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Insurance Agents in Lincoln, CA — Free Estimates
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As of July 2026, RatingsNearMe ranks 20 insurance agents in Lincoln, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Andres Ordaz - State Farm Insurance Agent with a 4.9-star rating from 350 Google reviews and an RNM Score of 90/100. Also in the top tier: PCRG Insurance- Kevin Rawson Agency and Justin Costello - State Farm Insurance Agent. The average rating across all listed insurance agents in Lincoln is 4.8 stars from 73 reviews per business on average.
Insurance in Lincoln: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
73
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Proudly serving Rocklin with a 4.9-star rating from over 350 Google reviews.
605 Lincoln Blvd #110, Lincoln, CA 95648, USARocklin's top-rated insurance agent with a perfect 5.0 stars from 34 reviews.
3845 Atherton Rd #5, Rocklin, CA 95765, USARocklin's top-rated insurance agent with a flawless 5.0★ score from over 150 reviews.
5701 Lonetree Blvd Suite 319, Rocklin, CA 95765, USAInsurance Agents Rankings in Lincoln, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Andres Ordaz - State Farm Insurance Agent605 Lincoln Blvd #110, Lincoln, CA 95648, USA | 4.9★ | 350 |
| #2 | PCRG Insurance- Kevin Rawson Agency3845 Atherton Rd #5, Rocklin, CA 95765, USA | 5.0★ | 34 |
| #3 | Justin Costello - State Farm Insurance Agent5701 Lonetree Blvd Suite 319, Rocklin, CA 95765, USA | 5.0★ | 151 |
| #4 | Brown & Brown Insurance Brokers of Sacramento, Inc.6030 W Oaks Blvd #190, Rocklin, CA 95765, USA | 4.4★ | 21 |
| #5 | Scott Yuill - State Farm Insurance Agent2160 Sunset Blvd #504, Rocklin, CA 95765, USA | 4.9★ | 139 |
| #6 | Emily Williams - State Farm Insurance Agent2160 Sunset Blvd #504, Rocklin, CA 95765, USA | 4.9★ | 67 |
| #7 | Joe Peterson - Peterson and Grantham Insurance Brokers6518 Lonetree Blvd suite 2038, Rocklin, CA 95765, USA | 4.9★ | 29 |
| #8 | Cobalt Insurance Agency6520 Lonetree Blvd #2019, Rocklin, CA 95765, USA | 4.9★ | 120 |
| #9 | Tillery Family Insurance6520 Lonetree Blvd, Rocklin, CA 95765, USA | 5.0★ | 17 |
| #10 | Farmers Insurance - Angela Gaeta6671 Blue Oaks Blvd Ste 3B, Rocklin, CA 95765, USA | 5.0★ | 23 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Lincoln
Rocklin insurance agent with a solid 4.4-star rating from 21 Google reviews.
6030 W Oaks Blvd #190, Rocklin, CA 95765, USA
4.9-star rating from 139 reviews reflects exceptional local service.
2160 Sunset Blvd #504, Rocklin, CA 95765, USA
Rocklin's top-rated insurance agent with 4.9 stars from 67 reviews.
2160 Sunset Blvd #504, Rocklin, CA 95765, USA
Trusted by locals with a 4.9-star rating from 29 Google reviews.
6518 Lonetree Blvd suite 2038, Rocklin, CA 95765, USA
Trusted by hundreds of local clients, this Rocklin agent holds a stellar 4.9-star rating.
6520 Lonetree Blvd #2019, Rocklin, CA 95765, USA
Rocklin's top-rated insurance agent with a flawless 5.0-star rating from dozens of reviews.
6520 Lonetree Blvd, Rocklin, CA 95765, USA
Trusted by clients with a perfect 5.0★ rating across 23 reviews.
6671 Blue Oaks Blvd Ste 3B, Rocklin, CA 95765, USA
Trusted by local clients with a 4.9-star rating from nearly 100 reviews.
10002 Foothills Blvd Ste 120, Roseville, CA 95747, USA
A trusted Roseville insurance agent with a solid 4.6-star rating from 11 reviews.
140 Diamond Creek Pl Suite 185, Roseville, CA 95747, USA
Trusted Roseville insurance agent with 4.9 stars from over 70 reviews.
1402 Blue Oaks Blvd #120, Roseville, CA 95747, USA
Boasting
2208 Plaza Dr Ste 120, Rocklin, CA 95765, USA
Trusted locally with a strong 4.7-star average from dozens of reviews.
9063 Foothills Blvd # 6, Roseville, CA 95747, USA
Rocklin's top-rated insurance agent with a perfect 5.0 stars from 98 reviews.
3615 Taylor Rd, Loomis, CA 95650, USA
Trusted local agent with a solid 4.0-star rating from several reviews.
3875 Taylor Rd Ste 205, Loomis, CA 95650, USA
Proudly serving Rocklin with a 4.8-star rating from over 50 Google reviews.
5220 Front St, Rocklin, CA 95677, USA
Rocklin insurance agent with a perfect 5.0-star rating from 22 reviews.
3111 Sunset Blvd g, Rocklin, CA 95677, USA
Rocklin insurance agent with a solid 4.4-star rating from over 100 reviews.
3175 Sunset Blvd Ste 108, Rocklin, CA 95677, USA
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Insurance Agents in Lincoln, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Andres Ordaz - State Farm Insurance Agent | 90/100 | 4.9 ★ | 350 |
| 2 | PCRG Insurance- Kevin Rawson Agency | 89/100 | 5.0 ★ | 34 |
| 3 | Justin Costello - State Farm Insurance Agent | 89/100 | 5.0 ★ | 151 |
| 4 | Brown & Brown Insurance Brokers of Sacramento, Inc. | 77/100 | 4.4 ★ | 21 |
| 5 | Scott Yuill - State Farm Insurance Agent | 87/100 | 4.9 ★ | 139 |
| 6 | Emily Williams - State Farm Insurance Agent | 83/100 | 4.9 ★ | 67 |
| 7 | Joe Peterson - Peterson and Grantham Insurance Brokers | 78/100 | 4.9 ★ | 29 |
| 8 | Cobalt Insurance Agency | 94/100 | 4.9 ★ | 120 |
| 9 | Tillery Family Insurance | 86/100 | 5.0 ★ | 17 |
| 10 | Farmers Insurance - Angela Gaeta | 87/100 | 5.0 ★ | 23 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Lincoln
What is the difference between a captive and independent insurance agent in Lincoln?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Lincoln cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Lincoln?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Lincoln adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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