Highest Rated · Madison
Top-Rated Mortgage Brokers in Madison, WI
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of May 2026, RatingsNearMe ranks 18 mortgage brokers in Madison, WI by verified customer ratings and review volume. The highest-rated is Guild Mortgage - Ryan Smith with a 5.0-star rating from 397 verified reviews. Also in the top tier: Mike A Zilli | Fairway Independent Mortgage Corporation Loan Officer and Jason Ford, Senior Mortgage Banker at Bell Bank. The average rating across all listed mortgage brokers in Madison is 4.9 stars from 148 reviews per business on average.
Mortgage brokers in Madison: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
4.9★
Avg rating
148
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Guild Mortgage - Ryan Smith
345 W Washington Ave Suites 326, 327, 331, 333, Madison, WI 53703, USA
Mike A Zilli | Fairway Independent Mortgage Corporation Loan Officer
5940 Seminole Centre Ct #310, Madison, WI 53711, USA
Jason Ford, Senior Mortgage Banker at Bell Bank
5571 Odana Rd, Madison, WI 53719, USA
Mortgage Brokers Rankings in Madison, WI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Guild Mortgage - Ryan Smith345 W Washington Ave Suites 326, 327, 331, 333, Madison, WI 53703, USA | 5.0★ | 397 |
| #2 | Mike A Zilli | Fairway Independent Mortgage Corporation Loan Officer5940 Seminole Centre Ct #310, Madison, WI 53711, USA | 5.0★ | 388 |
| #3 | Jason Ford, Senior Mortgage Banker at Bell Bank5571 Odana Rd, Madison, WI 53719, USA | 5.0★ | 313 |
| #4 | Guild Mortgage Company345 W Washington Ave Suites 326, 327, 331, 333, Madison, WI 53703, USA | 4.9★ | 41 |
| #5 | Guild Mortgage - Joe Long345 W Washington Ave Suites 326, 327, 331, 333, Madison, WI 53703, USA | 5.0★ | 253 |
| #6 | Stampfli Mortgage303 S Main St, Verona, WI 53593, USA | 5.0★ | 268 |
| #7 | Educated Mortgage Services5315 Wall St Suite 270, Madison, WI 53718, USA | 4.9★ | 70 |
| #8 | Thompson Kane Mortgage Loans8040 Excelsior Dr # 100, Madison, WI 53717, USA | 4.7★ | 165 |
| #9 | Select One Mortgage1111 Deming Way, Madison, WI 53717, USA | 5.0★ | 117 |
| #10 | Mad City Home Loans | Rob Miller | Powered by ProVisor, Inc.8446 Excelsior Dr Ste 2, Madison, WI 53717, USA | 4.9★ | 94 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Madison
Guild Mortgage Company
345 W Washington Ave Suites 326, 327, 331, 333, Madison, WI 53703, USA
Guild Mortgage - Joe Long
345 W Washington Ave Suites 326, 327, 331, 333, Madison, WI 53703, USA
Stampfli Mortgage
303 S Main St, Verona, WI 53593, USA
Educated Mortgage Services
5315 Wall St Suite 270, Madison, WI 53718, USA
Thompson Kane Mortgage Loans
8040 Excelsior Dr # 100, Madison, WI 53717, USA
Select One Mortgage
1111 Deming Way, Madison, WI 53717, USA
Mad City Home Loans | Rob Miller | Powered by ProVisor, Inc.
8446 Excelsior Dr Ste 2, Madison, WI 53717, USA
Joan M Sergenian | Fairway Home Mortgage Corporation Loan Officer
4750 S Biltmore Ln Ste A, Madison, WI 53718, USA
Easy Mortgage, Inc.
575 D'onofrio Dr Ste. 301, Madison, WI 53719, USA
Connor Lanigan - Thompson Kane
8040 Excelsior Dr # 100, Madison, WI 53717, USA
Guild Mortgage - Dave Grauwels
345 W Washington Ave Suites 326, 327, 331, 333, Madison, WI 53703, USA
Bell Bank Mortgage, Jason Weber
5571 Odana Rd, Madison, WI 53719, USA
MadisonMortgageGuys
2301 Sun Valley Dr suite 102 office 112, Delafield, WI 53018, USA
Wintrust Mortgage - Dave Leeder
8040 Excelsior Dr, Madison, WI 53717, USA
Guild Mortgage - Aiman Abozeid
1001 Fourier Dr Ste 101 A, Madison, WI 53717, USA
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Frequently Asked Questions — Mortgage Brokers in Madison
What does a mortgage broker do differently than going directly to a bank in Madison?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Madison?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WI?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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