Real Reviews · Lakewood
Top-Reviewed Mortgage Brokers in Lakewood, CO
What are customers actually saying? Read verified reviews for mortgage brokers in Lakewood — every rating is from a real customer.
As of May 2026, RatingsNearMe ranks 15 mortgage brokers in Lakewood, CO by verified customer ratings and review volume. The highest-rated is Rio Chacon (The Rio Team) - Elevations Credit Union with a 5.0-star rating from 202 verified reviews. Also in the top tier: Hunter Combs - Fairway Independent Mortgage Corporation and Peak Lending Team: Shannon Dahman and The Dahman Mortgage Team- Mortgage Brokers. The average rating across all listed mortgage brokers in Lakewood is 5 stars from 86 reviews per business on average.
Mortgage brokers in Lakewood: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
15
Businesses listed
5★
Avg rating
86
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Rio Chacon (The Rio Team) - Elevations Credit Union
143 Union Blvd #220, Lakewood, CO 80228, USA
Hunter Combs - Fairway Independent Mortgage Corporation
320 S Teller St, Lakewood, CO 80226, USA
Peak Lending Team: Shannon Dahman and The Dahman Mortgage Team- Mortgage Brokers
225 Union Blvd #150, Lakewood, CO 80228, USA
Mortgage Brokers Rankings in Lakewood, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Rio Chacon (The Rio Team) - Elevations Credit Union143 Union Blvd #220, Lakewood, CO 80228, USA | 5.0★ | 202 |
| #2 | Hunter Combs - Fairway Independent Mortgage Corporation320 S Teller St, Lakewood, CO 80226, USA | 5.0★ | 196 |
| #3 | Peak Lending Team: Shannon Dahman and The Dahman Mortgage Team- Mortgage Brokers225 Union Blvd #150, Lakewood, CO 80228, USA | 5.0★ | 171 |
| #4 | Lakewood CO Mortgage Broker by Rob's Mortgage Loans200 Union Blvd #200, Lakewood, CO 80228, USA | 5.0★ | 44 |
| #5 | The Dahman Team, Tenby J. Dahman, Peak 10 Mortgage LLC. Colorado Mortgage Planner225 Union Blvd #150, Lakewood, CO 80228, USA | 5.0★ | 117 |
| #6 | The Best Loan Officer225 Union Blvd #150, Lakewood, CO 80228, USA | 5.0★ | 16 |
| #7 | Nathan Mortgage6825 E Tennessee Ave # 415, Denver, CO 80224, USA | 5.0★ | 60 |
| #8 | Zach P Smith - Chariot Financial215 S Wadsworth Blvd #215, Lakewood, CO 80226, USA | 4.9★ | 32 |
| #9 | Innovative Mortgage Group274 Union Blvd #410, Lakewood, CO 80228, USA | 5.0★ | 43 |
| #10 | Platte River Mortgage & Investments, Inc.300 Union Blvd #420, Lakewood, CO 80228, USA | 5.0★ | 53 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Lakewood
Lakewood CO Mortgage Broker by Rob's Mortgage Loans
200 Union Blvd #200, Lakewood, CO 80228, USA
The Dahman Team, Tenby J. Dahman, Peak 10 Mortgage LLC. Colorado Mortgage Planner
225 Union Blvd #150, Lakewood, CO 80228, USA
The Best Loan Officer
225 Union Blvd #150, Lakewood, CO 80228, USA
Nathan Mortgage
6825 E Tennessee Ave # 415, Denver, CO 80224, USA
Zach P Smith - Chariot Financial
215 S Wadsworth Blvd #215, Lakewood, CO 80226, USA
Innovative Mortgage Group
274 Union Blvd #410, Lakewood, CO 80228, USA
Platte River Mortgage & Investments, Inc.
300 Union Blvd #420, Lakewood, CO 80228, USA
Christiana Hill Hamlin Motto Mortgage Mavens
12211 W Alameda Pkwy #200, Lakewood, CO 80228, USA
Jen Mericle-Connect Mortgage LLC
10090 W 26th Ave #400, Lakewood, CO 80215, USA
Equilane Lending LLC
3190 S Wadsworth Blvd #200, Lakewood, CO 80227, USA
Ericka R York | Fairway Independent Mortgage Corporation Loan Officer
320 S Teller St Suite 200, Lakewood, CO 80226, USA
Holobyk LLC-Home Loans By Kimmy at Platte River Mortgage
300 Union Blvd #420, Lakewood, CO 80228, USA
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Frequently Asked Questions — Mortgage Brokers in Lakewood
What does a mortgage broker do differently than going directly to a bank in Lakewood?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Lakewood?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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