Licensed · Missouri City
Licensed & Insured Mortgage Brokers in Missouri City, TX
Every mortgage brokers listed here carries proper licensing and insurance in TX. Protect yourself — always verify credentials before work begins.
As of May 2026, RatingsNearMe ranks 15 mortgage brokers in Missouri City, TX by verified customer ratings and review volume. The highest-rated is McGowan Mortgages with a 4.9-star rating from 228 verified reviews. Also in the top tier: Summit Lending | Award-Winning Mortgage Broker and Succedo Mortgage, LLC. The average rating across all listed mortgage brokers in Missouri City is 5 stars from 85 reviews per business on average.
Mortgage brokers in Missouri City: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
15
Businesses listed
5★
Avg rating
85
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
McGowan Mortgages
800 E 101st Terrace Ste. 350B, Kansas City, MO 64131, USA
Summit Lending | Award-Winning Mortgage Broker
4967 NE Goodview Cir STE B, Lee's Summit, MO 64064, USA
Succedo Mortgage, LLC
2440 Texas Pkwy Suite 213D, Missouri City, TX 77489, USA
Mortgage Brokers Rankings in Missouri City, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | McGowan Mortgages800 E 101st Terrace Ste. 350B, Kansas City, MO 64131, USA | 4.9★ | 228 |
| #2 | Summit Lending | Award-Winning Mortgage Broker4967 NE Goodview Cir STE B, Lee's Summit, MO 64064, USA | 5.0★ | 425 |
| #3 | Succedo Mortgage, LLC2440 Texas Pkwy Suite 213D, Missouri City, TX 77489, USA | 5.0★ | 103 |
| #4 | The Daniel Team: CMG Home Loans4502 Riverstone Blvd Suite 303-304, Missouri City, TX 77459, USA | 5.0★ | 49 |
| #5 | iknowamortgageguy, LLC2536 S Old Hwy 94 Suite 110, St Charles, MO 63303, USA | 5.0★ | 18 |
| #6 | First Step Mortgage7070 Knights Ct Suite 402, Missouri City, TX 77459, USA | 5.0★ | 34 |
| #7 | Lusin & Lucid Mortgage Group3110 Palm Harbour Dr, Missouri City, TX 77459, USA | 5.0★ | 25 |
| #8 | Fairway Independent Mortgage - Trey Jordan5777 Sienna Pkwy #150, Missouri City, TX 77459, USA | 5.0★ | 136 |
| #9 | Lloyd Daniel4502 Riverstone Blvd, Missouri City, TX 77459, USA | 5.0★ | 6 |
| #10 | Sutton Residential & Commercial2111 Hwy 90 Alt A, Missouri City, TX 77489, USA | 4.9★ | 64 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Missouri City
The Daniel Team: CMG Home Loans
4502 Riverstone Blvd Suite 303-304, Missouri City, TX 77459, USA
First Step Mortgage
7070 Knights Ct Suite 402, Missouri City, TX 77459, USA
Lusin & Lucid Mortgage Group
3110 Palm Harbour Dr, Missouri City, TX 77459, USA
Fairway Independent Mortgage - Trey Jordan
5777 Sienna Pkwy #150, Missouri City, TX 77459, USA
Lloyd Daniel
4502 Riverstone Blvd, Missouri City, TX 77459, USA
Sutton Residential & Commercial
2111 Hwy 90 Alt A, Missouri City, TX 77489, USA
1st Credential Mortgage Inc
8615 Bloomfield Turn, Missouri City, TX 77459, USA
Lida Thomas
4502 Riverstone Blvd, Missouri City, TX 77459, USA
Excel Mortgage,LLC
7335 Hwy 6, Missouri City, TX 77459, USA
Park Cities Mortgage
5950 Sherry Ln Suite 230, Dallas, TX 75225, USA
Peak Wholesale Mortgage
445 Murphy Rd Ste 300, Stafford, TX 77477, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Missouri City, TX.
Frequently Asked Questions — Mortgage Brokers in Missouri City
What does a mortgage broker do differently than going directly to a bank in Missouri City?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Missouri City?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in Missouri City
Related Searches
More ways to find mortgage brokers in Missouri City
Mortgage Brokers in nearby cities