Low Cost · Minnetonka
Cheap Mortgage Brokers in Minnetonka, MN — Best Prices
Compare mortgage brokers prices in Minnetonka to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of June 2026, RatingsNearMe ranks 14 mortgage brokers in Minnetonka, MN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Crosscountry Mortgage - The Lisa Wells Team with a 5.0-star rating from 203 Google reviews and an RNM Score of 87/100. Also in the top tier: Brian & Maxwell Parkinson - Alerus Mortgage and Edge Home Finance- Steve Leesley, Mortgage Broker. The average rating across all listed mortgage brokers in Minnetonka is 5 stars from 64 reviews per business on average.
Mortgage brokers in Minnetonka: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 13, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Andy Treno, Loan Goalie - Mortgage Broker
Andy Treno is consistently top-ranked for his personalized service, local expertise, and strong client satisfaction in the Minnetonka area.
Most Reviewed
Crosscountry Mortgage - The Lisa Wells Team
A high review count indicates a broad base of client experiences, which can help you gauge reliability and service consistency.
When choosing a mortgage broker in Minnetonka, compare not only rates but also responsiveness and local market knowledge. Reading recent reviews and asking for referrals can help ensure a smooth process.
Local Market Snapshot
14
Businesses listed
5★
Avg rating
64
Avg reviews
Jun 13, 2026
Last updated
Top Rated Mortgage Brokers
Minnetonka mortgage broker with a perfect 5.0-star rating from over 200 reviews.
10900 Wayzata Blvd UNIT 120, Minnetonka, MN 55305, USATop-rated Minnetonka mortgage broker with a perfect 5.0-star rating from 140 reviews.
10900 Minnetonka Blvd Suite 900, Minnetonka, MN 55305, USAMinnetonka mortgage broker with a perfect 5.0★ rating from 86 Google reviews.
5860 Baker Rd, Minnetonka, MN 55345, USAMortgage Brokers Rankings in Minnetonka, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Crosscountry Mortgage - The Lisa Wells Team10900 Wayzata Blvd UNIT 120, Minnetonka, MN 55305, USA | 5.0★ | 203 |
| #2 | Brian & Maxwell Parkinson - Alerus Mortgage10900 Minnetonka Blvd Suite 900, Minnetonka, MN 55305, USA | 5.0★ | 140 |
| #3 | Edge Home Finance- Steve Leesley, Mortgage Broker5860 Baker Rd, Minnetonka, MN 55345, USA | 5.0★ | 86 |
| #4 | Sid Larson, Mortgage Broker, NMLS #15488725868 Baker Rd, Minnetonka, MN 55345, USA | 5.0★ | 10 |
| #5 | Nathan Ta- The Loan Ranger: Mortgage Broker at Edgehome Finance5868 Baker Rd, Minnetonka, MN 55345, USA | 5.0★ | 54 |
| #6 | Josh Little - Edge Home Finance5868 Baker Rd, Minnetonka, MN 55345, USA | 5.0★ | 40 |
| #7 | Andy Treno, Loan Goalie - Mortgage Broker5860 Baker Rd, Minnetonka, MN 55345, USA | 4.9★ | 79 |
| #8 | Edge Home Finance - David Bashel5860 Baker Rd, Minnetonka, MN 55345, USA | 5.0★ | 44 |
| #9 | Heidi Pavelka - Executive Mortgage Brokers, LLC.12800 Whitewater Dr #100A, Minnetonka, MN 55343, USA | 5.0★ | 21 |
| #10 | Edge Home Finance Corp - Brian Emerson5860 Baker Rd, Minnetonka, MN 55345, USA | 5.0★ | 65 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Minnetonka
Rated 5.0 stars from 10 Google reviews, this Minnetonka mortgage broker is highly trusted.
5868 Baker Rd, Minnetonka, MN 55345, USA
Rated 5.0 stars from 54 Google reviews, this Minnetonka mortgage broker is highly recommended.
5868 Baker Rd, Minnetonka, MN 55345, USA
Minnesota mortgage broker with a perfect 5.0-star rating from 40 Google reviews.
5868 Baker Rd, Minnetonka, MN 55345, USA
Rated 4.9 stars from 79 Google reviews, this Minnetonka mortgage broker is highly trusted.
5860 Baker Rd, Minnetonka, MN 55345, USA
Rated 5.0 stars from 44 Google reviews, this Minnetonka mortgage broker is highly trusted.
5860 Baker Rd, Minnetonka, MN 55345, USA
5.0 stars from 21 Google reviews, reflecting exceptional client satisfaction.
12800 Whitewater Dr #100A, Minnetonka, MN 55343, USA
5.0-star rated Minnetonka mortgage broker with 65 glowing Google reviews.
5860 Baker Rd, Minnetonka, MN 55345, USA
Top-rated Minnetonka mortgage broker with a perfect 5.0-star rating from 54 reviews.
5868 Baker Rd, Minnetonka, MN 55345, USA
Top-rated Minnetonka mortgage broker with a perfect 5.0★ from 44 reviews.
5860 Baker Rd, Minnetonka, MN 55345, USA
Exceptional 5.0-star rating from 38 Google reviews for Minnetonka mortgage services.
9490 Cottontail Dr, Minnetrista, MN 55375, USA
Minnetonka mortgage broker with a perfect 5.0-star rating from 16 reviews.
5868 Baker Rd, Minnetonka, MN 55345, USA
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Mortgage Brokers in Minnetonka, MN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Crosscountry Mortgage - The Lisa Wells Team | 87/100 | 5.0 ★ | 203 |
| 2 | Brian & Maxwell Parkinson - Alerus Mortgage | 85/100 | 5.0 ★ | 140 |
| 3 | Edge Home Finance- Steve Leesley, Mortgage Broker | 83/100 | 5.0 ★ | 86 |
| 4 | Sid Larson, Mortgage Broker, NMLS #1548872 | 71/100 | 5.0 ★ | 10 |
| 5 | Nathan Ta- The Loan Ranger: Mortgage Broker at Edgehome Finance | 80/100 | 5.0 ★ | 54 |
| 6 | Josh Little - Edge Home Finance | 78/100 | 5.0 ★ | 40 |
| 7 | Andy Treno, Loan Goalie - Mortgage Broker | 80/100 | 4.9 ★ | 79 |
| 8 | Edge Home Finance - David Bashel | 79/100 | 5.0 ★ | 44 |
| 9 | Heidi Pavelka - Executive Mortgage Brokers, LLC. | 75/100 | 5.0 ★ | 21 |
| 10 | Edge Home Finance Corp - Brian Emerson | 81/100 | 5.0 ★ | 65 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Minnetonka
What does a mortgage broker do differently than going directly to a bank in Minnetonka?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Minnetonka?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 13, 2026.
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