 5.0-star rating from nearly 30 reviews.
9202 202nd St W #200, Lakeville, MN 55044, USA
5.0 stars from 26 Google reviews, reflecting exceptional local service.
20730 Holyoke Ave, Lakeville, MN 55044, USA
Consistently earns a perfect 5.0-star rating from over 20 local reviews.
20686 Holyoke Ave, Lakeville, MN 55044, USA
Known for mixed feedback with a 3.0-star average from 2 Google reviews.
20860 Kenbridge Ct, Lakeville, MN 55044, USA
4.7 stars from 35 reviews, reflecting strong local customer satisfaction.
10609 165th St W, Lakeville, MN 55044, USA
4.8 stars from over 20 reviews in Lakeville, MN.
19950 Dodd Blvd Ste V2, Lakeville, MN 55044, USA
5.0 stars from 13 reviews, reflecting exceptional local customer satisfaction.
20765 Holyoke Ave, Lakeville, MN 55044, USA
5.0-star rating from a handful of Google reviews in Lakeville.
20748 Independence Ct, Lakeville, MN 55044, USA
4.8 stars from 45 reviews, reflecting consistently excellent local service.
19950 Dodd Blvd STE 104, Lakeville, MN 55044, USA
4.7 stars from 32 reviews, known for reliable local insurance guidance.
8353 210th St W #202, Lakeville, MN 55044, USA
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Insurance Agents in Lakeville, MN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Jill Henning - State Farm Insurance Agent | 88/100 | 5.0 ★ | 471 |
| 2 | Pete Peterson - State Farm Insurance Agent | 88/100 | 5.0 ★ | 302 |
| 3 | Butler & Associates Insurance Agency | 87/100 | 4.9 ★ | 244 |
| 4 | Mutual Insurance Agency MN | 68/100 | 4.9 ★ | 7 |
| 5 | Miller-Hartwig Insurance | 78/100 | 4.8 ★ | 71 |
| 6 | Farmers Insurance - John Yoder | 80/100 | 5.0 ★ | 52 |
| 7 | Robert Joswiak - State Farm Insurance Agent | 84/100 | 4.9 ★ | 157 |
| 8 | Lakes Insurance | 80/100 | 4.9 ★ | 71 |
| 9 | Randy Fulsaas Insurance | 80/100 | 5.0 ★ | 54 |
| 10 | Lakeville Insurance Agency | 76/100 | 5.0 ★ | 27 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Lakeville
What is the difference between a captive and independent insurance agent in Lakeville?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MN?
Search the MN Department of Insurance's online license lookup — Google "MN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MN must be licensed with the state.
How much does working with a local insurance agent in Lakeville cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Lakeville?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Lakeville adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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