Pricing Guide · Milpitas
Insurance Agents Cost in Milpitas, CA — 2026 Price Guide
What should you pay for insurance agents in Milpitas? See real 2026 price ranges from local pros and get free quotes to compare.
As of July 2026, RatingsNearMe ranks 19 insurance agents in Milpitas, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Dorotea Tuzon - State Farm Insurance Agent with a 5.0-star rating from 335 Google reviews and an RNM Score of 88/100. Also in the top tier: Globe Life American Income Division: AO and Aman Sehgal - State Farm Insurance Agent. The average rating across all listed insurance agents in Milpitas is 4.8 stars from 81 reviews per business on average.
Insurance in Milpitas: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Farmers Insurance - Thang Vo
Thang Vo is consistently top-ranked among Milpitas insurance agents, reflecting strong customer satisfaction and reliable service.
Most Reviewed
Farmers Insurance - Thang Vo
A high number of reviews indicates broad community trust and a proven track record of serving many clients.
When choosing an insurance agent in Milpitas, consider both the number of reviews and the agent's responsiveness to claims and questions. Comparing quotes from multiple agents can help you find the best coverage for your needs.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
81
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Milpitas insurance agent with a perfect 5.0-star rating from over 300 reviews.
16 Corning Ave #222, Milpitas, CA 95035, USAMilpitas insurance agent with a 4.9-star rating from nearly 240 reviews.
1649A S Main St, Milpitas, CA 95035, USATrusted by hundreds of local clients, this Milpitas agent maintains a 4.7-star rating.
830 Hillview Ct Ste 195, Milpitas, CA 95035, USAInsurance Agents Rankings in Milpitas, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Dorotea Tuzon - State Farm Insurance Agent16 Corning Ave #222, Milpitas, CA 95035, USA | 5.0★ | 335 |
| #2 | Globe Life American Income Division: AO1649A S Main St, Milpitas, CA 95035, USA | 4.9★ | 239 |
| #3 | Aman Sehgal - State Farm Insurance Agent830 Hillview Ct Ste 195, Milpitas, CA 95035, USA | 4.7★ | 222 |
| #4 | Doris Tran: Allstate Insurance1752 Clear Lake Ave, Milpitas, CA 95035, USA | 4.4★ | 18 |
| #5 | Farmers Insurance127 S Milpitas Blvd, Milpitas, CA 95035, USA | — | — |
| #6 | InsuranceSimpler - An Independent Insurance Brokerage320 S Abel St, Milpitas, CA 95035, USA | 4.9★ | 33 |
| #7 | Penguin Insurance Services860 Hillview Ct #340, Milpitas, CA 95035, USA | 4.5★ | 131 |
| #8 | An Phan: Allstate Insurance1258 S Abel St, Milpitas, CA 95035, USA | 5.0★ | 11 |
| #9 | AAA Milpitas Branch607 E Calaveras Blvd, Milpitas, CA 95035, USA | 4.3★ | 232 |
| #10 | Rick M Insurance Agency160 E Tasman Dr Rm 4, San Jose, CA 95134, USA | 5.0★ | 95 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Milpitas
Trusted Milpitas insurance agent with 4.4 stars from 18 Google reviews.
1752 Clear Lake Ave, Milpitas, CA 95035, USA
No reviews yet for this Milpitas insurance agent; rating not available.
127 S Milpitas Blvd, Milpitas, CA 95035, USA
4.9-star rated Milpitas insurance agent with 33 glowing customer reviews.
320 S Abel St, Milpitas, CA 95035, USA
Trusted Milpitas insurance agent with 4.5 stars from over 130 Google reviews.
860 Hillview Ct #340, Milpitas, CA 95035, USA
Exceptional 5.0-star rating from 11 Google reviews for a Milpitas insurance agent.
1258 S Abel St, Milpitas, CA 95035, USA
Milpitas insurance agent with a solid 4.3-star rating from over 230 reviews.
607 E Calaveras Blvd, Milpitas, CA 95035, USA
Consistently rated 5.0 stars from nearly 100 reviews in Milpitas.
160 E Tasman Dr Rm 4, San Jose, CA 95134, USA
Rated 5.0 stars from 35 Google reviews, this Milpitas insurance agent is highly trusted.
391 Jacklin Rd, Milpitas, CA 95035, USA
Rated 4.9 stars from 32 Google reviews, this Milpitas insurance agent is highly trusted.
500 E Calaveras Blvd #311, Milpitas, CA 95035, USA
Trusted Milpitas insurance agent with a 4.6-star rating from 16 reviews.
920 Jacklin Rd, Milpitas, CA 95035, USA
Rated 4.7 stars from 13 Google reviews for reliable insurance guidance in Milpitas.
1535 Landess Ave Ste 137, Milpitas, CA 95035, USA
A solid 4.0-star rating from a handful of Google reviews.
56 Dixon Rd, Milpitas, CA 95035, USA
5.0 stars from 2 Google reviews, a trusted local insurance agent in Milpitas.
272 S Main St, Milpitas, CA 95035, USA
Exceptional 5.0-star rating from a handful of Google reviews.
1124 Cadillac Ct, Milpitas, CA 95035, USA
5.0-star rating from 2 Google reviews for reliable Milpitas insurance guidance.
1645A S Main St STE 210, Milpitas, CA 95035, USA
4.8 stars from 33 reviews, reflecting exceptional local customer satisfaction.
1794 Clear Lake Ave, Milpitas, CA 95035, USA
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Insurance Agents in Milpitas, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Dorotea Tuzon - State Farm Insurance Agent | 88/100 | 5.0 ★ | 335 |
| 2 | Globe Life American Income Division: AO | 86/100 | 4.9 ★ | 239 |
| 3 | Aman Sehgal - State Farm Insurance Agent | 83/100 | 4.7 ★ | 222 |
| 4 | Doris Tran: Allstate Insurance | 64/100 | 4.4 ★ | 18 |
| 5 | Farmers Insurance | 3/100 | — | 0 |
| 6 | InsuranceSimpler - An Independent Insurance Brokerage | 76/100 | 4.9 ★ | 33 |
| 7 | Penguin Insurance Services | 76/100 | 4.5 ★ | 131 |
| 8 | An Phan: Allstate Insurance | 72/100 | 5.0 ★ | 11 |
| 9 | AAA Milpitas Branch | 76/100 | 4.3 ★ | 232 |
| 10 | Rick M Insurance Agency | 83/100 | 5.0 ★ | 95 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Milpitas
What is the difference between a captive and independent insurance agent in Milpitas?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Milpitas cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Milpitas?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Milpitas adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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