10+ Years · Minneapolis
Experienced Mortgage Brokers in Minneapolis, MN
Experience matters. These mortgage brokers in Minneapolis have years of proven work behind them — and the reviews to back it up.
As of July 2026, RatingsNearMe ranks 19 mortgage brokers in Minneapolis, MN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is First Class Mortgage with a 5.0-star rating from 907 Google reviews and an RNM Score of 88/100. Also in the top tier: M&M Mortgage, LLC and Northport Funding. The average rating across all listed mortgage brokers in Minneapolis is 5 stars from 210 reviews per business on average.
Mortgage brokers in Minneapolis: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Jay Dacey Mortgage Team NMLS #1812066
Jay Dacey Mortgage Team is top-ranked due to exceptional customer service and seamless mortgage processes.
Most Reviewed
Nicole Meeker at CrossCountry Mortgage
A high number of reviews demonstrates proven reliability and strong client satisfaction.
When choosing a mortgage broker in Minneapolis, compare rates and read recent reviews, and ensure the broker is licensed and experienced with the local market.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
210
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Top-rated Minneapolis mortgage broker with a perfect 5.0★ score from over 900 reviews.
12906 63rd Ave N, Maple Grove, MN 55369, USAA 4.9-star rating from 673 reviews makes this Minneapolis mortgage broker exceptionally trusted.
1700 MN-36 #300, Roseville, MN 55113, USATop-rated Minneapolis mortgage broker with 5.0 stars from over 300 reviews.
319 Barry Ave S Suite 305, Wayzata, MN 55391, USAMortgage Brokers Rankings in Minneapolis, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | First Class Mortgage12906 63rd Ave N, Maple Grove, MN 55369, USA | 5.0★ | 907 |
| #2 | M&M Mortgage, LLC1700 MN-36 #300, Roseville, MN 55113, USA | 4.9★ | 673 |
| #3 | Northport Funding319 Barry Ave S Suite 305, Wayzata, MN 55391, USA | 5.0★ | 332 |
| #4 | Jay Dacey Mortgage Team NMLS #18120662862 Middle St, Little Canada, MN 55117, USA | 5.0★ | 326 |
| #5 | Rainbow Mortgage Inc.7650 Edinborough Way Suite 100, Edina, MN 55435, USA | 5.0★ | 215 |
| #6 | Executive Mortgage Brokers, LLC12800 Whitewater Dr #100, Minnetonka, MN 55343, USA | 4.8★ | 24 |
| #7 | Nicole Meeker at CrossCountry Mortgage2744 Lyndale Ave S Suite L1, Minneapolis, MN 55408, USA | 5.0★ | 24 |
| #8 | Progressive Lending Solutions, Inc2277 MN-36 Suite 304, Roseville, MN 55113, USA | 5.0★ | 150 |
| #9 | MLS Mortgage3612 Fillmore St NE, Minneapolis, MN 55418, USA | 5.0★ | 25 |
| #10 | TC Mortgage Advisors powered by Union Home Mortgage3525 Plymouth Blvd Suite 207A, Plymouth, MN 55447, USA | 5.0★ | 139 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Minneapolis
Minneapolis mortgage broker with a perfect 5.0-star rating from over 300 Google reviews.
2862 Middle St, Little Canada, MN 55117, USA
Trusted by over 200 clients with a perfect 5.0-star rating on Google.
7650 Edinborough Way Suite 100, Edina, MN 55435, USA
4.8 stars from 24 Google reviews, consistently praised for outstanding mortgage guidance.
12800 Whitewater Dr #100, Minnetonka, MN 55343, USA
Top-rated Minneapolis mortgage broker with a perfect 5.0★ score from 24 reviews.
2744 Lyndale Ave S Suite L1, Minneapolis, MN 55408, USA
Minneapolis mortgage broker with a flawless 5.0-star rating from over 150 reviews.
2277 MN-36 Suite 304, Roseville, MN 55113, USA
Top-rated Minneapolis mortgage broker with 5.0 stars from 25 Google reviews.
3612 Fillmore St NE, Minneapolis, MN 55418, USA
5.0-star rating from 139 Google reviews, reflecting consistent client satisfaction.
3525 Plymouth Blvd Suite 207A, Plymouth, MN 55447, USA
5.0-star rating from over 240 Google reviews in Minneapolis.
2523 S Wayzata Blvd Suite 200, Minneapolis, MN 55405, USA
Minneapolis mortgage broker with a perfect 5.0-star rating from over 100 reviews.
121 N Washington Ave #3425, Minneapolis, MN 55401, USA
Earns a perfect 5.0-star rating from over 220 Google reviews in Minneapolis.
8120 Penn Ave S, Bloomington, MN 55431, USA
Earning a 4.9-star rating from 148 reviews, this Minneapolis broker is highly trusted.
2808 W Broadway, Minneapolis, MN 55411, USA
A 5.0-star mortgage broker in Minneapolis, trusted by hundreds of clients.
200 Southdale Ctr, Minneapolis, MN 55435, USA
Minneapolis mortgage broker with a perfect 5.0-star rating from 27 Google reviews.
708 N 1st St, Minneapolis, MN 55401, USA
Minneapolis mortgage broker with a 5.0-star rating from 142 Google reviews.
700 Twelve Oaks Center Dr Suite 700-231, Wayzata, MN 55391, USA
Rated 5.0 stars from over 100 Google reviews, this Minneapolis mortgage broker is highly trusted.
1101 Stinson Blvd NE, Minneapolis, MN 55413, USA
Minneapolis mortgage broker with 5.0 stars from 58 Google reviews.
1153 16th Ave SE, Minneapolis, MN 55414, USA
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Mortgage Brokers in Minneapolis, MN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | First Class Mortgage | 88/100 | 5.0 ★ | 907 |
| 2 | M&M Mortgage, LLC | 87/100 | 4.9 ★ | 673 |
| 3 | Northport Funding | 88/100 | 5.0 ★ | 332 |
| 4 | Jay Dacey Mortgage Team NMLS #1812066 | 88/100 | 5.0 ★ | 326 |
| 5 | Rainbow Mortgage Inc. | 88/100 | 5.0 ★ | 215 |
| 6 | Executive Mortgage Brokers, LLC | 72/100 | 4.8 ★ | 24 |
| 7 | Nicole Meeker at CrossCountry Mortgage | 76/100 | 5.0 ★ | 24 |
| 8 | Progressive Lending Solutions, Inc | 86/100 | 5.0 ★ | 150 |
| 9 | MLS Mortgage | 76/100 | 5.0 ★ | 25 |
| 10 | TC Mortgage Advisors powered by Union Home Mortgage | 85/100 | 5.0 ★ | 139 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Minneapolis
What does a mortgage broker do differently than going directly to a bank in Minneapolis?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Minneapolis?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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