Low Cost · Nashville
Cheap Mortgage Brokers in Nashville, TN — Best Prices
Compare mortgage brokers prices in Nashville to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Nashville, TN by verified customer ratings and review volume. The highest-rated is Lending Hand Mortgage, LLC with a 4.9-star rating from 721 verified reviews. Also in the top tier: The Kaplan Team of CrossCountry Mortgage Lender in Franklin, Tennessee and First Choice Lending Services, LLC. The average rating across all listed mortgage brokers in Nashville is 5 stars from 168 reviews per business on average.
Mortgage brokers in Nashville: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
168
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Lending Hand Mortgage, LLC
510 Lentz Dr, Madison, TN 37115, USA
The Kaplan Team of CrossCountry Mortgage Lender in Franklin, Tennessee
302 Innovation Drive #470, Franklin, TN 37067, USA
First Choice Lending Services, LLC
3511 Gallatin Pike, Nashville, TN 37216, USA
Mortgage Brokers Rankings in Nashville, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Lending Hand Mortgage, LLC510 Lentz Dr, Madison, TN 37115, USA | 4.9★ | 721 |
| #2 | The Kaplan Team of CrossCountry Mortgage Lender in Franklin, Tennessee302 Innovation Drive #470, Franklin, TN 37067, USA | 4.9★ | 414 |
| #3 | First Choice Lending Services, LLC3511 Gallatin Pike, Nashville, TN 37216, USA | 4.9★ | 329 |
| #4 | Brendan Donelson's Smart Start - Nashville Mortgage Lender2125 8th Ave S, Nashville, TN 37204, USA | 5.0★ | 45 |
| #5 | Golden Oak Lending15 Century Blvd Suite 301, Nashville, TN 37214, USA | 4.9★ | 39 |
| #6 | Interlinc Mortgage Services LLC305 E Trinity Ln, Nashville, TN 37207, USA | 5.0★ | 211 |
| #7 | Alene Gnyp Mortgage Specialist2200 Abbott Martin Rd, Nashville, TN 37215, USA | 5.0★ | 56 |
| #8 | Josh Jones-Certified Mortgage Advisor Nexa Mortgage NMLS#18922071033 Demonbreun St #300, Nashville, TN 37203, USA | 5.0★ | 51 |
| #9 | Evolution Mortgage LLC2605 Elm Hill Pike # E, Nashville, TN 37214, USA | 5.0★ | 270 |
| #10 | Community Mortgage Advisors, LLC615 Main St #205, Nashville, TN 37206, USA | 5.0★ | 41 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Nashville
Brendan Donelson's Smart Start - Nashville Mortgage Lender
2125 8th Ave S, Nashville, TN 37204, USA
Golden Oak Lending
15 Century Blvd Suite 301, Nashville, TN 37214, USA
Interlinc Mortgage Services LLC
305 E Trinity Ln, Nashville, TN 37207, USA
Alene Gnyp Mortgage Specialist
2200 Abbott Martin Rd, Nashville, TN 37215, USA
Josh Jones-Certified Mortgage Advisor Nexa Mortgage NMLS#1892207
1033 Demonbreun St #300, Nashville, TN 37203, USA
Evolution Mortgage LLC
2605 Elm Hill Pike # E, Nashville, TN 37214, USA
Community Mortgage Advisors, LLC
615 Main St #205, Nashville, TN 37206, USA
The Locklear Lending Team - Nashville, TN
12 Cadillac Dr #180, Brentwood, TN 37027, USA
Chris Haynes - Preferred Rate
2055 N Mt Juliet Rd Suite 100, Mt. Juliet, TN 37122, USA
Broadway Mortgage Group
132 N Water Ave, Gallatin, TN 37066, USA
Keith Collins - Mortgage Broker
1718 General George Patton Dr, Brentwood, TN 37027, USA
Chad Anderson - Mortgage Expert
8 Cadillac Dr 3rd Floor, Brentwood, TN 37027, USA
Neely Lending Group
159 4th Ave N Suite 201, Nashville, TN 37219, USA
Music City Mortgage Inc
128 Holiday Ct #121, Franklin, TN 37067, USA
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Frequently Asked Questions — Mortgage Brokers in Nashville
What does a mortgage broker do differently than going directly to a bank in Nashville?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Nashville?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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