Pricing Guide · New Braunfels
Mortgage Brokers Cost in New Braunfels, TX — 2026 Price Guide
What should you pay for mortgage brokers in New Braunfels? See real 2026 price ranges from local pros and get free quotes to compare.
As of May 2026, RatingsNearMe ranks 16 mortgage brokers in New Braunfels, TX by verified customer ratings and review volume. The highest-rated is Pilgrim Mortgage New Braunfels with a 4.9-star rating from 232 verified reviews. Also in the top tier: Sente Mortgage and MORTGAGEinc. The average rating across all listed mortgage brokers in New Braunfels is 5 stars from 57 reviews per business on average.
Mortgage brokers in New Braunfels: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
16
Businesses listed
5★
Avg rating
57
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Pilgrim Mortgage New Braunfels
190 S Seguin Ave, New Braunfels, TX 78130, USA
Sente Mortgage
473 S Seguin Ave #200, New Braunfels, TX 78130, USA
MORTGAGEinc
2111 S I-35 South Frontage Rd Ste. 1105, New Braunfels, TX 78130, USA
Mortgage Brokers Rankings in New Braunfels, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Pilgrim Mortgage New Braunfels190 S Seguin Ave, New Braunfels, TX 78130, USA | 4.9★ | 232 |
| #2 | Sente Mortgage473 S Seguin Ave #200, New Braunfels, TX 78130, USA | 5.0★ | 166 |
| #3 | MORTGAGEinc2111 S I-35 South Frontage Rd Ste. 1105, New Braunfels, TX 78130, USA | 5.0★ | 147 |
| #4 | PrimeLending, A PlainsCapital Company - New Braunfels1067 FM306 Unit 405, New Braunfels, TX 78130, USA | 5.0★ | 24 |
| #5 | Canopy Mortgage111 Maple Terrace, New Braunfels, TX 78132, USA | 5.0★ | 3 |
| #6 | Cavanaugh Crew powered by Edge Home Finance144 Clemens Ave Suite 1, New Braunfels, TX 78130, USA | 5.0★ | 183 |
| #7 | Jeremy Boman Motto Mortgage First Choice142 W San Antonio St, New Braunfels, TX 78130, USA | 5.0★ | 5 |
| #8 | Collin Jorden, Mortgage Broker144 Clemens Ave Suite 1, New Braunfels, TX 78130, USA | 5.0★ | 17 |
| #9 | Guild Mortgage - The Arp Brothers Team228 Hunters Village, New Braunfels, TX 78132, USA | 5.0★ | 18 |
| #10 | Dusty Lewis: Loan Officer, NEXA Mortgage657 Volme, New Braunfels, TX 78130, USA | 5.0★ | 15 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in New Braunfels
PrimeLending, A PlainsCapital Company - New Braunfels
1067 FM306 Unit 405, New Braunfels, TX 78130, USA
Canopy Mortgage
111 Maple Terrace, New Braunfels, TX 78132, USA
Cavanaugh Crew powered by Edge Home Finance
144 Clemens Ave Suite 1, New Braunfels, TX 78130, USA
Jeremy Boman Motto Mortgage First Choice
142 W San Antonio St, New Braunfels, TX 78130, USA
Collin Jorden, Mortgage Broker
144 Clemens Ave Suite 1, New Braunfels, TX 78130, USA
Guild Mortgage - The Arp Brothers Team
228 Hunters Village, New Braunfels, TX 78132, USA
Dusty Lewis: Loan Officer, NEXA Mortgage
657 Volme, New Braunfels, TX 78130, USA
Xpert Home Lending: Ryan Phillips
1104 Carriage Loop, New Braunfels, TX 78132, USA
My Community Mortgage - New Braunfels
378 Hampshire St, New Braunfels, TX 78130, USA
Sherrie James Motto Mortgage First Choice
142 W San Antonio St, New Braunfels, TX 78130, USA
Ken Keeble at New Fed Mortgage
1619 E Common St #1003, New Braunfels, TX 78130, USA
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Frequently Asked Questions — Mortgage Brokers in New Braunfels
What does a mortgage broker do differently than going directly to a bank in New Braunfels?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in New Braunfels?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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