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We don't have insurance agents listed specifically in Murphy yet — these top-rated pros from Wylie serve your area and are available for calls and quotes today.

Low Cost · Murphy

Cheap Insurance Agents in Murphy, TX — Best Prices

Compare insurance agents prices in Murphy to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.

As of May 2026, RatingsNearMe ranks 20 insurance agents in Murphy, TX by verified customer ratings and review volume. The highest-rated is Carolyn Weeks Insurance Agency with a 4.3-star rating from 9 verified reviews. Also in the top tier: D. Zane Shepherd: Allstate Insurance and Sure Safe Insurance Service Inc.. The average rating across all listed insurance agents in Murphy is 4.8 stars from 140 reviews per business on average.

Insurance in Murphy: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

4.8★

Avg rating

140

Avg reviews

May 17, 2026

Last updated

Top Rated Insurance Agents

🥇

Carolyn Weeks Insurance Agency

4.3(9 reviews)

231 W Farm To Market 544, Murphy, TX 75094, USA

🥈

D. Zane Shepherd: Allstate Insurance

4.8(189 reviews)

412 Village Dr STE 100, Murphy, TX 75094, USA

🥉

Sure Safe Insurance Service Inc.

5.0(7 reviews)

28 Decker Ct, Wylie, TX 75098, USA

Insurance Agents Rankings in Murphy, TX

#BusinessRatingReviews
#1Carolyn Weeks Insurance Agency231 W Farm To Market 544, Murphy, TX 75094, USA4.39
#2D. Zane Shepherd: Allstate Insurance412 Village Dr STE 100, Murphy, TX 75094, USA4.8189
#3Sure Safe Insurance Service Inc.28 Decker Ct, Wylie, TX 75098, USA5.07
#4Brightway Insurance, The Lunte Family Agency601 Sanden Blvd Ste 103, Wylie, TX 75098, USA5.0137
#5Jarrod Rush - State Farm Insurance Agent500 S Westgate Way #100, Wylie, TX 75098, USA4.9157
#6Farmers Insurance - Andrea Kincanon607 Commerce St #120, Wylie, TX 75098, USA4.9194
#7Millennium Insurance2744 FM1378, Wylie, TX 75098, USA4.610
#8Jeff Buckley Insurance Agency310 W Brown St, Wylie, TX 75098, USA4.836
#9The Olalde Insurance Agency403 S Birmingham St Ste C, Wylie, TX 75098, USA5.0126
#103D Insurance Services, Inc.675 Town Square Blvd Bldg. 1A, STE. 200, Garland, TX 75040, USA3.02

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Insurance Agents in Murphy

4

Brightway Insurance, The Lunte Family Agency

5.0· 137 reviews

601 Sanden Blvd Ste 103, Wylie, TX 75098, USA

5

Jarrod Rush - State Farm Insurance Agent

4.9· 157 reviews

500 S Westgate Way #100, Wylie, TX 75098, USA

6

Farmers Insurance - Andrea Kincanon

4.9· 194 reviews

607 Commerce St #120, Wylie, TX 75098, USA

7

Millennium Insurance

4.6· 10 reviews

2744 FM1378, Wylie, TX 75098, USA

8

Jeff Buckley Insurance Agency

4.8· 36 reviews

310 W Brown St, Wylie, TX 75098, USA

9

The Olalde Insurance Agency

5.0· 126 reviews

403 S Birmingham St Ste C, Wylie, TX 75098, USA

10

3D Insurance Services, Inc.

3.0· 2 reviews

675 Town Square Blvd Bldg. 1A, STE. 200, Garland, TX 75040, USA

11

Farmers Insurance - Bernard Ryan

4.6· 21 reviews

108 S Jackson Ave Suite 208, Wylie, TX 75098, USA

12

Balince Insurance Agency Wylie

5.0· 7 reviews

404 S Jackson Ave Suite 104, Wylie, TX 75098, USA

13

Wylie Insurance Agency

4.8· 232 reviews

201 Calloway St, Wylie, TX 75098, USA

14

American Entitlements Medicare

4.9· 1,198 reviews

108 W Marble St, Wylie, TX 75098, USA

15

JP Direct Health

5.0· 128 reviews

105 W Jefferson St Suite 200, Wylie, TX 75098, USA

16

C & T Insurance

5.0· 2 reviews

201 N Ballard Ave #104, Wylie, TX 75098, USA

17

Amie Kurtenbach - State Farm Insurance Agent

4.8· 24 reviews

808 S Ballard Ave #120A, Wylie, TX 75098, USA

18

HI Agency - Wylie

4.9· 64 reviews

306 N Ballard Ave, Wylie, TX 75098, USA

19

KAS AUTO INSURANCE

5.0· 2 reviews

620 S State Hwy 78 #605, Wylie, TX 75098, USA

20

Adam Leggett - State Farm Insurance Agent

4.8· 261 reviews

600 E Brown St, Wylie, TX 75098, USA

Data from Google Business listings
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Frequently Asked Questions — Insurance Agents in Murphy

What is the difference between a captive and independent insurance agent in Murphy?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in TX?

Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.

How much does working with a local insurance agent in Murphy cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Murphy?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Murphy adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Insurance Agents Directory — Murphy, TX

This page lists and ranks 20 insurance agents serving Murphy, TX as of May 2026. The average verified rating across all listings is 4.8 stars, with an average of 140 customer reviews per business. The top-ranked insurance agents in Murphy by our algorithm is Carolyn Weeks Insurance Agency (4.3 stars, 9 reviews). Insurance in Murphy: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Murphy: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

Request Free Quotes — Top-Rated Insurance Agents in Murphy