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Top Picks · Waukesha
Best Mortgage Brokers in Waukesha, WI
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Waukesha, WI by verified customer ratings and review volume. The highest-rated is MadisonMortgageGuys with a 5.0-star rating from 13 verified reviews. Also in the top tier: Guild Mortgage Company and Accunet Mortgage. The average rating across all listed mortgage brokers in Waukesha is 4.9 stars from 119 reviews per business on average.
Mortgage brokers in Waukesha: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
119
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
MadisonMortgageGuys
2301 Sun Valley Dr suite 102 office 112, Delafield, WI 53018, USA
Guild Mortgage Company
2120 Pewaukee Rd Suite 204, Waukesha, WI 53188, USA
Accunet Mortgage
N16W23217 Stone Ridge Dr #110, Waukesha, WI 53188, USA
Mortgage Brokers Rankings in Waukesha, WI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | MadisonMortgageGuys2301 Sun Valley Dr suite 102 office 112, Delafield, WI 53018, USA | 5.0★ | 13 |
| #2 | Guild Mortgage Company2120 Pewaukee Rd Suite 204, Waukesha, WI 53188, USA | 4.9★ | 372 |
| #3 | Accunet MortgageN16W23217 Stone Ridge Dr #110, Waukesha, WI 53188, USA | 4.5★ | 89 |
| #4 | Michael Creed Team (Luminate Bank)20300 Water Tower Blvd Suite 215, Brookfield, WI 53045, USA | 4.9★ | 246 |
| #5 | PrimeLending, A PlainsCapital Company - Milwaukee200 S Executive Dr Suite 101 Ofc 1005, Brookfield, WI 53005, USA | 4.8★ | 16 |
| #6 | Majesty Mortgage15460 W Capitol Dr, Brookfield, WI 53005, USA | 4.9★ | 33 |
| #7 | Epic Mortgage14530 W Capitol Dr, Brookfield, WI 53005, USA | 4.9★ | 274 |
| #8 | Guidance Mortgage LLC14380 W Capitol Dr #1, Brookfield, WI 53005, USA | 4.9★ | 72 |
| #9 | Ethan Brooks - Refined Mortgage Group11220 W Burleigh St Suite 159, Wauwatosa, WI 53222, USA | 5.0★ | 453 |
| #10 | Joonago Mortgage Services NMLS 2498587700 W Bluemound Rd, Wauwatosa, WI 53213, USA | 5.0★ | 363 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Waukesha
Michael Creed Team (Luminate Bank)
20300 Water Tower Blvd Suite 215, Brookfield, WI 53045, USA
PrimeLending, A PlainsCapital Company - Milwaukee
200 S Executive Dr Suite 101 Ofc 1005, Brookfield, WI 53005, USA
Majesty Mortgage
15460 W Capitol Dr, Brookfield, WI 53005, USA
Epic Mortgage
14530 W Capitol Dr, Brookfield, WI 53005, USA
Guidance Mortgage LLC
14380 W Capitol Dr #1, Brookfield, WI 53005, USA
Ethan Brooks - Refined Mortgage Group
11220 W Burleigh St Suite 159, Wauwatosa, WI 53222, USA
Joonago Mortgage Services NMLS 249858
7700 W Bluemound Rd, Wauwatosa, WI 53213, USA
Wisconsin Mortgage Group
306 N 76th St, Wauwatosa, WI 53213, USA
Wisconsin Wholesale Mortgage
2833 W Layton Ave, Milwaukee, WI 53221, USA
Dave Selleck - NMLS #1281698
790 N Milwaukee St, Milwaukee, WI 53202, USA
Blake Early - Cream City Mortgage Loan Officer NMLS#2006223
610 E Pleasant St, Milwaukee, WI 53202, USA
Ty Fiegel - Cream City Mortgage Loan Officer NMLS#1273300
610 E Pleasant St, Milwaukee, WI 53202, USA
Jeremy Leibfried - Cream City Mortgage NMLS #389781
610 E Pleasant St, Milwaukee, WI 53202, USA
Cream City Mortgage
610 E Pleasant St, Milwaukee, WI 53202, USA
American Fidelity Mortgage Services, Inc.
3950 N Holton St UNIT 201, Milwaukee, WI 53212, USA
John Olla - Cream City Mortgage - Loan Officer- NMLS #2448240
205 E Silver Spring Dr, Whitefish Bay, WI 53217, USA
CMG Home Loans- Cole Heinrich
1200 E Capitol Dr UNIT 220, Shorewood, WI 53211, USA
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Frequently Asked Questions — Mortgage Brokers in Waukesha
What does a mortgage broker do differently than going directly to a bank in Waukesha?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Waukesha?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WI?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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