Pricing Guide · Minneapolis

Insurance Agents Cost in Minneapolis, MN — 2026 Price Guide

What should you pay for insurance agents in Minneapolis? See real 2026 price ranges from local pros and get free quotes to compare.

As of May 2026, RatingsNearMe ranks 20 insurance agents in Minneapolis, MN by verified customer ratings and review volume. The highest-rated is Insurance Brokers of MN, Inc with a 5.0-star rating from 813 verified reviews. Also in the top tier: Kim Nybo - State Farm Insurance Agent and Matt Gallegos - GEICO Insurance Agent. The average rating across all listed insurance agents in Minneapolis is 4.9 stars from 232 reviews per business on average.

Insurance in Minneapolis: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

Businesses listed

4.9★

Avg rating

232

Avg reviews

May 17, 2026

Last updated

Top Rated Insurance Agents

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Insurance Brokers of MN, Inc

5.0(813 reviews)

6300 Shingle Creek Pkwy #140, Brooklyn Center, MN 55430, USA

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Kim Nybo - State Farm Insurance Agent

4.9(685 reviews)

2724 University Ave SE, Minneapolis, MN 55414, USA

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Matt Gallegos - GEICO Insurance Agent

4.8(581 reviews)

7101 France Ave S Suite 201, Minneapolis, MN 55435, USA

Insurance Agents Rankings in Minneapolis, MN

#	Business	Rating	Reviews	Price
#1	Insurance Brokers of MN, Inc6300 Shingle Creek Pkwy #140, Brooklyn Center, MN 55430, USA	5.0★	813	Free quotes
#2	Kim Nybo - State Farm Insurance Agent2724 University Ave SE, Minneapolis, MN 55414, USA	4.9★	685	Free quotes
#3	Matt Gallegos - GEICO Insurance Agent7101 France Ave S Suite 201, Minneapolis, MN 55435, USA	4.8★	581	Free quotes
#4	BlueJay Insurance Agency, Inc.1229 Tyler St NE Suite 292, Minneapolis, MN 55413, USA	4.9★	209	Free quotes
#5	Abbott Insurance Agency, LLC317 W 46th St, Minneapolis, MN 55419, USA	4.9★	177	Free quotes
#6	Kaphy Insurance Agency2910 Pleasant Ave 1st Floor, Suite 80A, Minneapolis, MN 55408, USA	4.9★	88	Free quotes
#7	Allinsurance seguros3125 Hennepin Ave, Minneapolis, MN 55408, USA	4.9★	263	Free quotes
#8	One Source Insurance Brokers1300 Godward St NE Suite 1900, Minneapolis, MN 55413, USA	4.9★	129	Free quotes
#9	Higgins Insurance Agency Inc.2214 Central Ave NE, Minneapolis, MN 55418, USA	4.5★	26	Free quotes
#10	Crosstown Insurance9220 Bass Lake Rd #225, New Hope, MN 55428, USA	4.9★	248	Free quotes

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Insurance Agents in Minneapolis

BlueJay Insurance Agency, Inc.

4.9· 209 reviews

1229 Tyler St NE Suite 292, Minneapolis, MN 55413, USA

Abbott Insurance Agency, LLC

4.9· 177 reviews

317 W 46th St, Minneapolis, MN 55419, USA

Kaphy Insurance Agency

4.9· 88 reviews

2910 Pleasant Ave 1st Floor, Suite 80A, Minneapolis, MN 55408, USA

Allinsurance seguros

4.9· 263 reviews

3125 Hennepin Ave, Minneapolis, MN 55408, USA

One Source Insurance Brokers

4.9· 129 reviews

1300 Godward St NE Suite 1900, Minneapolis, MN 55413, USA

Higgins Insurance Agency Inc.

4.5· 26 reviews

2214 Central Ave NE, Minneapolis, MN 55418, USA

Crosstown Insurance

4.9· 248 reviews

9220 Bass Lake Rd #225, New Hope, MN 55428, USA

Birimo Insurance Agency

5.0· 139 reviews

200 W Lake St suit 325, Minneapolis, MN 55408, USA

Farmers Insurance - Natalie Lyon

5.0· 169 reviews

4937 S 28th Ave, Minneapolis, MN 55417, USA

MN Insurance LLC

4.3· 7 reviews

3455 4th Ave S, Minneapolis, MN 55408, USA

Minneapolis Insurance Specialists Team

5.0· 5 reviews

333 N Washington Ave Suit 300, Minneapolis, MN 55401, USA

Germain Insurance Agency, Inc.

4.9· 45 reviews

7101 York Ave S #40, Edina, MN 55435, USA

Insurance Resource Group

4.9· 374 reviews

4286 Dahlberg Dr, Minneapolis, MN 55422, USA

John Lee - State Farm Insurance Agent

5.0· 427 reviews

3957 42nd Ave S Ste 3961, Minneapolis, MN 55406, USA

Minnesota Insurance Service Agency Inc.

4.8· 53 reviews

1818 Wooddale Dr UNIT 203, Woodbury, MN 55125, USA

State Insurance Agency

5.0· 69 reviews

4900 US-169 N Suite # 304, New Hope, MN 55428, USA

Insurance Brokers of MN-Brett Flatmoe

5.0· 125 reviews

6941 Nicollet Ave, Richfield, MN 55423, USA

Data from Google Business listings

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Frequently Asked Questions — Insurance Agents in Minneapolis

What is the difference between a captive and independent insurance agent in Minneapolis?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in MN?

Search the MN Department of Insurance's online license lookup — Google "MN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MN must be licensed with the state.

How much does working with a local insurance agent in Minneapolis cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Minneapolis?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Minneapolis adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.