Top Picks · Philadelphia

Best Insurance Agents in Philadelphia, PA

Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.

As of July 2026, RatingsNearMe ranks 20 insurance agents in Philadelphia, PA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Maxie Insurance LLC ⭐⭐⭐⭐⭐ with a 4.9-star rating from 828 Google reviews and an RNM Score of 87/100. Also in the top tier: Emmanuel Insurance and Judd Greenberg - State Farm Insurance Agent. The average rating across all listed insurance agents in Philadelphia is 4.7 stars from 240 reviews per business on average.

Insurance in Philadelphia: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

Main Line Risk Management

Main Line Risk Management stands out as top-ranked due to its strong reputation for personalized service and comprehensive coverage options in the Philadelphia area.

Most Reviewed

Main Line Risk Management

A high review count indicates broad customer experience and trust, helping consumers gauge reliability and service quality.

When choosing an insurance agent in Philadelphia, compare quotes from multiple top-ranked agencies and read recent reviews to ensure the agent understands local risks and coverage needs.

Filter:

Local Market Snapshot

20

Businesses listed

4.7★

Avg rating

240

Avg reviews

Jul 4, 2026

Last updated

Top Rated Insurance Agents

4.9(828 reviews)

Boasting 828 reviews with an exceptional 4.9-star rating in Philadelphia.

6378 Castor Ave, Philadelphia, PA 19149, USA
4.9(714 reviews)

Top-rated Philadelphia insurance agent with 4.9 stars from over 700 reviews.

516 N Bethlehem Pike, Lower Gwynedd Township, PA 19002, USA
5.0(526 reviews)

A 5.0-star rating from over 500 reviews reflects trusted local insurance service.

1546 South St, Philadelphia, PA 19146, USA

Insurance Agents Rankings in Philadelphia, PA

#BusinessRatingReviews
#1Maxie Insurance LLC ⭐⭐⭐⭐⭐6378 Castor Ave, Philadelphia, PA 19149, USA4.9828
#2Emmanuel Insurance516 N Bethlehem Pike, Lower Gwynedd Township, PA 19002, USA4.9714
#3Judd Greenberg - State Farm Insurance Agent1546 South St, Philadelphia, PA 19146, USA5.0526
#4Haven Affordable Auto Insurance Philadelphia1737 Chestnut St #203, Philadelphia, PA 19103, USA5.012
#5McCollum Insurance Agency ️ ️ ️⭐⭐⭐⭐⭐106 Grape St #2, Philadelphia, PA 19127, USA4.8202
#6Troast-Singley & Miller Insurance Agency2700 S 18th St, Philadelphia, PA 19145, USA5.0148
#7Insurephilly.com12325 Academy Rd, Philadelphia, PA 19154, USA5.083
#8Adam Hutcheon - State Farm Insurance Agent687 N Broad St, Philadelphia, PA 19123, USA4.9368
#9Premier Group Insurance, LLC106 Central Ave, Cheltenham, PA 19012, USA5.0354
#10Starlight Agency LLC6226 Bustleton Ave, Philadelphia, PA 19149, USA4.9124

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Insurance Agents in Philadelphia

4
5.0· 12 reviews

Trusted Philadelphia insurance agent with a perfect 5.0-star rating from 12 reviews.

1737 Chestnut St #203, Philadelphia, PA 19103, USA

5
4.8· 202 reviews

A trusted Philadelphia insurance agent with a 4.8-star rating from over 200 reviews.

106 Grape St #2, Philadelphia, PA 19127, USA

6
5.0· 148 reviews

Boasting a perfect 5.0-star rating from 148 Google reviews, this Philadelphia insurance agent is highly trusted.

2700 S 18th St, Philadelphia, PA 19145, USA

7
5.0· 83 reviews

5.0 stars from 83 Google reviews, reflecting consistently exceptional service.

12325 Academy Rd, Philadelphia, PA 19154, USA

8
4.9· 368 reviews

Trusted by hundreds with an exceptional 4.9-star rating from Philadelphia clients.

687 N Broad St, Philadelphia, PA 19123, USA

9
5.0· 354 reviews

A Philadelphia insurance agent with a flawless 5.0★ rating from over 350 reviews.

106 Central Ave, Cheltenham, PA 19012, USA

10
4.9· 124 reviews

Boasting a 4.9-star rating from over 120 Google reviews, this Philadelphia agent is highly trusted.

6226 Bustleton Ave, Philadelphia, PA 19149, USA

11
4.9· 70 reviews

4.9 stars from 70 Google reviews, reflecting exceptional client satisfaction.

712 Washington Ave, Philadelphia, PA 19147, USA

12
3.8· 64 reviews

64 reviews give this Philadelphia insurance agent a solid 3.8-star rating.

1700 Market St #1005, Philadelphia, PA 19103, USA

13
5.0· 5 reviews

Rated 5.0 stars from 5 Google reviews in Philadelphia.

1312 State Rte 3008, Philadelphia, PA 19107, USA

14
4.9· 533 reviews

Philadelphia insurance agent with a 4.9-star rating from over 530 Google reviews.

2448 Cottman Ave, Philadelphia, PA 19149, USA

15
4.8· 195 reviews

Trusted by hundreds, this Philadelphia insurance agent maintains a stellar 4.8-star rating.

1879 Cottman Ave, Philadelphia, PA 19111, USA

16
4.8· 186 reviews

4.8 stars from 186 Google reviews makes this Philadelphia insurance agent highly trusted.

3308 Grant Ave, Philadelphia, PA 19114, USA

17
4.9· 166 reviews

4.9-star rating from 166 Google reviews reflects exceptional client satisfaction.

595 Skippack Pike Suite 210, Blue Bell, PA 19422, USA

18
5.0· 129 reviews

A trusted Philadelphia insurance agent with a perfect 5.0-star rating from 129 reviews.

7300 City Ave Suite 120, Philadelphia, PA 19151, USA

19
4.9· 84 reviews

Earned a 4.9-star rating from 84 Google reviews, reflecting exceptional client satisfaction.

521 N 22nd St, Philadelphia, PA 19130, USA

20
1.0· 1 reviews

Mixed 1.0-star rating from 1 Google review; check recent feedback before visiting.

Walnut St, Philadelphia, PA 19103, USA

Data from Google Business listings
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Insurance Agents in Philadelphia, PA — Compared

#BusinessRNM ScoreRatingReviews
1Maxie Insurance LLC ⭐⭐⭐⭐⭐87/1004.9 ★828
2Emmanuel Insurance87/1004.9 ★714
3Judd Greenberg - State Farm Insurance Agent88/1005.0 ★526
4Haven Affordable Auto Insurance Philadelphia72/1005.0 ★12
5McCollum Insurance Agency ️ ️ ️⭐⭐⭐⭐⭐84/1004.8 ★202
6Troast-Singley & Miller Insurance Agency86/1005.0 ★148
7Insurephilly.com82/1005.0 ★83
8Adam Hutcheon - State Farm Insurance Agent87/1004.9 ★368
9Premier Group Insurance, LLC88/1005.0 ★354
10Starlight Agency LLC83/1004.9 ★124

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Insurance Agents in Philadelphia

What is the difference between a captive and independent insurance agent in Philadelphia?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in PA?

Search the PA Department of Insurance's online license lookup — Google "PA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in PA must be licensed with the state.

How much does working with a local insurance agent in Philadelphia cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Philadelphia?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Philadelphia adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Insurance Agents Directory — Philadelphia, PA

This page lists and ranks 20 insurance agents serving Philadelphia, PA as of July 2026. The average verified rating across all listings is 4.7 stars, with an average of 240 customer reviews per business. The top-ranked insurance agents in Philadelphia by our algorithm is Maxie Insurance LLC ⭐⭐⭐⭐⭐ (4.9 stars, 828 reviews). Insurance in Philadelphia: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Philadelphia: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the PA licensing board before hiring.

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