Verified · Livonia
Trusted Insurance Agents in Livonia, MI
Trust matters when you're inviting a pro into your home or business. These insurance agents in Livonia have earned it through hundreds of verified reviews.
As of July 2026, RatingsNearMe ranks 19 insurance agents in Livonia, MI by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Loyalty Insurance with a 4.9-star rating from 463 Google reviews and an RNM Score of 87/100. Also in the top tier: Tammy Golston - State Farm Insurance Agent and Cheryl Bowker: Allstate Insurance. The average rating across all listed insurance agents in Livonia is 4.7 stars from 97 reviews per business on average.
Insurance in Livonia: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Compass Insurance Agency
Compass Insurance Agency is consistently top-ranked for its strong local reputation and comprehensive coverage options.
Most Reviewed
Tammy Golston - State Farm Insurance Agent
A high review count indicates broad customer experience and trust, helping you gauge service reliability.
When choosing an insurance agent in Livonia, compare quotes from multiple agencies and read recent reviews to ensure the agent meets your specific coverage needs and offers responsive customer service.
Local Market Snapshot
19
Businesses listed
4.7★
Avg rating
97
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Livonia's top-rated insurance agent with a near-perfect 4.9★ from 463 reviews.
39209 Six Mile Rd # 200, Livonia, MI 48152, USALivonia insurance agent with a perfect 5.0-star rating from 327 reviews.
20361 Middlebelt Rd Ste 1, Livonia, MI 48152, USATrusted by 164 local clients, this Livonia agent holds a strong 4.6-star rating.
31221 Five Mile Rd, Livonia, MI 48154, USAInsurance Agents Rankings in Livonia, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Loyalty Insurance39209 Six Mile Rd # 200, Livonia, MI 48152, USA | 4.9★ | 463 |
| #2 | Tammy Golston - State Farm Insurance Agent20361 Middlebelt Rd Ste 1, Livonia, MI 48152, USA | 5.0★ | 327 |
| #3 | Cheryl Bowker: Allstate Insurance31221 Five Mile Rd, Livonia, MI 48154, USA | 4.6★ | 164 |
| #4 | LAUREL PARK INS AGCY: Allstate Insurance17177 N Laurel Park Dr #246, Livonia, MI 48152, USA | 5.0★ | 17 |
| #5 | AAA Insurance - Marc Orleman Agency29443 Five Mile Rd, Livonia, MI 48154, USA | 4.6★ | 16 |
| #6 | Perfect Price Insurance Agency13740 Merriman Rd, Livonia, MI 48150, USA | 5.0★ | 85 |
| #7 | Legacy Partners Insurance Services31300 Plymouth Rd, Livonia, MI 48150, USA | 4.7★ | 36 |
| #8 | Arlington Agency, Inc.38145 Plymouth Rd, Livonia, MI 48150, USA | 4.3★ | 35 |
| #9 | Paul Lee Agency19329 Farmington Rd, Livonia, MI 48152, USA | 4.8★ | 30 |
| #10 | Salami Agency LLC Meemic/AAA16172 Middlebelt Rd, Livonia, MI 48154, USA | 5.0★ | 27 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Livonia
Livonia insurance agent with a perfect 5.0-star rating from 17 reviews.
17177 N Laurel Park Dr #246, Livonia, MI 48152, USA
Livonia insurance agent with a strong 4.6-star rating from over a dozen reviews.
29443 Five Mile Rd, Livonia, MI 48154, USA
Livonia insurance agent with a perfect 5.0-star rating from 85 reviews.
13740 Merriman Rd, Livonia, MI 48150, USA
Trusted by locals with a 4.7-star rating from 36 reviews.
31300 Plymouth Rd, Livonia, MI 48150, USA
Highly rated by 35 local customers in Livonia with a 4.3-star average.
38145 Plymouth Rd, Livonia, MI 48150, USA
Livonia insurance agent with a 4.8-star rating from 30 Google reviews.
19329 Farmington Rd, Livonia, MI 48152, USA
Livonia insurance agent with a flawless 5.0-star rating from 27 reviews.
16172 Middlebelt Rd, Livonia, MI 48154, USA
Trusted by locals with a 4.8-star rating from nearly 100 reviews.
11756 Newburgh Rd, Livonia, MI 48150, USA
4.9 stars from 83 reviews, making them a trusted local insurance choice.
19590 Middlebelt Rd, Livonia, MI 48152, USA
Rated 4.8 stars from 83 Google reviews, this Livonia insurance agent is highly trusted.
32646 Five Mile Rd, Livonia, MI 48154, USA
Livonia insurance agent with a 4.9-star rating from 68 reviews.
33723 Five Mile Rd, Livonia, MI 48154, USA
Trusted by dozens of local clients with a stellar 4.8-star rating.
28436 Joy Rd, Livonia, MI 48150, USA
4.8 stars from 61 reviews, reflecting consistently excellent local service.
33539 Plymouth Rd, Livonia, MI 48150, USA
Livonia insurance agent with a 4.7-star rating from 59 Google reviews.
17114 Farmington Rd, Livonia, MI 48152, USA
Trusted local agent with 4.1 stars from 24 reviews.
33305 7 Mile, Livonia, MI 48152, USA
Serving Livonia with mixed feedback from over 100 Google reviews, averaging 3.9 stars.
37383 Six Mile Rd, Livonia, MI 48152, USA
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Insurance Agents in Livonia, MI — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Loyalty Insurance | 87/100 | 4.9 ★ | 463 |
| 2 | Tammy Golston - State Farm Insurance Agent | 88/100 | 5.0 ★ | 327 |
| 3 | Cheryl Bowker: Allstate Insurance | 79/100 | 4.6 ★ | 164 |
| 4 | LAUREL PARK INS AGCY: Allstate Insurance | 74/100 | 5.0 ★ | 17 |
| 5 | AAA Insurance - Marc Orleman Agency | 67/100 | 4.6 ★ | 16 |
| 6 | Perfect Price Insurance Agency | 83/100 | 5.0 ★ | 85 |
| 7 | Legacy Partners Insurance Services | 73/100 | 4.7 ★ | 36 |
| 8 | Arlington Agency, Inc. | 66/100 | 4.3 ★ | 35 |
| 9 | Paul Lee Agency | 74/100 | 4.8 ★ | 30 |
| 10 | Salami Agency LLC Meemic/AAA | 76/100 | 5.0 ★ | 27 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Livonia
What is the difference between a captive and independent insurance agent in Livonia?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MI?
Search the MI Department of Insurance's online license lookup — Google "MI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MI must be licensed with the state.
How much does working with a local insurance agent in Livonia cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Livonia?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Livonia adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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