Near You · National City
Insurance Agents Near You in National City, CA
Find insurance agents close to you in National City. All results are sorted by proximity and rated by real local customers.
As of May 2026, RatingsNearMe ranks 15 insurance agents in National City, CA by verified customer ratings and review volume. The highest-rated is American Tri Star Insurance Service Inc. - National City with a 4.9-star rating from 1,052 verified reviews. Also in the top tier: Fiesta Auto Insurance & Tax Service and Freeway Insurance. The average rating across all listed insurance agents in National City is 4.7 stars from 241 reviews per business on average.
Insurance in National City: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
15
Businesses listed
4.7★
Avg rating
241
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
American Tri Star Insurance Service Inc. - National City
1039 Highland Ave, National City, CA 91950, USA
Fiesta Auto Insurance & Tax Service
640 Highland Ave Suite A, National City, CA 91950, USA
Insurance Agents Rankings in National City, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | American Tri Star Insurance Service Inc. - National City1039 Highland Ave, National City, CA 91950, USA | 4.9★ | 1,052 |
| #2 | Fiesta Auto Insurance & Tax Service640 Highland Ave Suite A, National City, CA 91950, USA | 4.8★ | 512 |
| #3 | Freeway Insurance925 E Plaza Blvd #107, National City, CA 91950, USA | 4.8★ | 505 |
| #4 | Town Insurance Services51 N Highland Ave # I, National City, CA 91950, USA | 3.7★ | 20 |
| #5 | MGH Insurance Services, Inc.615 National City Blvd, National City, CA 91950, USA | 4.6★ | 44 |
| #6 | Bradford & Insu-rance Ellis6501 Imperial Ave, San Diego, CA 92114, USA | 5.0★ | 4 |
| #7 | Pedro Tamayo - State Farm Insurance Agent2425 National City Blvd, National City, CA 91950, USA | 4.4★ | 129 |
| #8 | Auto International Insurance1610 E 8th St Suite A, National City, CA 91950, USA | 5.0★ | 36 |
| #9 | Avenida Insurance333 Highland Ave, National City, CA 91950, USA | 3.5★ | 13 |
| #10 | Pronto Insurance Agency3007 Highland Ave Suite 108, National City, CA 91950, USA | 4.9★ | 190 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in National City
Town Insurance Services
51 N Highland Ave # I, National City, CA 91950, USA
MGH Insurance Services, Inc.
615 National City Blvd, National City, CA 91950, USA
Bradford & Insu-rance Ellis
6501 Imperial Ave, San Diego, CA 92114, USA
Pedro Tamayo - State Farm Insurance Agent
2425 National City Blvd, National City, CA 91950, USA
Auto International Insurance
1610 E 8th St Suite A, National City, CA 91950, USA
Pronto Insurance Agency
3007 Highland Ave Suite 108, National City, CA 91950, USA
Jalisco Insurance
2443 E Plaza Blvd, National City, CA 91950, USA
Sewell Insurance Agency
340 W 26th St Ste B, National City, CA 91950, USA
Altra Insurance Services Inc.
1050 Highland Ave Ste A, National City, CA 91950, USA
Sal Cerda - State Farm Insurance Agent
1625 Sweetwater Rd Ste F, National City, CA 91950, USA
Adriana's Insurance Services
1325 E Plaza Blvd #104, National City, CA 91950, USA
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Frequently Asked Questions — Insurance Agents in National City
What is the difference between a captive and independent insurance agent in National City?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in National City cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in National City?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in National City adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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