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Emergency Insurance Agents in Milpitas, CA — Available 24/7
When you can't wait, these insurance agents in Milpitas offer emergency response. Call now — most respond within the hour.
As of May 2026, RatingsNearMe ranks 19 insurance agents in Milpitas, CA by verified customer ratings and review volume. The highest-rated is Dorotea Tuzon - State Farm Insurance Agent with a 5.0-star rating from 335 verified reviews. Also in the top tier: Globe Life American Income Division: AO and Aman Sehgal - State Farm Insurance Agent. The average rating across all listed insurance agents in Milpitas is 4.8 stars from 81 reviews per business on average.
Insurance in Milpitas: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
81
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Dorotea Tuzon - State Farm Insurance Agent
16 Corning Ave #222, Milpitas, CA 95035, USA
Globe Life American Income Division: AO
1649A S Main St, Milpitas, CA 95035, USA
Aman Sehgal - State Farm Insurance Agent
830 Hillview Ct Ste 195, Milpitas, CA 95035, USA
Insurance Agents Rankings in Milpitas, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Dorotea Tuzon - State Farm Insurance Agent16 Corning Ave #222, Milpitas, CA 95035, USA | 5.0★ | 335 |
| #2 | Globe Life American Income Division: AO1649A S Main St, Milpitas, CA 95035, USA | 4.9★ | 239 |
| #3 | Aman Sehgal - State Farm Insurance Agent830 Hillview Ct Ste 195, Milpitas, CA 95035, USA | 4.7★ | 222 |
| #4 | Farmers Insurance127 S Milpitas Blvd, Milpitas, CA 95035, USA | — | — |
| #5 | InsuranceSimpler - An Independent Insurance Brokerage320 S Abel St, Milpitas, CA 95035, USA | 4.9★ | 33 |
| #6 | Penguin Insurance Services860 Hillview Ct #340, Milpitas, CA 95035, USA | 4.5★ | 131 |
| #7 | An Phan: Allstate Insurance1258 S Abel St, Milpitas, CA 95035, USA | 5.0★ | 11 |
| #8 | Farmers Insurance - Rosalie Duimstra1535 Landess Ave Ste 137, Milpitas, CA 95035, USA | 4.7★ | 13 |
| #9 | Shwu Jim Chen: Allstate Insurance500 E Calaveras Blvd #311, Milpitas, CA 95035, USA | 4.9★ | 32 |
| #10 | Doris Tran: Allstate Insurance1752 Clear Lake Ave, Milpitas, CA 95035, USA | 4.4★ | 18 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Milpitas
Farmers Insurance
127 S Milpitas Blvd, Milpitas, CA 95035, USA
InsuranceSimpler - An Independent Insurance Brokerage
320 S Abel St, Milpitas, CA 95035, USA
Penguin Insurance Services
860 Hillview Ct #340, Milpitas, CA 95035, USA
An Phan: Allstate Insurance
1258 S Abel St, Milpitas, CA 95035, USA
Farmers Insurance - Rosalie Duimstra
1535 Landess Ave Ste 137, Milpitas, CA 95035, USA
Shwu Jim Chen: Allstate Insurance
500 E Calaveras Blvd #311, Milpitas, CA 95035, USA
Doris Tran: Allstate Insurance
1752 Clear Lake Ave, Milpitas, CA 95035, USA
Graham Start - State Farm Insurance Agent
56 Dixon Rd, Milpitas, CA 95035, USA
Farmers Insurance - Getty Santos
272 S Main St, Milpitas, CA 95035, USA
Farmers Insurance - Peici Zhou
1124 Cadillac Ct, Milpitas, CA 95035, USA
AAA Milpitas Branch
607 E Calaveras Blvd, Milpitas, CA 95035, USA
Farmers Insurance - Alex Thu Nguyen
1645A S Main St STE 210, Milpitas, CA 95035, USA
Health Insurance Milpitas
920 Jacklin Rd, Milpitas, CA 95035, USA
Farmers Insurance - Thang Vo
391 Jacklin Rd, Milpitas, CA 95035, USA
Rick M Insurance Agency
160 E Tasman Dr Rm 4, San Jose, CA 95134, USA
ANNALYN ARTADI Real Estate and Insurance Broker
1794 Clear Lake Ave, Milpitas, CA 95035, USA
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Frequently Asked Questions — Insurance Agents in Milpitas
What is the difference between a captive and independent insurance agent in Milpitas?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Milpitas cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Milpitas?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Milpitas adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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