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Insurance Agents in Minneapolis, MN — Free Estimates

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As of July 2026, RatingsNearMe ranks 20 insurance agents in Minneapolis, MN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Insurance Brokers of MN, Inc with a 5.0-star rating from 813 Google reviews and an RNM Score of 88/100. Also in the top tier: Kim Nybo - State Farm Insurance Agent and John Lee - State Farm Insurance Agent. The average rating across all listed insurance agents in Minneapolis is 4.9 stars from 232 reviews per business on average.

Insurance in Minneapolis: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

Crosstown Insurance

Crosstown Insurance stands out as the top-ranked choice due to its consistent reputation for reliable coverage and customer satisfaction in Minneapolis.

Most Reviewed

BlueJay Insurance Agency, Inc.

A high review count matters because it reflects broad community trust and long-term reliability, helping consumers gauge the agency's real-world performance.

When choosing an insurance agent in Minneapolis, compare quotes from multiple agencies and check recent reviews to ensure the agent specializes in the coverage you need, such as auto, home, or business insurance.

Filter:

Local Market Snapshot

20

Businesses listed

4.9★

Avg rating

232

Avg reviews

Jul 4, 2026

Last updated

Top Rated Insurance Agents

5.0(813 reviews)

5.0★ rating from over 800 Google reviews in Minneapolis.

6300 Shingle Creek Pkwy #140, Brooklyn Center, MN 55430, USA
4.9(685 reviews)

Trusted by hundreds of local clients, this Minneapolis agency holds a stellar 4.9-star rating.

2724 University Ave SE, Minneapolis, MN 55414, USA
5.0(427 reviews)

5.0-star insurance agent in Minneapolis with hundreds of glowing Google reviews.

3957 42nd Ave S Ste 3961, Minneapolis, MN 55406, USA

Insurance Agents Rankings in Minneapolis, MN

#BusinessRatingReviews
#1Insurance Brokers of MN, Inc6300 Shingle Creek Pkwy #140, Brooklyn Center, MN 55430, USA5.0813
#2Kim Nybo - State Farm Insurance Agent2724 University Ave SE, Minneapolis, MN 55414, USA4.9685
#3John Lee - State Farm Insurance Agent3957 42nd Ave S Ste 3961, Minneapolis, MN 55406, USA5.0427
#4BlueJay Insurance Agency, Inc.1229 Tyler St NE Suite 292, Minneapolis, MN 55413, USA4.9209
#5Allinsurance seguros3125 Hennepin Ave, Minneapolis, MN 55408, USA4.9263
#6Crosstown Insurance9220 Bass Lake Rd #225, New Hope, MN 55428, USA4.9248
#7One Source Insurance Brokers1300 Godward St NE Suite 1900, Minneapolis, MN 55413, USA4.9129
#8Kaphy Insurance Agency2910 Pleasant Ave 1st Floor, Suite 80A, Minneapolis, MN 55408, USA4.988
#9Germain Insurance Agency, Inc.7101 York Ave S #40, Edina, MN 55435, USA4.945
#10MN Insurance LLC3455 4th Ave S, Minneapolis, MN 55408, USA4.37

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Insurance Agents in Minneapolis

4
4.9· 209 reviews

Trusted by hundreds of clients with a near-perfect 4.9-star rating.

1229 Tyler St NE Suite 292, Minneapolis, MN 55413, USA

5
4.9· 263 reviews

4.9-star rating from over 260 Google reviews confirms exceptional local service.

3125 Hennepin Ave, Minneapolis, MN 55408, USA

6
4.9· 248 reviews

Trusted by hundreds of local clients with a near-perfect 4.9-star rating.

9220 Bass Lake Rd #225, New Hope, MN 55428, USA

7
4.9· 129 reviews

Earned an exceptional 4.9-star rating from 129 Google customer reviews.

1300 Godward St NE Suite 1900, Minneapolis, MN 55413, USA

8
4.9· 88 reviews

Highly rated Minneapolis insurance agent with 4.9 stars from 88 reviews.

2910 Pleasant Ave 1st Floor, Suite 80A, Minneapolis, MN 55408, USA

9
4.9· 45 reviews

4.9-star average rating from 45 Google reviews for a Minneapolis insurance agent.

7101 York Ave S #40, Edina, MN 55435, USA

10
4.3· 7 reviews

4.3 stars from 7 reviews, reflecting solid local client satisfaction.

3455 4th Ave S, Minneapolis, MN 55408, USA

11
5.0· 5 reviews

5.0 stars from 5 Google reviews, reflecting exceptional local client satisfaction.

333 N Washington Ave Suit 300, Minneapolis, MN 55401, USA

12
5.0· 69 reviews

Top-rated Minneapolis insurance agent with a perfect 5.0-star rating from 69 reviews.

4900 US-169 N Suite # 304, New Hope, MN 55428, USA

13
4.9· 374 reviews

4.9-star rating from hundreds of Google reviews confirms exceptional local service.

4286 Dahlberg Dr, Minneapolis, MN 55422, USA

14
5.0· 169 reviews

5.0-star rating from 169 Google reviews for a Minneapolis insurance agent.

4937 S 28th Ave, Minneapolis, MN 55417, USA

15
4.8· 53 reviews

Rated 4.8 stars from 53 Google reviews, this Minneapolis insurance agent is highly trusted.

1818 Wooddale Dr UNIT 203, Woodbury, MN 55125, USA

16
5.0· 125 reviews

5.0-star Minneapolis insurance agent praised across 125 glowing Google reviews.

6941 Nicollet Ave, Richfield, MN 55423, USA

17
4.9· 177 reviews

4.9-star rating from 177 reviews, reflecting exceptional client trust and service.

317 W 46th St, Minneapolis, MN 55419, USA

18
4.5· 26 reviews

Trusted Minneapolis insurance agent with 4.5 stars from 26 Google reviews.

2214 Central Ave NE, Minneapolis, MN 55418, USA

19
4.8· 581 reviews

Top-rated Minneapolis insurance agent with 4.8 stars from over 580 reviews.

7101 France Ave S Suite 201, Minneapolis, MN 55435, USA

20
5.0· 139 reviews

Trusted by hundreds of clients with a perfect 5.0-star rating on Google.

200 W Lake St suit 325, Minneapolis, MN 55408, USA

Data from Google Business listings
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Insurance Agents in Minneapolis, MN — Compared

#BusinessRNM ScoreRatingReviews
1Insurance Brokers of MN, Inc88/1005.0 ★813
2Kim Nybo - State Farm Insurance Agent87/1004.9 ★685
3John Lee - State Farm Insurance Agent88/1005.0 ★427
4BlueJay Insurance Agency, Inc.86/1004.9 ★209
5Allinsurance seguros87/1004.9 ★263
6Crosstown Insurance87/1004.9 ★248
7One Source Insurance Brokers83/1004.9 ★129
8Kaphy Insurance Agency81/1004.9 ★88
9Germain Insurance Agency, Inc.77/1004.9 ★45
10MN Insurance LLC58/1004.3 ★7

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Insurance Agents in Minneapolis

What is the difference between a captive and independent insurance agent in Minneapolis?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in MN?

Search the MN Department of Insurance's online license lookup — Google "MN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MN must be licensed with the state.

How much does working with a local insurance agent in Minneapolis cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Minneapolis?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Minneapolis adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Insurance Agents Directory — Minneapolis, MN

This page lists and ranks 20 insurance agents serving Minneapolis, MN as of July 2026. The average verified rating across all listings is 4.9 stars, with an average of 232 customer reviews per business. The top-ranked insurance agents in Minneapolis by our algorithm is Insurance Brokers of MN, Inc (5.0 stars, 813 reviews). Insurance in Minneapolis: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Minneapolis: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the MN licensing board before hiring.

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