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We don't have insurance agents listed specifically in Murphy yet — these top-rated pros from Wylie serve your area and are available for calls and quotes today.
24/7 Available · Murphy
24-Hour Insurance Agents in Murphy, TX — Always Available
Emergencies don't keep business hours. These insurance agents in Murphy are available 24 hours a day, 7 days a week — including holidays.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Murphy, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Carolyn Weeks Insurance Agency with a 4.3-star rating from 9 Google reviews and an RNM Score of 71/100. Also in the top tier: D. Zane Shepherd: Allstate Insurance and Sure Safe Insurance Service Inc.. The average rating across all listed insurance agents in Murphy is 4.8 stars from 140 reviews per business on average.
Insurance in Murphy: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
140
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
4.3 stars from 9 reviews, reflecting solid local service in Wylie.
231 W Farm To Market 544, Murphy, TX 75094, USATrusted by hundreds of Wylie clients, this agent holds a stellar 4.8-star rating.
412 Village Dr STE 100, Murphy, TX 75094, USAExceptional 5.0-star rating from 7 Google reviews in Wylie, TX.
28 Decker Ct, Wylie, TX 75098, USAInsurance Agents Rankings in Murphy, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Carolyn Weeks Insurance Agency231 W Farm To Market 544, Murphy, TX 75094, USA | 4.3★ | 9 |
| #2 | D. Zane Shepherd: Allstate Insurance412 Village Dr STE 100, Murphy, TX 75094, USA | 4.8★ | 189 |
| #3 | Sure Safe Insurance Service Inc.28 Decker Ct, Wylie, TX 75098, USA | 5.0★ | 7 |
| #4 | Brightway Insurance, The Lunte Family Agency601 Sanden Blvd Ste 103, Wylie, TX 75098, USA | 5.0★ | 137 |
| #5 | Jarrod Rush - State Farm Insurance Agent500 S Westgate Way #100, Wylie, TX 75098, USA | 4.9★ | 157 |
| #6 | Farmers Insurance - Andrea Kincanon607 Commerce St #120, Wylie, TX 75098, USA | 4.9★ | 194 |
| #7 | Millennium Insurance2744 FM1378, Wylie, TX 75098, USA | 4.6★ | 10 |
| #8 | Jeff Buckley Insurance Agency310 W Brown St, Wylie, TX 75098, USA | 4.8★ | 36 |
| #9 | The Olalde Insurance Agency403 S Birmingham St Ste C, Wylie, TX 75098, USA | 5.0★ | 126 |
| #10 | 3D Insurance Services, Inc.675 Town Square Blvd Bldg. 1A, STE. 200, Garland, TX 75040, USA | 3.0★ | 2 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Murphy
Wylie insurance agent with a perfect 5.0-star rating from over 130 reviews.
601 Sanden Blvd Ste 103, Wylie, TX 75098, USA
4.9-star rating from over 150 Google reviews reflects exceptional local service.
500 S Westgate Way #100, Wylie, TX 75098, USA
4.9 stars from nearly 200 reviews, making Wylie insurance easy to trust.
607 Commerce St #120, Wylie, TX 75098, USA
Wylie insurance agent with a strong 4.6-star rating from 10 Google reviews.
2744 FM1378, Wylie, TX 75098, USA
Trusted by locals with a 4.8-star rating from 36 reviews.
310 W Brown St, Wylie, TX 75098, USA
Trusted by hundreds of locals, this Wylie insurance agent holds a flawless 5.0-star rating.
403 S Birmingham St Ste C, Wylie, TX 75098, USA
Serves Rowlett, TX, with a 3.0-star rating based on 2 Google reviews.
675 Town Square Blvd Bldg. 1A, STE. 200, Garland, TX 75040, USA
Trusted by locals with a strong 4.6-star rating from over 20 reviews.
108 S Jackson Ave Suite 208, Wylie, TX 75098, USA
5.0★ rating from 7 Google reviews for a Wylie insurance agent.
404 S Jackson Ave Suite 104, Wylie, TX 75098, USA
Trusted by hundreds of local clients, this Wylie insurance agent holds a 4.8-star rating.
201 Calloway St, Wylie, TX 75098, USA
4.9-star rating from over 1,100 Google reviews shows exceptional local trust.
108 W Marble St, Wylie, TX 75098, USA
Trusted by hundreds of neighbors with a perfect 5.0★ rating in Wylie.
105 W Jefferson St Suite 200, Wylie, TX 75098, USA
A 5.0-star rating from 2 Google reviews reflects exceptional local service.
201 N Ballard Ave #104, Wylie, TX 75098, USA
4.8-star rating from 24 Google reviews for this Wylie insurance agent.
808 S Ballard Ave #120A, Wylie, TX 75098, USA
Proudly serving Wylie with a stellar 4.9-star rating from 64 Google reviews.
306 N Ballard Ave, Wylie, TX 75098, USA
5.0 stars from 2 reviews, reflecting exceptional local service in Wylie.
620 S State Hwy 78 #605, Wylie, TX 75098, USA
Trusted by hundreds of local clients with a stellar 4.8-star rating.
600 E Brown St, Wylie, TX 75098, USA
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Insurance Agents in Murphy, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Carolyn Weeks Insurance Agency | 71/100 | 4.3 ★ | 9 |
| 2 | D. Zane Shepherd: Allstate Insurance | 95/100 | 4.8 ★ | 189 |
| 3 | Sure Safe Insurance Service Inc. | 70/100 | 5.0 ★ | 7 |
| 4 | Brightway Insurance, The Lunte Family Agency | 97/100 | 5.0 ★ | 137 |
| 5 | Jarrod Rush - State Farm Insurance Agent | 87/100 | 4.9 ★ | 157 |
| 6 | Farmers Insurance - Andrea Kincanon | 89/100 | 4.9 ★ | 194 |
| 7 | Millennium Insurance | 68/100 | 4.6 ★ | 10 |
| 8 | Jeff Buckley Insurance Agency | 86/100 | 4.8 ★ | 36 |
| 9 | The Olalde Insurance Agency | 96/100 | 5.0 ★ | 126 |
| 10 | 3D Insurance Services, Inc. | 30/100 | 3.0 ★ | 2 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Murphy
What is the difference between a captive and independent insurance agent in Murphy?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Murphy cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Murphy?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Murphy adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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