Top Picks · Livonia
Best Insurance Agents in Livonia, MI
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of May 2026, RatingsNearMe ranks 19 insurance agents in Livonia, MI by verified customer ratings and review volume. The highest-rated is Loyalty Insurance with a 4.9-star rating from 463 verified reviews. Also in the top tier: Tammy Golston - State Farm Insurance Agent and Cheryl Bowker: Allstate Insurance. The average rating across all listed insurance agents in Livonia is 4.7 stars from 97 reviews per business on average.
Insurance in Livonia: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.7★
Avg rating
97
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Loyalty Insurance
39209 Six Mile Rd # 200, Livonia, MI 48152, USA
Tammy Golston - State Farm Insurance Agent
20361 Middlebelt Rd Ste 1, Livonia, MI 48152, USA
Cheryl Bowker: Allstate Insurance
31221 Five Mile Rd, Livonia, MI 48154, USA
Insurance Agents Rankings in Livonia, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Loyalty Insurance39209 Six Mile Rd # 200, Livonia, MI 48152, USA | 4.9★ | 463 |
| #2 | Tammy Golston - State Farm Insurance Agent20361 Middlebelt Rd Ste 1, Livonia, MI 48152, USA | 5.0★ | 327 |
| #3 | Cheryl Bowker: Allstate Insurance31221 Five Mile Rd, Livonia, MI 48154, USA | 4.6★ | 164 |
| #4 | Metro Agency, Inc.32646 Five Mile Rd, Livonia, MI 48154, USA | 4.8★ | 83 |
| #5 | Perfect Price Insurance Agency13740 Merriman Rd, Livonia, MI 48150, USA | 5.0★ | 85 |
| #6 | Arlington Agency, Inc.38145 Plymouth Rd, Livonia, MI 48150, USA | 4.3★ | 35 |
| #7 | Paul Lee Agency19329 Farmington Rd, Livonia, MI 48152, USA | 4.8★ | 30 |
| #8 | LAUREL PARK INS AGCY: Allstate Insurance17177 N Laurel Park Dr #246, Livonia, MI 48152, USA | 5.0★ | 17 |
| #9 | AAA Insurance - Mark Ismail Insurance Agency33539 Plymouth Rd, Livonia, MI 48150, USA | 4.8★ | 61 |
| #10 | L.A. Insurance17114 Farmington Rd, Livonia, MI 48152, USA | 4.7★ | 59 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Livonia
Metro Agency, Inc.
32646 Five Mile Rd, Livonia, MI 48154, USA
Perfect Price Insurance Agency
13740 Merriman Rd, Livonia, MI 48150, USA
Arlington Agency, Inc.
38145 Plymouth Rd, Livonia, MI 48150, USA
Paul Lee Agency
19329 Farmington Rd, Livonia, MI 48152, USA
LAUREL PARK INS AGCY: Allstate Insurance
17177 N Laurel Park Dr #246, Livonia, MI 48152, USA
AAA Insurance - Mark Ismail Insurance Agency
33539 Plymouth Rd, Livonia, MI 48150, USA
L.A. Insurance
17114 Farmington Rd, Livonia, MI 48152, USA
Jay Alhashemy: Allstate Insurance
19590 Middlebelt Rd, Livonia, MI 48152, USA
Compass Insurance Agency
33723 Five Mile Rd, Livonia, MI 48154, USA
Legacy Partners Insurance Services
31300 Plymouth Rd, Livonia, MI 48150, USA
Salami Agency LLC Meemic/AAA
16172 Middlebelt Rd, Livonia, MI 48154, USA
Shepard Insurance Agency
33305 7 Mile, Livonia, MI 48152, USA
AAA Insurance - Waely Insurance Agency
28436 Joy Rd, Livonia, MI 48150, USA
David DeLuca - State Farm Insurance Agent
11756 Newburgh Rd, Livonia, MI 48150, USA
AAA Insurance - Marc Orleman Agency
29443 Five Mile Rd, Livonia, MI 48154, USA
AAA Livonia
37383 Six Mile Rd, Livonia, MI 48152, USA
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Frequently Asked Questions — Insurance Agents in Livonia
What is the difference between a captive and independent insurance agent in Livonia?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MI?
Search the MI Department of Insurance's online license lookup — Google "MI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MI must be licensed with the state.
How much does working with a local insurance agent in Livonia cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Livonia?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Livonia adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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