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24-Hour Mortgage Brokers in Lansing, MI — Always Available
Emergencies don't keep business hours. These mortgage brokers in Lansing are available 24 hours a day, 7 days a week — including holidays.
As of May 2026, RatingsNearMe ranks 17 mortgage brokers in Lansing, MI by verified customer ratings and review volume. The highest-rated is First National Acceptance Company with a 4.9-star rating from 440 verified reviews. Also in the top tier: MI Home Loan Team with Supreme Lending and Union Home Mortgage. The average rating across all listed mortgage brokers in Lansing is 4.9 stars from 97 reviews per business on average.
Mortgage brokers in Lansing: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.9★
Avg rating
97
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
First National Acceptance Company
241 E Saginaw St, East Lansing, MI 48823, USA
MI Home Loan Team with Supreme Lending
620 S Creyts Rd, Lansing, MI 48917, USA
Union Home Mortgage
411 W Lake Lansing Rd Ste B101, East Lansing, MI 48823, USA
Mortgage Brokers Rankings in Lansing, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | First National Acceptance Company241 E Saginaw St, East Lansing, MI 48823, USA | 4.9★ | 440 |
| #2 | MI Home Loan Team with Supreme Lending620 S Creyts Rd, Lansing, MI 48917, USA | 5.0★ | 186 |
| #3 | Union Home Mortgage411 W Lake Lansing Rd Ste B101, East Lansing, MI 48823, USA | 4.7★ | 299 |
| #4 | HomeLoans4601 W Saginaw Hwy # J, Lansing, MI 48917, USA | 5.0★ | 58 |
| #5 | The Joseph Team500 N Homer St, Lansing, MI 48912, USA | 5.0★ | 61 |
| #6 | Robyn Berg - Union Home Mortgage NMLS #630894411 W Lake Lansing Rd Ste B101, East Lansing, MI 48823, USA | 5.0★ | 72 |
| #7 | US Capital Mortgage Partners1300 N Waverly Rd, Lansing, MI 48917, USA | 4.7★ | 15 |
| #8 | Joseph White - VanDyk Mortgage Corporation3681 Okemos Rd #400, Okemos, MI 48864, USA | 5.0★ | 82 |
| #9 | Union Home Mortgage The Duke Team411 W Lake Lansing Rd STE 101, East Lansing, MI 48823, USA | 4.7★ | 15 |
| #10 | Glacier Financial7200 W Saginaw Hwy, Lansing, MI 48917, USA | 4.8★ | 30 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Lansing
HomeLoans
4601 W Saginaw Hwy # J, Lansing, MI 48917, USA
The Joseph Team
500 N Homer St, Lansing, MI 48912, USA
Robyn Berg - Union Home Mortgage NMLS #630894
411 W Lake Lansing Rd Ste B101, East Lansing, MI 48823, USA
US Capital Mortgage Partners
1300 N Waverly Rd, Lansing, MI 48917, USA
Joseph White - VanDyk Mortgage Corporation
3681 Okemos Rd #400, Okemos, MI 48864, USA
Union Home Mortgage The Duke Team
411 W Lake Lansing Rd STE 101, East Lansing, MI 48823, USA
Glacier Financial
7200 W Saginaw Hwy, Lansing, MI 48917, USA
ShayMak Mortgage LLC
114 W Main St, DeWitt, MI 48820, USA
Jennifer LeVeck NMLS #377177- Union Home Mortgage Corp
411 W Lake Lansing Rd Bldg B, Ste 101, East Lansing, MI 48823, USA
Affiliate Mortgage Services, Inc.
618 S Creyts Rd, Lansing, MI 48917, USA
Noah Kemler at CrossCountry Mortgage
830 W Lake Lansing Rd Suite 100, East Lansing, MI 48823, USA
Gus Dahlgren - Union Home Mortgage Corp.
411 W Lake Lansing Rd bldg b suite 101, East Lansing, MI 48823, USA
Treadstone Funding
333 Albert Ave #627, East Lansing, MI 48823, USA
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Frequently Asked Questions — Mortgage Brokers in Lansing
What does a mortgage broker do differently than going directly to a bank in Lansing?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Lansing?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MI?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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