Real Reviews · Lancaster
Top-Reviewed Insurance Agents in Lancaster, PA
What are customers actually saying? Read verified reviews for insurance agents in Lancaster — every rating is from a real customer.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Lancaster, PA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Sean Kelleher - State Farm Insurance Agent with a 5.0-star rating from 641 Google reviews and an RNM Score of 88/100. Also in the top tier: HomeSale Insurance Services and Bagnall Shaw Insurance. The average rating across all listed insurance agents in Lancaster is 4.9 stars from 188 reviews per business on average.
Insurance in Lancaster: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Element | Insurance Agency - Lancaster
This agency consistently ranks at the top due to its strong local reputation and comprehensive insurance offerings.
Most Reviewed
Forbes Insurance Agency - Geico & Erie Insurance
A high number of reviews indicates broad customer experience and reliability, helping you gauge service consistency.
When choosing an insurance agent in Lancaster, compare quotes from multiple agencies and consider both online reviews and personal referrals to find the best coverage and service for your needs.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
188
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
5.0-star rating from over 640 Google reviews in Lancaster, PA.
1353 Fruitville Pike, Lancaster, PA 17601, USALancaster's top-rated insurance agent with 5.0 stars from over 450 reviews.
215 S Centerville Rd Ste B, Lancaster, PA 17603, USALancaster insurance agent with a strong 4.7-star rating from nearly 400 Google reviews.
401 W Orange St, Lancaster, PA 17603, USAInsurance Agents Rankings in Lancaster, PA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Sean Kelleher - State Farm Insurance Agent1353 Fruitville Pike, Lancaster, PA 17601, USA | 5.0★ | 641 |
| #2 | HomeSale Insurance Services215 S Centerville Rd Ste B, Lancaster, PA 17603, USA | 5.0★ | 456 |
| #3 | Bagnall Shaw Insurance401 W Orange St, Lancaster, PA 17603, USA | 4.7★ | 383 |
| #4 | Forbes Insurance Agency - Geico & Erie Insurance1729 Lititz Pike, Lancaster, PA 17601, USA | 5.0★ | 236 |
| #5 | Red Rose Insurance100 S Queen St Ste 226, Lancaster, PA 17603, USA | 4.9★ | 191 |
| #6 | Acceptance Insurance454 N Prince St, Lancaster, PA 17603, USA | 4.5★ | 184 |
| #7 | Gebhard Insurance LLC90 Willow Valley Square, Lancaster, PA 17602, USA | 4.9★ | 161 |
| #8 | Community Insurance101 Good Dr floor 2, Lancaster, PA 17603, USA | 4.5★ | 27 |
| #9 | Alicia Alexander - State Farm Insurance Agent1265 Lititz Pike, Lancaster, PA 17601, USA | 4.9★ | 205 |
| #10 | Susquehanna Insurance - Erie Insurance10 E Lemon St, Lititz, PA 17543, USA | 5.0★ | 186 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Lancaster
Earning a perfect 5.0-star rating from 236 Google reviews in Lancaster.
1729 Lititz Pike, Lancaster, PA 17601, USA
Lancaster insurance agent with 4.9 stars from nearly 200 reviews.
100 S Queen St Ste 226, Lancaster, PA 17603, USA
Highly rated Lancaster insurance agent with 4.5 stars from 184 reviews.
454 N Prince St, Lancaster, PA 17603, USA
Trusted by hundreds, this Lancaster insurance agent holds a 4.9-star rating from 161 reviews.
90 Willow Valley Square, Lancaster, PA 17602, USA
4.5 stars from 27 reviews, reflecting strong customer satisfaction in Lancaster.
101 Good Dr floor 2, Lancaster, PA 17603, USA
Lancaster insurance agent with a 4.9-star rating from over 200 Google reviews.
1265 Lititz Pike, Lancaster, PA 17601, USA
Awarded a perfect 5.0-star rating from 186 Google reviews.
10 E Lemon St, Lititz, PA 17543, USA
Rated 5.0 stars from over 130 Google reviews, this agent is highly trusted.
2173 Embassy Dr, Lancaster, PA 17603, USA
Boasting a 4.8-star average from 121 reviews, this agent is highly trusted locally.
705 Olde Hickory Rd, Lancaster, PA 17601, USA
Holds a perfect 5.0-star rating from nearly 30 Google reviews in Lancaster.
120 N Pointe Blvd Suite 302, Lancaster, PA 17601, USA
Consistently rated 4.9 stars from nearly 200 Google reviews in Lancaster.
650 Delp Rd, Lancaster, PA 17601, USA
Trusted by hundreds of local clients, this Lancaster agent holds a strong 4.7-star rating.
617B N Prince St #200, Lancaster, PA 17603, USA
Hundreds of Google reviews give this Lancaster insurance agent a stellar 4.9-star rating.
1344 Main St, East Earl, PA 17519, USA
Lancaster insurance agent with a 4.8-star rating from 46 customer reviews.
2481 New Holland Pike, Lancaster, PA 17601, USA
Consistently rated 4.9 stars from over 30 Google reviews in Lancaster.
2286 Pullman Rd, Lancaster, PA 17601, USA
Trusted by locals with a stellar 4.9-star average from 79 Google reviews.
1857 William Penn Way, Lancaster, PA 17601, USA
Trusted for exceptional service, holding a 4.9-star rating from over 100 reviews.
310 Historic Dr Box134, Strasburg, PA 17579, USA
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Insurance Agents in Lancaster, PA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Sean Kelleher - State Farm Insurance Agent | 88/100 | 5.0 ★ | 641 |
| 2 | HomeSale Insurance Services | 88/100 | 5.0 ★ | 456 |
| 3 | Bagnall Shaw Insurance | 83/100 | 4.7 ★ | 383 |
| 4 | Forbes Insurance Agency - Geico & Erie Insurance | 88/100 | 5.0 ★ | 236 |
| 5 | Red Rose Insurance | 85/100 | 4.9 ★ | 191 |
| 6 | Acceptance Insurance | 78/100 | 4.5 ★ | 184 |
| 7 | Gebhard Insurance LLC | 84/100 | 4.9 ★ | 161 |
| 8 | Community Insurance | 68/100 | 4.5 ★ | 27 |
| 9 | Alicia Alexander - State Farm Insurance Agent | 86/100 | 4.9 ★ | 205 |
| 10 | Susquehanna Insurance - Erie Insurance | 87/100 | 5.0 ★ | 186 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Lancaster
What is the difference between a captive and independent insurance agent in Lancaster?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in PA?
Search the PA Department of Insurance's online license lookup — Google "PA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in PA must be licensed with the state.
How much does working with a local insurance agent in Lancaster cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Lancaster?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Lancaster adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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