Verified · Lakeville
Trusted Mortgage Brokers in Lakeville, MN
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Lakeville have earned it through hundreds of verified reviews.
As of May 2026, RatingsNearMe ranks 13 mortgage brokers in Lakeville, MN by verified customer ratings and review volume. The highest-rated is Karli Spahr - American Dream Home Team with a 5.0-star rating from 162 verified reviews. Also in the top tier: Wade Hatch - M&M Mortgage LLC and Jason Decker - Tradition Mortgage. The average rating across all listed mortgage brokers in Lakeville is 5 stars from 43 reviews per business on average.
Mortgage brokers in Lakeville: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
13
Businesses listed
5★
Avg rating
43
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Karli Spahr - American Dream Home Team
17618 Foxboro Ct, Farmington, MN 55024, USA
Wade Hatch - M&M Mortgage LLC
19868 Butternut Trail, Farmington, MN 55024, USA
Jason Decker - Tradition Mortgage
16995 Brandtjen Farm Dr, Lakeville, MN 55044, USA
Mortgage Brokers Rankings in Lakeville, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Karli Spahr - American Dream Home Team17618 Foxboro Ct, Farmington, MN 55024, USA | 5.0★ | 162 |
| #2 | Wade Hatch - M&M Mortgage LLC19868 Butternut Trail, Farmington, MN 55024, USA | 5.0★ | 99 |
| #3 | Jason Decker - Tradition Mortgage16995 Brandtjen Farm Dr, Lakeville, MN 55044, USA | 5.0★ | 52 |
| #4 | Matko Lending LLC19321 Hilldale Ave, Lakeville, MN 55044, USA | 5.0★ | 19 |
| #5 | Prakash Singh - Mortgage Broker and Advisor at Loans By Singh LLC20532 Hartford Way, Lakeville, MN 55044, USA | 5.0★ | 22 |
| #6 | DHI Mortgage20860 Kenbridge Ct # 140, Lakeville, MN 55044, USA | 4.4★ | 45 |
| #7 | Joe Pannkuk, NMLS #24827910663 165th St W, Lakeville, MN 55044, USA | 5.0★ | 21 |
| #8 | Jon Wagner at Rate (NMLS #331960)17685 Juniper Path Suite 300, Lakeville, MN 55044, USA | 5.0★ | 6 |
| #9 | Citywide Home Mortgage10591 165th St W, Lakeville, MN 55044, USA | 5.0★ | 17 |
| #10 | Coleen TeBockhorst at Citywide Home Mortgage10591 165th St W, Lakeville, MN 55044, USA | 5.0★ | 26 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Lakeville
Matko Lending LLC
19321 Hilldale Ave, Lakeville, MN 55044, USA
Prakash Singh - Mortgage Broker and Advisor at Loans By Singh LLC
20532 Hartford Way, Lakeville, MN 55044, USA
DHI Mortgage
20860 Kenbridge Ct # 140, Lakeville, MN 55044, USA
Joe Pannkuk, NMLS #248279
10663 165th St W, Lakeville, MN 55044, USA
Jon Wagner at Rate (NMLS #331960)
17685 Juniper Path Suite 300, Lakeville, MN 55044, USA
Citywide Home Mortgage
10591 165th St W, Lakeville, MN 55044, USA
Coleen TeBockhorst at Citywide Home Mortgage
10591 165th St W, Lakeville, MN 55044, USA
Mortgage Solutions Financial Lakeville
20731 Holyoke Ave 1st Floor, Office 236, Lakeville, MN 55044, USA
Satori Mortgage
20765 Holyoke Ave, Lakeville, MN 55044, USA
Sheryl Nelson | Mortgage Loan Officer | Home Mortgage
15451 Founders Ln, Apple Valley, MN 55124, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Lakeville, MN.
Frequently Asked Questions — Mortgage Brokers in Lakeville
What does a mortgage broker do differently than going directly to a bank in Lakeville?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Lakeville?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in Lakeville
Related Searches
More ways to find mortgage brokers in Lakeville
Mortgage Brokers in nearby cities