24/7 Available · Mount Vernon
24-Hour Insurance Agents in Mount Vernon, NY — Always Available
Emergencies don't keep business hours. These insurance agents in Mount Vernon are available 24 hours a day, 7 days a week — including holidays.
As of June 2026, RatingsNearMe ranks 16 insurance agents in Mount Vernon, NY by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Traci Menes - State Farm Insurance Agent with a 5.0-star rating from 673 Google reviews and an RNM Score of 88/100. Also in the top tier: Hilda Ortega - State Farm Insurance Agent and Mark Link - State Farm Insurance Agent. The average rating across all listed insurance agents in Mount Vernon is 4.5 stars from 115 reviews per business on average.
Insurance in Mount Vernon: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Mount Vernon, NY is home to a variety of insurance agents who can assist consumers with their insurance needs. These agents offer a range of insurance products, including auto, home, life, and business coverage. Consumers should research local agents to find the best fit for their specific insurance requirements.
- ✓Mount Vernon, NY has multiple insurance agents to choose from
- ✓Agents offer a variety of insurance products and coverage options
- ✓Consumers should research local agents to find the best fit for their needs
Best Overall
Hilda Ortega - State Farm Insurance Agent
Hilda Ortega is consistently top-ranked for her personalized service and strong community reputation in Mount Vernon.
Most Reviewed
Hilda Ortega - State Farm Insurance Agent
A high review count indicates broad customer experience and trust, helping you gauge reliability and service quality.
When choosing an insurance agent in Mount Vernon, consider reading recent reviews and asking about bilingual services if needed, as local agents like Hilda Ortega and Muñoz & Muñoz offer personalized support.
How to Choose a Insurance Agent in Mount Vernon
What to look for
- • Local presence and knowledge of the Mount Vernon, NY market
- • Experience working with clients similar to your needs and budget
- • Transparent communication and willingness to explain policy details
- • Responsiveness and availability to address your questions and concerns
Questions to ask
- • How long have you been an insurance agent serving the Mount Vernon area?
- • What types of insurance policies and coverage do you typically recommend for clients like me?
- • Can you provide references from some of your existing Mount Vernon-based clients?
Red flags
- ⚠ Lack of local expertise or familiarity with the Mount Vernon market
- ⚠ Pushy sales tactics or unwillingness to listen to your specific needs
- ⚠ Inability to clearly explain policy terms, exclusions, and pricing
In New York, insurance agents must be licensed by the Department of Financial Services. Be sure to verify an agent's license and check for any disciplinary actions or complaints.
Local Market Snapshot
16
Businesses listed
4.5★
Avg rating
115
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Trusted by hundreds of local clients with a perfect 5.0-star rating.
4734 White Plains Rd, Bronx, NY 10470, USA4.9-star rating from over 400 Google reviews confirms exceptional local service.
491 New Rochelle Rd, Bronxville, NY 10708, USATrusted Mount Vernon insurance agent with a perfect 5.0 rating from over 250 reviews.
111 Fifth Ave, Pelham, NY 10803, USAInsurance Agents Rankings in Mount Vernon, NY
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Traci Menes - State Farm Insurance Agent4734 White Plains Rd, Bronx, NY 10470, USA | 5.0★ | 673 |
| #2 | Hilda Ortega - State Farm Insurance Agent491 New Rochelle Rd, Bronxville, NY 10708, USA | 4.9★ | 416 |
| #3 | Mark Link - State Farm Insurance Agent111 Fifth Ave, Pelham, NY 10803, USA | 5.0★ | 254 |
| #4 | Rocio Roca - State Farm Insurance Agent16 W 1st St, Mt Vernon, NY 10550, USA | 4.8★ | 158 |
| #5 | Aabsolute brokerage Inc24 W Sandford Blvd, Mt Vernon, NY 10550, USA | 5.0★ | 2 |
| #6 | Corey Anthony - State Farm Insurance Agent579 Gramatan Ave, Mt Vernon, NY 10552, USA | 4.5★ | 151 |
| #7 | Bermudez Insurance Agency75 Gramatan Ave, Mt Vernon, NY 10550, USA | 4.9★ | 81 |
| #8 | Ruas Insurance Agency8 W Sidney Ave, Mt Vernon, NY 10550, USA | 3.4★ | 14 |
| #9 | Muñoz and Muñoz Insurance236 Westchester Ave, Mt Vernon, NY 10552, USA | 5.0★ | 1 |
| #10 | Farmers Insurance - Lenford Henry14 E 1st St Ste 1, Mt Vernon, NY 10550, USA | 4.5★ | 25 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Mount Vernon
Trusted by hundreds of local clients with a 4.8-star average rating.
16 W 1st St, Mt Vernon, NY 10550, USA
Consistently earns a perfect 5.0-star rating from its early Google reviews.
24 W Sandford Blvd, Mt Vernon, NY 10550, USA
4.5 stars from over 150 Google reviews, reflecting strong local trust.
579 Gramatan Ave, Mt Vernon, NY 10552, USA
Trusted by 81 locals with an exceptional 4.9-star rating.
75 Gramatan Ave, Mt Vernon, NY 10550, USA
A local insurance agent with 14 reviews averaging 3.4 stars.
8 W Sidney Ave, Mt Vernon, NY 10550, USA
5.0-star rating from one review reflects exceptional client service in Mount Vernon.
236 Westchester Ave, Mt Vernon, NY 10552, USA
4.5 stars from 25 Google reviews, reflecting strong local customer satisfaction.
14 E 1st St Ste 1, Mt Vernon, NY 10550, USA
Trusted local agent with a solid 4.4-star rating from 20 reviews.
6 Gramatan Ave Ste 604b, Mt Vernon, NY 10550, USA
Mount Vernon insurance agent with a perfect 5.0-star rating from nearly 20 reviews.
235 W 1st St, Mt Vernon, NY 10550, USA
One of few local agents with 9 reviews, earning a mixed 3.8-star rating.
667 E Lincoln Ave, Mt Vernon, NY 10552, USA
4.0 stars from 8 Google reviews for a trusted local insurance agent.
14 E 1st St Ste 1, Mt Vernon, NY 10550, USA
Trusted local agent with a 4.7★ rating from 6 Google reviews.
154 N Fulton Ave, Mt Vernon, NY 10550, USA
3.7 stars from 3 Google reviews; check recent feedback before visiting.
3475 Bivona St apt 16 j, Bronx, NY 10475, USA
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Insurance Agents in Mount Vernon, NY — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Traci Menes - State Farm Insurance Agent | 88/100 | 5.0 ★ | 673 |
| 2 | Hilda Ortega - State Farm Insurance Agent | 87/100 | 4.9 ★ | 416 |
| 3 | Mark Link - State Farm Insurance Agent | 88/100 | 5.0 ★ | 254 |
| 4 | Rocio Roca - State Farm Insurance Agent | 82/100 | 4.8 ★ | 158 |
| 5 | Aabsolute brokerage Inc | 64/100 | 5.0 ★ | 2 |
| 6 | Corey Anthony - State Farm Insurance Agent | 77/100 | 4.5 ★ | 151 |
| 7 | Bermudez Insurance Agency | 81/100 | 4.9 ★ | 81 |
| 8 | Ruas Insurance Agency | 46/100 | 3.4 ★ | 14 |
| 9 | Muñoz and Muñoz Insurance | 62/100 | 5.0 ★ | 1 |
| 10 | Farmers Insurance - Lenford Henry | 68/100 | 4.5 ★ | 25 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Mount Vernon
What is the difference between a captive and independent insurance agent in Mount Vernon?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in NY?
Search the NY Department of Insurance's online license lookup — Google "NY Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in NY must be licensed with the state.
How much does working with a local insurance agent in Mount Vernon cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Mount Vernon?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Mount Vernon adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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