Top Picks · Philadelphia
Best Insurance Agents in Philadelphia, PA
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Philadelphia, PA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Maxie Insurance LLC ⭐⭐⭐⭐⭐ with a 4.9-star rating from 828 Google reviews and an RNM Score of 87/100. Also in the top tier: Emmanuel Insurance and Judd Greenberg - State Farm Insurance Agent. The average rating across all listed insurance agents in Philadelphia is 4.7 stars from 240 reviews per business on average.
Insurance in Philadelphia: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Main Line Risk Management
Main Line Risk Management stands out as top-ranked due to its strong reputation for personalized service and comprehensive coverage options in the Philadelphia area.
Most Reviewed
Main Line Risk Management
A high review count indicates broad customer experience and trust, helping consumers gauge reliability and service quality.
When choosing an insurance agent in Philadelphia, compare quotes from multiple top-ranked agencies and read recent reviews to ensure the agent understands local risks and coverage needs.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
240
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Boasting 828 reviews with an exceptional 4.9-star rating in Philadelphia.
6378 Castor Ave, Philadelphia, PA 19149, USATop-rated Philadelphia insurance agent with 4.9 stars from over 700 reviews.
516 N Bethlehem Pike, Lower Gwynedd Township, PA 19002, USAA 5.0-star rating from over 500 reviews reflects trusted local insurance service.
1546 South St, Philadelphia, PA 19146, USAInsurance Agents Rankings in Philadelphia, PA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Maxie Insurance LLC ⭐⭐⭐⭐⭐6378 Castor Ave, Philadelphia, PA 19149, USA | 4.9★ | 828 |
| #2 | Emmanuel Insurance516 N Bethlehem Pike, Lower Gwynedd Township, PA 19002, USA | 4.9★ | 714 |
| #3 | Judd Greenberg - State Farm Insurance Agent1546 South St, Philadelphia, PA 19146, USA | 5.0★ | 526 |
| #4 | Haven Affordable Auto Insurance Philadelphia1737 Chestnut St #203, Philadelphia, PA 19103, USA | 5.0★ | 12 |
| #5 | McCollum Insurance Agency ️ ️ ️⭐⭐⭐⭐⭐106 Grape St #2, Philadelphia, PA 19127, USA | 4.8★ | 202 |
| #6 | Troast-Singley & Miller Insurance Agency2700 S 18th St, Philadelphia, PA 19145, USA | 5.0★ | 148 |
| #7 | Insurephilly.com12325 Academy Rd, Philadelphia, PA 19154, USA | 5.0★ | 83 |
| #8 | Adam Hutcheon - State Farm Insurance Agent687 N Broad St, Philadelphia, PA 19123, USA | 4.9★ | 368 |
| #9 | Premier Group Insurance, LLC106 Central Ave, Cheltenham, PA 19012, USA | 5.0★ | 354 |
| #10 | Starlight Agency LLC6226 Bustleton Ave, Philadelphia, PA 19149, USA | 4.9★ | 124 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Philadelphia
Trusted Philadelphia insurance agent with a perfect 5.0-star rating from 12 reviews.
1737 Chestnut St #203, Philadelphia, PA 19103, USA
A trusted Philadelphia insurance agent with a 4.8-star rating from over 200 reviews.
106 Grape St #2, Philadelphia, PA 19127, USA
Boasting a perfect 5.0-star rating from 148 Google reviews, this Philadelphia insurance agent is highly trusted.
2700 S 18th St, Philadelphia, PA 19145, USA
5.0 stars from 83 Google reviews, reflecting consistently exceptional service.
12325 Academy Rd, Philadelphia, PA 19154, USA
Trusted by hundreds with an exceptional 4.9-star rating from Philadelphia clients.
687 N Broad St, Philadelphia, PA 19123, USA
A Philadelphia insurance agent with a flawless 5.0★ rating from over 350 reviews.
106 Central Ave, Cheltenham, PA 19012, USA
Boasting a 4.9-star rating from over 120 Google reviews, this Philadelphia agent is highly trusted.
6226 Bustleton Ave, Philadelphia, PA 19149, USA
4.9 stars from 70 Google reviews, reflecting exceptional client satisfaction.
712 Washington Ave, Philadelphia, PA 19147, USA
64 reviews give this Philadelphia insurance agent a solid 3.8-star rating.
1700 Market St #1005, Philadelphia, PA 19103, USA
Rated 5.0 stars from 5 Google reviews in Philadelphia.
1312 State Rte 3008, Philadelphia, PA 19107, USA
Philadelphia insurance agent with a 4.9-star rating from over 530 Google reviews.
2448 Cottman Ave, Philadelphia, PA 19149, USA
Trusted by hundreds, this Philadelphia insurance agent maintains a stellar 4.8-star rating.
1879 Cottman Ave, Philadelphia, PA 19111, USA
4.8 stars from 186 Google reviews makes this Philadelphia insurance agent highly trusted.
3308 Grant Ave, Philadelphia, PA 19114, USA
4.9-star rating from 166 Google reviews reflects exceptional client satisfaction.
595 Skippack Pike Suite 210, Blue Bell, PA 19422, USA
A trusted Philadelphia insurance agent with a perfect 5.0-star rating from 129 reviews.
7300 City Ave Suite 120, Philadelphia, PA 19151, USA
Earned a 4.9-star rating from 84 Google reviews, reflecting exceptional client satisfaction.
521 N 22nd St, Philadelphia, PA 19130, USA
Mixed 1.0-star rating from 1 Google review; check recent feedback before visiting.
Walnut St, Philadelphia, PA 19103, USA
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Insurance Agents in Philadelphia, PA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Maxie Insurance LLC ⭐⭐⭐⭐⭐ | 87/100 | 4.9 ★ | 828 |
| 2 | Emmanuel Insurance | 87/100 | 4.9 ★ | 714 |
| 3 | Judd Greenberg - State Farm Insurance Agent | 88/100 | 5.0 ★ | 526 |
| 4 | Haven Affordable Auto Insurance Philadelphia | 72/100 | 5.0 ★ | 12 |
| 5 | McCollum Insurance Agency ️ ️ ️⭐⭐⭐⭐⭐ | 84/100 | 4.8 ★ | 202 |
| 6 | Troast-Singley & Miller Insurance Agency | 86/100 | 5.0 ★ | 148 |
| 7 | Insurephilly.com | 82/100 | 5.0 ★ | 83 |
| 8 | Adam Hutcheon - State Farm Insurance Agent | 87/100 | 4.9 ★ | 368 |
| 9 | Premier Group Insurance, LLC | 88/100 | 5.0 ★ | 354 |
| 10 | Starlight Agency LLC | 83/100 | 4.9 ★ | 124 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Philadelphia
What is the difference between a captive and independent insurance agent in Philadelphia?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in PA?
Search the PA Department of Insurance's online license lookup — Google "PA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in PA must be licensed with the state.
How much does working with a local insurance agent in Philadelphia cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Philadelphia?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Philadelphia adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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