Showing results near Lucas
We don't have insurance agents listed specifically in Lucas yet — these top-rated pros from Wylie serve your area and are available for calls and quotes today.
24/7 Available · Lucas
24-Hour Insurance Agents in Lucas, TX — Always Available
Emergencies don't keep business hours. These insurance agents in Lucas are available 24 hours a day, 7 days a week — including holidays.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Lucas, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Millennium Insurance with a 4.6-star rating from 10 Google reviews and an RNM Score of 68/100. Also in the top tier: Insurance Agent and RoadTrip Insurance Agency. The average rating across all listed insurance agents in Lucas is 4.8 stars from 162 reviews per business on average.
Insurance in Lucas: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
162
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Wylie insurance agent with a strong 4.6-star rating from 10 Google reviews.
2744 FM1378, Wylie, TX 75098, USAThis insurance agent in Allen, TX has no Google reviews yet to inform your choice.
907 Vinecrest Ln, Allen, TX 75002, USAThis agent has no customer reviews yet to help gauge their reputation.
1509 Evergreen Dr, Allen, TX 75002, USAInsurance Agents Rankings in Lucas, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Millennium Insurance2744 FM1378, Wylie, TX 75098, USA | 4.6★ | 10 |
| #2 | Insurance Agent907 Vinecrest Ln, Allen, TX 75002, USA | — | — |
| #3 | RoadTrip Insurance Agency1509 Evergreen Dr, Allen, TX 75002, USA | — | — |
| #4 | Christy Smitherman - The Benefits Partners313 S Jupiter Rd # 110, Allen, TX 75002, USA | 5.0★ | 45 |
| #5 | Farmers Insurance - De'Leon Dews313 S Jupiter Rd #100, Allen, TX 75002, USA | — | — |
| #6 | Daniel Borden - State Farm Insurance Agent602 E Main St suite b, Allen, TX 75002, USA | 4.9★ | 308 |
| #7 | Matt Wills - State Farm Insurance Agent1504 N Greenville Ave #130, Allen, TX 75002, USA | 4.9★ | 188 |
| #8 | Farmers Insurance - Robert Garcia703 N Greenville Ave, Allen, TX 75002, USA | 4.9★ | 118 |
| #9 | Jeff Buckley Insurance Agency310 W Brown St, Wylie, TX 75098, USA | 4.8★ | 36 |
| #10 | HI Agency - Wylie306 N Ballard Ave, Wylie, TX 75098, USA | 4.9★ | 64 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Lucas
Rated 5.0 stars from 45 Google reviews, this Allen insurance agent is trusted.
313 S Jupiter Rd # 110, Allen, TX 75002, USA
This insurance agent in Allen, TX has no Google reviews yet to share.
313 S Jupiter Rd #100, Allen, TX 75002, USA
Trusted by hundreds of local clients with a near-perfect 4.9-star rating.
602 E Main St suite b, Allen, TX 75002, USA
Trusted by hundreds of local clients, this Allen insurance agent holds a 4.9★ rating.
1504 N Greenville Ave #130, Allen, TX 75002, USA
Trusted by locals with a 4.9-star rating from over 100 reviews.
703 N Greenville Ave, Allen, TX 75002, USA
Trusted by locals with a 4.8-star rating from 36 reviews.
310 W Brown St, Wylie, TX 75098, USA
Proudly serving Wylie with a stellar 4.9-star rating from 64 Google reviews.
306 N Ballard Ave, Wylie, TX 75098, USA
Exceptional 5.0-star rating from 7 Google reviews in Wylie, TX.
28 Decker Ct, Wylie, TX 75098, USA
Trusted by hundreds of neighbors with a perfect 5.0★ rating in Wylie.
105 W Jefferson St Suite 200, Wylie, TX 75098, USA
4.9-star rating from over 1,100 Google reviews shows exceptional local trust.
108 W Marble St, Wylie, TX 75098, USA
A 5.0-star rating from 2 Google reviews reflects exceptional local service.
201 N Ballard Ave #104, Wylie, TX 75098, USA
4.1 stars from 8 Google reviews, indicating solid local customer satisfaction.
305 E McDermott Dr STE D, Allen, TX 75002, USA
Trusted by locals with a strong 4.6-star rating from over 20 reviews.
108 S Jackson Ave Suite 208, Wylie, TX 75098, USA
4.9-star rating from over 150 Google reviews reflects exceptional local service.
500 S Westgate Way #100, Wylie, TX 75098, USA
4.9 stars from nearly 200 reviews, making Wylie insurance easy to trust.
607 Commerce St #120, Wylie, TX 75098, USA
5.0 stars from 2 reviews, reflecting exceptional local service in Wylie.
620 S State Hwy 78 #605, Wylie, TX 75098, USA
Trusted by hundreds of local clients with a stellar 4.8-star rating.
600 E Brown St, Wylie, TX 75098, USA
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Insurance Agents in Lucas, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Millennium Insurance | 68/100 | 4.6 ★ | 10 |
| 2 | Insurance Agent | 3/100 | — | 0 |
| 3 | RoadTrip Insurance Agency | 3/100 | — | 0 |
| 4 | Christy Smitherman - The Benefits Partners | 79/100 | 5.0 ★ | 45 |
| 5 | Farmers Insurance - De'Leon Dews | 3/100 | — | 0 |
| 6 | Daniel Borden - State Farm Insurance Agent | 87/100 | 4.9 ★ | 308 |
| 7 | Matt Wills - State Farm Insurance Agent | 85/100 | 4.9 ★ | 188 |
| 8 | Farmers Insurance - Robert Garcia | 83/100 | 4.9 ★ | 118 |
| 9 | Jeff Buckley Insurance Agency | 86/100 | 4.8 ★ | 36 |
| 10 | HI Agency - Wylie | 91/100 | 4.9 ★ | 64 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Lucas
What is the difference between a captive and independent insurance agent in Lucas?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Lucas cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Lucas?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Lucas adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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