Low Cost · Livonia
Cheap Mortgage Brokers in Livonia, MI — Best Prices
Compare mortgage brokers prices in Livonia to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of May 2026, RatingsNearMe ranks 15 mortgage brokers in Livonia, MI by verified customer ratings and review volume. The highest-rated is Zoom Home Lending with a 5.0-star rating from 1,148 verified reviews. Also in the top tier: Liberty 1 Lending Inc. and Priority 1 Lending, LLC. The average rating across all listed mortgage brokers in Livonia is 4.9 stars from 255 reviews per business on average.
Mortgage brokers in Livonia: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
15
Businesses listed
4.9★
Avg rating
255
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Zoom Home Lending
17187 N Laurel Park Dr #350, Livonia, MI 48152, USA
Liberty 1 Lending Inc.
33101 Schoolcraft, Livonia, MI 48150, USA
Priority 1 Lending, LLC
38701 7 Mile #290, Livonia, MI 48152, USA
Mortgage Brokers Rankings in Livonia, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Zoom Home Lending17187 N Laurel Park Dr #350, Livonia, MI 48152, USA | 5.0★ | 1,148 |
| #2 | Liberty 1 Lending Inc.33101 Schoolcraft, Livonia, MI 48150, USA | 4.9★ | 957 |
| #3 | Priority 1 Lending, LLC38701 7 Mile #290, Livonia, MI 48152, USA | 4.7★ | 889 |
| #4 | The Vista Team at Total Home Lending39111 Six Mile Rd, Livonia, MI 48152, USA | 5.0★ | 106 |
| #5 | MiMutual powered by Supreme Lending, Livonia MI39111 Six Mile Rd #120, Livonia, MI 48152, USA | 4.9★ | 29 |
| #6 | Hart Mortgage, LLC15619 Farmington Rd, Livonia, MI 48154, USA | 5.0★ | 27 |
| #7 | Liberty 1 Lending Branch27459 Five Mile Rd, Livonia, MI 48154, USA | 5.0★ | 65 |
| #8 | Vital Mortgage Group15441 Middlebelt Rd, Livonia, MI 48154, USA | 5.0★ | 21 |
| #9 | LeDon Clayborn at Rate (NMLS #188330)37172 Six Mile Rd Office #1, Livonia, MI 48152, USA | 5.0★ | 83 |
| #10 | Mortgage 1, Inc. Livonia37771 7 Mile suite b, Livonia, MI 48152, USA | 4.6★ | 11 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Livonia
The Vista Team at Total Home Lending
39111 Six Mile Rd, Livonia, MI 48152, USA
MiMutual powered by Supreme Lending, Livonia MI
39111 Six Mile Rd #120, Livonia, MI 48152, USA
Hart Mortgage, LLC
15619 Farmington Rd, Livonia, MI 48154, USA
Liberty 1 Lending Branch
27459 Five Mile Rd, Livonia, MI 48154, USA
Vital Mortgage Group
15441 Middlebelt Rd, Livonia, MI 48154, USA
LeDon Clayborn at Rate (NMLS #188330)
37172 Six Mile Rd Office #1, Livonia, MI 48152, USA
Mortgage 1, Inc. Livonia
37771 7 Mile suite b, Livonia, MI 48152, USA
Jamie Lieberman - Mortgage Loan Officer - DFCU Financial
37373 7 Mile, Livonia, MI 48152, USA
Frankiewicz Financial
33966 W 8 Mile Rd Ste 101, Farmington Hills, MI 48335, USA
Equity Express Mortgage
31572 Industrial Rd Suite 300, Livonia, MI 48150, USA
Home Loan Specialists
36139 Schoolcraft, Livonia, MI 48150, USA
Level Up Home Loans LLC
42191 Ann Arbor Rd, Plymouth, MI 48170, USA
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Frequently Asked Questions — Mortgage Brokers in Livonia
What does a mortgage broker do differently than going directly to a bank in Livonia?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Livonia?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MI?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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