Top Picks · Eden Prairie
Best Mortgage Brokers in Eden Prairie, MN
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 9 mortgage brokers in Eden Prairie, MN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Sam Capistrant | Fairway Independent Mortgage Corporation with a 5.0-star rating from 180 Google reviews and an RNM Score of 87/100. Also in the top tier: AnnieMac Home Mortgage and Cole Thimsen | Fairway Home Mortgage Loan Officer. The average rating across all listed mortgage brokers in Eden Prairie is 4.9 stars from 75 reviews per business on average.
Mortgage brokers in Eden Prairie: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
AnnieMac Home Mortgage
AnnieMac Home Mortgage is consistently top-ranked for its strong customer service, competitive rates, and efficient loan processing.
Most Reviewed
AnnieMac Home Mortgage
A high review count indicates broad customer experience and reliability, helping you gauge overall satisfaction.
When choosing a mortgage broker in Eden Prairie, compare rates and fees from multiple brokers, and read recent reviews to ensure they communicate clearly and close on time.
Local Market Snapshot
9
Businesses listed
4.9★
Avg rating
75
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds of Eden Prairie clients with a perfect 5.0-star rating.
7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USAEden Prairie mortgage broker with a 4.9-star rating from over 160 Google reviews.
9531 W 78th St # 350, Eden Prairie, MN 55344, USA5.0 stars from 121 reviews, reflecting exceptional client satisfaction.
7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USAMortgage Brokers Rankings in Eden Prairie, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Sam Capistrant | Fairway Independent Mortgage Corporation7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA | 5.0★ | 180 |
| #2 | AnnieMac Home Mortgage9531 W 78th St # 350, Eden Prairie, MN 55344, USA | 4.9★ | 160 |
| #3 | Cole Thimsen | Fairway Home Mortgage Loan Officer7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA | 5.0★ | 121 |
| #4 | Oliver White, Mortgage Lender NMLS #12541137500 Flying Cloud Dr, Eden Prairie, MN 55344, USA | 4.9★ | 44 |
| #5 | Cambria Mortgage6385 Old Shady Oak Rd #175, Eden Prairie, MN 55344, USA | 4.7★ | 62 |
| #6 | Nick Thiry | Fairway Independent Mortgage Corporation7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA | 5.0★ | 21 |
| #7 | Results Home Mortgage11200 W 78th St, Eden Prairie, MN 55344, USA | 4.9★ | 65 |
| #8 | Steven Tran at Fairway Home Mortgage7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA | 5.0★ | 11 |
| #9 | Adam Smith - Fairway Home Mortgage7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA | 5.0★ | 7 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Eden Prairie
Eden Prairie mortgage broker with 4.9 stars from 44 Google reviews.
7500 Flying Cloud Dr, Eden Prairie, MN 55344, USA
Trusted by 62 clients with a strong 4.7-star rating in Eden Prairie.
6385 Old Shady Oak Rd #175, Eden Prairie, MN 55344, USA
Rated 5.0 stars from 21 Google reviews, this Eden Prairie broker is highly trusted.
7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA
Rated 4.9 stars from 65 Google reviews, this Eden Prairie broker is highly trusted.
11200 W 78th St, Eden Prairie, MN 55344, USA
5.0-star rating from 11 Google reviews for this Eden Prairie mortgage broker.
7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA
Rated 5.0 stars from 7 Google reviews in Eden Prairie.
7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA
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Mortgage Brokers in Eden Prairie, MN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Sam Capistrant | Fairway Independent Mortgage Corporation | 87/100 | 5.0 ★ | 180 |
| 2 | AnnieMac Home Mortgage | 84/100 | 4.9 ★ | 160 |
| 3 | Cole Thimsen | Fairway Home Mortgage Loan Officer | 84/100 | 5.0 ★ | 121 |
| 4 | Oliver White, Mortgage Lender NMLS #1254113 | 77/100 | 4.9 ★ | 44 |
| 5 | Cambria Mortgage | 76/100 | 4.7 ★ | 62 |
| 6 | Nick Thiry | Fairway Independent Mortgage Corporation | 75/100 | 5.0 ★ | 21 |
| 7 | Results Home Mortgage | 79/100 | 4.9 ★ | 65 |
| 8 | Steven Tran at Fairway Home Mortgage | 72/100 | 5.0 ★ | 11 |
| 9 | Adam Smith - Fairway Home Mortgage | 70/100 | 5.0 ★ | 7 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Eden Prairie
What does a mortgage broker do differently than going directly to a bank in Eden Prairie?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Eden Prairie?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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