Licensed · National City
Licensed & Insured Insurance Agents in National City, CA
Every insurance agents listed here carries proper licensing and insurance in CA. Protect yourself — always verify credentials before work begins.
As of July 2026, RatingsNearMe ranks 15 insurance agents in National City, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is American Tri Star Insurance Service Inc. - National City with a 4.9-star rating from 1,052 Google reviews and an RNM Score of 98/100. Also in the top tier: Fiesta Auto Insurance & Tax Service and Freeway Insurance. The average rating across all listed insurance agents in National City is 4.7 stars from 241 reviews per business on average.
Insurance in National City: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
15
Businesses listed
4.7★
Avg rating
241
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
4.9 stars from over 1,000 reviews for a trusted National City insurance agent.
1039 Highland Ave, National City, CA 91950, USAExceptional 4.8-star rating from over 500 reviews in National City.
640 Highland Ave Suite A, National City, CA 91950, USATrusted by hundreds of locals with an exceptional 4.8-star rating.
925 E Plaza Blvd #107, National City, CA 91950, USAInsurance Agents Rankings in National City, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | American Tri Star Insurance Service Inc. - National City1039 Highland Ave, National City, CA 91950, USA | 4.9★ | 1,052 |
| #2 | Fiesta Auto Insurance & Tax Service640 Highland Ave Suite A, National City, CA 91950, USA | 4.8★ | 512 |
| #3 | Freeway Insurance925 E Plaza Blvd #107, National City, CA 91950, USA | 4.8★ | 505 |
| #4 | Pronto Insurance Agency3007 Highland Ave Suite 108, National City, CA 91950, USA | 4.9★ | 190 |
| #5 | Avenida Insurance333 Highland Ave, National City, CA 91950, USA | 3.5★ | 13 |
| #6 | Jalisco Insurance2443 E Plaza Blvd, National City, CA 91950, USA | 5.0★ | 10 |
| #7 | Altra Insurance Services Inc.1050 Highland Ave Ste A, National City, CA 91950, USA | 4.9★ | 268 |
| #8 | Sal Cerda - State Farm Insurance Agent1625 Sweetwater Rd Ste F, National City, CA 91950, USA | 5.0★ | 182 |
| #9 | MGH Insurance Services, Inc.615 National City Blvd, National City, CA 91950, USA | 4.6★ | 44 |
| #10 | Auto International Insurance1610 E 8th St Suite A, National City, CA 91950, USA | 5.0★ | 36 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in National City
Praised for exceptional 4.9-star service across nearly 200 reviews.
3007 Highland Ave Suite 108, National City, CA 91950, USA
13 Google reviews give this National City insurance agent a 3.5-star rating.
333 Highland Ave, National City, CA 91950, USA
Exceptional 5.0-star rating from 10 Google reviews for local insurance help.
2443 E Plaza Blvd, National City, CA 91950, USA
Trusted by hundreds of clients with an exceptional 4.9-star rating.
1050 Highland Ave Ste A, National City, CA 91950, USA
National City insurance agent with a perfect 5.0-star rating from over 180 reviews.
1625 Sweetwater Rd Ste F, National City, CA 91950, USA
Trusted locally with 44 reviews averaging 4.6 stars.
615 National City Blvd, National City, CA 91950, USA
Praised by dozens of local clients, this National City agent holds a perfect 5.0-star rating.
1610 E 8th St Suite A, National City, CA 91950, USA
National City insurance agent with a perfect 5.0-star rating from 4 reviews.
6501 Imperial Ave, San Diego, CA 92114, USA
Trusted by locals with a solid 4.4★ rating from over 120 reviews.
2425 National City Blvd, National City, CA 91950, USA
3.7 stars from 20 reviews, indicating a generally mixed customer experience.
51 N Highland Ave # I, National City, CA 91950, USA
Exceptional 4.9-star rating from over a dozen reviews in National City.
340 W 26th St Ste B, National City, CA 91950, USA
Trusted National City insurance agent with 4.5 stars from over 600 reviews.
1325 E Plaza Blvd #104, National City, CA 91950, USA
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Insurance Agents in National City, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | American Tri Star Insurance Service Inc. - National City | 98/100 | 4.9 ★ | 1,052 |
| 2 | Fiesta Auto Insurance & Tax Service | 97/100 | 4.8 ★ | 512 |
| 3 | Freeway Insurance | 97/100 | 4.8 ★ | 505 |
| 4 | Pronto Insurance Agency | 97/100 | 4.9 ★ | 190 |
| 5 | Avenida Insurance | 59/100 | 3.5 ★ | 13 |
| 6 | Jalisco Insurance | 71/100 | 5.0 ★ | 10 |
| 7 | Altra Insurance Services Inc. | 98/100 | 4.9 ★ | 268 |
| 8 | Sal Cerda - State Farm Insurance Agent | 90/100 | 5.0 ★ | 182 |
| 9 | MGH Insurance Services, Inc. | 84/100 | 4.6 ★ | 44 |
| 10 | Auto International Insurance | 90/100 | 5.0 ★ | 36 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in National City
What is the difference between a captive and independent insurance agent in National City?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in National City cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in National City?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in National City adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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