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Near You · Lucas
Insurance Agents Near You in Lucas, TX
Find insurance agents close to you in Lucas. All results are sorted by proximity and rated by real local customers.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Lucas, TX by verified customer ratings and review volume. The highest-rated is Millennium Insurance with a 4.6-star rating from 10 verified reviews. Also in the top tier: Insurance Agent and RoadTrip Insurance Agency. The average rating across all listed insurance agents in Lucas is 4.8 stars from 162 reviews per business on average.
Insurance in Lucas: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
162
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Insurance Agent
907 Vinecrest Ln, Allen, TX 75002, USA
RoadTrip Insurance Agency
1509 Evergreen Dr, Allen, TX 75002, USA
Insurance Agents Rankings in Lucas, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Millennium Insurance2744 FM1378, Wylie, TX 75098, USA | 4.6★ | 10 |
| #2 | Insurance Agent907 Vinecrest Ln, Allen, TX 75002, USA | — | — |
| #3 | RoadTrip Insurance Agency1509 Evergreen Dr, Allen, TX 75002, USA | — | — |
| #4 | Christy Smitherman - The Benefits Partners313 S Jupiter Rd # 110, Allen, TX 75002, USA | 5.0★ | 45 |
| #5 | Farmers Insurance - De'Leon Dews313 S Jupiter Rd #100, Allen, TX 75002, USA | — | — |
| #6 | Daniel Borden - State Farm Insurance Agent602 E Main St suite b, Allen, TX 75002, USA | 4.9★ | 308 |
| #7 | Matt Wills - State Farm Insurance Agent1504 N Greenville Ave #130, Allen, TX 75002, USA | 4.9★ | 188 |
| #8 | Farmers Insurance - Robert Garcia703 N Greenville Ave, Allen, TX 75002, USA | 4.9★ | 118 |
| #9 | Jeff Buckley Insurance Agency310 W Brown St, Wylie, TX 75098, USA | 4.8★ | 36 |
| #10 | HI Agency - Wylie306 N Ballard Ave, Wylie, TX 75098, USA | 4.9★ | 64 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Lucas
Christy Smitherman - The Benefits Partners
313 S Jupiter Rd # 110, Allen, TX 75002, USA
Farmers Insurance - De'Leon Dews
313 S Jupiter Rd #100, Allen, TX 75002, USA
Daniel Borden - State Farm Insurance Agent
602 E Main St suite b, Allen, TX 75002, USA
Matt Wills - State Farm Insurance Agent
1504 N Greenville Ave #130, Allen, TX 75002, USA
Farmers Insurance - Robert Garcia
703 N Greenville Ave, Allen, TX 75002, USA
Jeff Buckley Insurance Agency
310 W Brown St, Wylie, TX 75098, USA
Sure Safe Insurance Service Inc.
28 Decker Ct, Wylie, TX 75098, USA
JP Direct Health
105 W Jefferson St Suite 200, Wylie, TX 75098, USA
American Entitlements Medicare
108 W Marble St, Wylie, TX 75098, USA
Texas Farm Bureau Insurance Company
305 E McDermott Dr STE D, Allen, TX 75002, USA
Farmers Insurance - Bernard Ryan
108 S Jackson Ave Suite 208, Wylie, TX 75098, USA
Jarrod Rush - State Farm Insurance Agent
500 S Westgate Way #100, Wylie, TX 75098, USA
Farmers Insurance - Andrea Kincanon
607 Commerce St #120, Wylie, TX 75098, USA
Adam Leggett - State Farm Insurance Agent
600 E Brown St, Wylie, TX 75098, USA
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Frequently Asked Questions — Insurance Agents in Lucas
What is the difference between a captive and independent insurance agent in Lucas?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Lucas cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Lucas?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Lucas adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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